11-01-2007 07:49 AM
11-01-2007 07:52 AM
newyork21 wrote:My mother added a card, in my name, to her account. She recently fell into financial trouble (last year) and the card went into collections. The card is now paid off and closed but is showing up on my Report (as a joint card). I assume this will affect my FICO score and wish to remove it as I was not the primary Card Holder nor have I even used it in the past 2 years. Does anyone know if this is possible and, if so, how to go about it?I appreciate any help regarding this matter.
11-01-2007 07:54 AM
11-01-2007 08:11 AM
newyork21 wrote:Is there any other type of card it can be? We did not sign up for it at the same time she only added me.Thank you for your response
11-01-2007 08:14 AM
newyork21 wrote:Is there any other type of card it can be? We did not sign up for it at the same time she only added me.Thank you for your responseYou could be an AU, but if it is showing up as joint, it seems like joint. Does it show as "joint" or "shared" on all three CRs?
11-01-2007 08:14 AM
11-01-2007 08:19 AM
11-01-2007 08:20 AM
11-01-2007 08:27 AM
11-01-2007 08:44 AM
11-01-2007 09:12 AM
11-24-2008 05:55 PM
These responses are not provided or commissioned by FICO. Responses have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.