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Understanding FICO® Scoring

The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
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General Credit Topics

Can’t find a place for your credit question? This is the board for you. Topics include credit reports, general loan questions, identity fraud and more.
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Credit in the News

Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
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Relationships and Money

It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
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Retirement Topics

Welcome to the myFICO forums retirement board. Retirement is a complex and often intimidating concept, but it doesn't have to be. Here’s your place to ask, answer and discuss all things retirement.
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Types of Credit

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Credit Cards

The credit cards board is your place to discuss many different credit card-related topics, including: how credit cards affect FICO scores, applying for new credit cards, managing credit card debt and more.
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Credit Card App Approvals

Getting approved for a credit card is exciting—so exciting you want to tell the world! Here’s your place to do it. Topics include credit card approvals, increases and upgrades.
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Mortgage Loans

This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
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Auto Loans

It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
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Student Loans

This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
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Business Credit

How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
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Rebuilding Your Credit

Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
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Bankruptcy

You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
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This 'n' That

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SmorgasBoard

If it doesn’t fit in the other boards, put it in the Smorgasboard! This board includes a wide variety of topics including banking, debit cards, weather and dog pictures.
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myFICO® Product Feedback

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myFICO® Forums Technical Help

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myFICO Product Survey

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Credit CARD Act and New FHA Rules Download

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What you should know about the Dodd-Frank Act

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