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Understanding FICO® Scoring

The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
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General Credit Topics

Can’t find a place for your credit question? This is the board for you. Topics include credit reports, general loan questions, identity fraud and more.
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Credit in the News

Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
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Relationships and Money

It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
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Personal Finance

Welcome to the myFICO forums personal finance board. This is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, new payment technology, budgeting, etc.
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Types of Credit

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Credit Cards

The credit cards board is your place to discuss many different credit card-related topics ranging from managing credit card debt to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
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Credit Card Applications

Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
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Credit Card Approvals

Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
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Mortgage Loans

This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
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Auto Loans

It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
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Student Loans

This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
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Business Credit

How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
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Rebuilding Your Credit

Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
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Bankruptcy

You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
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This 'n' That

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SmorgasBoard

If it doesn’t fit in the other boards, put it in the Smorgasboard! This board includes the zany, fun and social stuff: cat pictures, jokes, trivia, random thoughts, etc.
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myFICO® Product Feedback

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myFICO® Forums Technical Help

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myFICO Product Survey

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Credit CARD Act and New FHA Rules Download

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What you should know about the Dodd-Frank Act

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

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