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when E equals Experian and W equals WHY (as in WHY is that still on my credit report?!?)
So then, take the cosign and multiply the coefficient to the power of pie (Yes pie. It is better then PI, IMHO) and you will get:
T equals Transunion in this equation. In this example, you have to all sorts of multiplication and division and calculus. For this example, my Transunion and Experian score are 756 and 766 respectively. It's easy to figure out once you know how!
The method for figuring Equifax is quite difficult however. First factor the vector with mean and covariance matrix Kxx is to perform the following calculation:
Thus, the output of this transformation to Equifax has expectation
and covariance matrix
By diagonalizing Kxx, we get the following:
Summary: Calculating FICO scores is easy! All it takes is a little basic math, some patience, and a little free time at work.
haulingthescoreup wrote:
I'm beginning to wonder if ANY members of these boards do more than 2-3 hours of real work at the office...Fellow MyFicoers like to use their non-productive time wisely. We can always tell the higher-ups we are improving our inter-personal skills.
@haulingthescoreup wrote:
I'm beginning to wonder if ANY members of these boards do more than 2-3 hours of real work at the office...
@Anonymous wrote:
You forgot a bunch of things.
1. The airspeed of an African swallow