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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7333
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7333 Posts | 12-31-2025 10:03 PM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Proportion Of Loan Balances To Loan Amounts Is Too...
Latest Post - Re: Any single inquiry impact > 21 points on FICO ...
| 192887 Posts | 01-09-2026 11:00 AM | |
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306106
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - late or not late
Latest Post - Re: What do you consider TCL?
| 306106 Posts | 01-13-2026 03:52 PM | |
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28384
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - The cost of FICO and Vantage scores
Latest Post - Re: Trump proposes CC interest rate cap of 10%
| 28384 Posts | 01-13-2026 03:53 PM | |
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8226
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Any truth in this concept?
Latest Post - Re: Need advice on car repairs
| 8226 Posts | 12-22-2025 05:59 PM | |
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - Personal Loan Approvals!
Latest Post - Re: Seeking financial advice as a struggling 22 ye...
| 258737 Posts | 01-13-2026 04:01 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Amex Morgan Stanley Platinum Card Benefit Enrollme...
Latest Post - Re: US Bank Available Credit Not Resetting
| 1726835 Posts | 01-13-2026 04:01 PM | |
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Synchrony Application Limit?
Latest Post - Re: Synchrony Application Limit?
| 302317 Posts | 01-13-2026 04:02 PM | |
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863412
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - 3 Different CLI's - Smartly, USAA Amex, Amazon Ame...
Latest Post - Re: First AmEx CLI since they let me back in!
| 863412 Posts | 01-13-2026 04:06 PM | |
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258284
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Mortgage Late Payments
Latest Post - Re: Mortgage Late Payments
| 258284 Posts | 01-13-2026 02:30 PM | |
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Trying to refi with 625 score possible?
Latest Post - Re: Lender For Older Vehicle
| 97503 Posts | 01-10-2026 10:08 AM | |
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28039
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Help! Spouse’s (no longer working) large repayment...
Latest Post - Re: Help! Spouse’s (no longer working) large repay...
| 28039 Posts | 01-07-2026 09:10 AM | |
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50581
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - Chase Ink Business Cash CLI
Latest Post - Re: BofA Business Customized Cash Approval! Sittin...
| 50581 Posts | 01-13-2026 02:12 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - Mission Lane Visa
Latest Post - Re: Mission Lane Visa
| 659611 Posts | 01-13-2026 03:33 PM | |
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - conflicting information on buying a house in chapt...
Latest Post - Re: conflicting information on buying a house in c...
| 85933 Posts | 01-08-2026 12:51 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Amex Morgan Stanley Platinum Card Benefit Enrollme...
Latest Post - Re: US Bank Available Credit Not Resetting
| 1726835 Posts | 138 Posts | |
Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Synchrony Application Limit?
Latest Post - Re: Synchrony Application Limit?
| 302317 Posts | 49 Posts |