topic Re: How do you handle the Ex.'s collection calls.... in Relationships and Money

How do you handle the Ex.'s collection calls....

fishone4 — Fri, 30 Mar 2012 19:44:56 GMT

My BF's EX wife's name is very similar to his. Her first name just as an e on the end, and she didn't got back to her maiden name. They divorced in 09. He paid of the CC's that he knew of. Needless to say he was just discharged from CH7 3 weeks ago. Had no other choice. She got the house never refi had it foreclosed. She got a car, never refi, got it repo'd. He had garnishments, judgments, and bills showing up everyday. She opened up CC's in his name, loans, etc. She opened up joint accounts that he never new of. He's been hit with inquiries from places in the state she lives in. I pulled his credit reports and even found out that her address was on his reports. We got that taken off. The CCA's have placed fraud alerts. Now that he's been discharged we are getting letters and calls from collection companies asking for her. I put Does not live here on the letters and put them back in the mail. We tell the caller she does not live here. But we still get them. Shouldn't we just give them her information and tell them to not contact us again? I posted something in the student loans forum but no one has replied. Can her professional license be taken if she has defaulted on her student loans??? We just need to try and prepare ourselves because he pays Child support and alimony. I'm to the point of mailing fliers to everyone that calls for her because it's getting old. Not to mention what the neighbors think of us every time a sheriff's car pulls up because they have a summons for her because of unpaid bills. I tell them she does not live here. My BF has tried to talk to her about this but it's get no where. She just claims that no one can touch her for any bills because she lives in Texas. My BF and I are trying to move forward in our lives and it's hard when "she" keeps popping up. As anyone else dealt with this kind of crazy ????

Re: How do you handle the Ex.'s collection calls....

GregB — Fri, 30 Mar 2012 23:28:24 GMT

In all seriousness, I would suggest you move forward without your BF. His ex-wife sounds as bad as my ex-wife and it will be ugly if you stay around.

It has taken almost 8 years for things to setlle down to "bad" for me. The laws allow an unbelievable amount of damage to be done by an ex-wife.

Re: How do you handle the Ex.'s collection calls....

pizzadude — Sat, 31 Mar 2012 05:44:03 GMT

You can stop the telephone calls by sending a cease communications notice to the CAs. Send it certified mail return receipt.

With the mail, just do a return to sender on anything addressed to her.

Also it sounds as if she committed fraud by opening credit accounts in his name. Why haven't you pursued this legally ? It might be worth your time to go to Texas and press charges.

And, depending on what the court ordered, she may have violated the divorce decree by failing to refi the house & car. If that is the case go to court and seek legal redress.

Re: How do you handle the Ex.'s collection calls....

FrugalRican — Sat, 31 Mar 2012 10:38:47 GMT

fishone4 wrote:
She opened up CC's in his name, loans, etc.

I'd be going to the authorities with that one.

It's fraud.

Re: How do you handle the Ex.'s collection calls....

fishone4 — Mon, 02 Apr 2012 17:20:31 GMT

We are working on the fraud issue. We have sent letters to the CC companies asking for signature's etc. Not sure what they will do being that these accounts where included in his CH 7 and have all been discharged. We do have fraud alerts on his credit reports. I will say the CR's were very nice in helping us delete all her information that was on his reports.

He did it all over the phone, and just told them his situation. They even told him which accounts was associated with her address etc. If anything else pops up on his reports or if she tries to use his information again we will know about it and he is ready to move forward to the fullest in dealing with her.

Now if we can just get the collection companies to stop calling us. I will do some research and work on sending out letters to them telling them to cease all contact with us.

As for the Ex. well I hope Karma catches up with her. Right now my BF is calling the utilitiy companies in her area and making sure she doesn't have them in his name or the kids. Yes she's that bad.

We are also waiting to hear back from the places that hit him with inquiries. We sent them letters requesting why and for what and if they have signatures to please send them.

Re: How do you handle the Ex.'s collection calls....

haulingthescoreup — Mon, 02 Apr 2012 20:20:07 GMT

Did he file police reports?

Re: How do you handle the Ex.'s collection calls....

FrugalRican — Mon, 02 Apr 2012 20:21:38 GMT

haulingthescoreup wrote:
Did he file police reports?

I was about to ask the same thing when I saw this thread got updated.

Re: How do you handle the Ex.'s collection calls....

fishone4 — Mon, 02 Apr 2012 21:22:25 GMT

We are waiting on the information from the accounts. We need show her signature, and information on the accounts. We talked to the police and they said to make sure we have proof in hand. We know she did it , now we just have to prove it for the police to take action and start an investigation.

Re: How do you handle the Ex.'s collection calls....

Booner72 — Tue, 03 Apr 2012 00:50:03 GMT

Why not change the phone numbers?

Re: How do you handle the Ex.'s collection calls....

Scope27 — Sun, 08 Apr 2012 18:39:04 GMT

he can also freeze his reports to ensure no new inq's or accts.

Re: How do you handle the Ex.'s collection calls....

casmith1980 — Wed, 18 Apr 2012 17:20:34 GMT

it's not my Ex, but my sister supposedly put my phone number down as hers for several payday loans...

I gladly give them all her contact information including her girlfriend's cellphone number ;)

Re: How do you handle the Ex.'s collection calls....

webhopper — Sat, 21 Apr 2012 03:53:32 GMT

You could change your number...

I have people calling for a guy named Christopher all the time... apparently he owed a lot of people and he had my cell phone number before I did... Also learned he played the bagpipes, cause someone called needing a bagpipe player for their grandma's funeral... very bizarre

Re: How do you handle the Ex.'s collection calls....

pizzadude — Sat, 21 Apr 2012 23:11:56 GMT

webhopper wrote:
You could change your number...

I have people calling for a guy named Christopher all the time... apparently he owed a lot of people and he had my cell phone number before I did... Also learned he played the bagpipes, cause someone called needing a bagpipe player for their grandma's funeral... very bizarre

That's great :) , too bad you don't play otherwise you could have scored a sweet gig.

For the first year I had it, I used to get prison collect calls on my mobile phone ~ I was tempted to answer just to see who it was calling, but I never did since this is probably the most expensive form of communication ever invented, like $19/minute or something crazy like that.

Re: How do you handle the Ex.'s collection calls....

webhopper — Sun, 22 Apr 2012 15:13:51 GMT

pizzadude wrote:
webhopper wrote:
You could change your number...

I have people calling for a guy named Christopher all the time... apparently he owed a lot of people and he had my cell phone number before I did... Also learned he played the bagpipes, cause someone called needing a bagpipe player for their grandma's funeral... very bizarre
That's great :) , too bad you don't play otherwise you could have scored a sweet gig.

For the first year I had it, I used to get prison collect calls on my mobile phone ~ I was tempted to answer just to see who it was calling, but I never did since this is probably the most expensive form of communication ever invented, like $19/minute or something crazy like that.

I thought you couldn't call collect to a mobile phone, how would it get billed? Ya I would have totally answered!

My mom had people calling for a man named Raymond all the time at her house... Raymond had a lot of friends! They tried to call him for over 6 yrs!

Re: How do you handle the Ex.'s collection calls....

IOBA — Sun, 22 Apr 2012 18:24:32 GMT

webhopper - have your mom answer and says she is Raymond. That's he - now she - has been laying low since his/her sex change operation. ;)

Re: How do you handle the Ex.'s collection calls....

webhopper — Sun, 29 Apr 2012 02:25:16 GMT

IOBA wrote:
webhopper - have your mom answer and says she is Raymond. That's he - now she - has been laying low since his/her sex change operation. ;)

**bleep** I died when I read this!!! Unfortunately we don't have that land line anymore... It was an additional land line we had gotten to use for internet dial up... We have DSL now at my mom's house

Re: How do you handle the Ex.'s collection calls....

MattH — Thu, 21 Jun 2012 01:53:06 GMT

webhopper wrote:
You could change your number...

I have people calling for a guy named Christopher all the time... apparently he owed a lot of people and he had my cell phone number before I did... Also learned he played the bagpipes, cause someone called needing a bagpipe player for their grandma's funeral... very bizarre

When I was a small child, my parents were puzzled because various men came to the door at odd hours. They were very polite, and went away when told the previous residents were not there any more. Eventually my parents learned what the occupation of those two women had been, I won't be specific but you can probably guess!

Re: How do you handle the Ex.'s collection calls....

marty56 — Thu, 21 Jun 2012 08:46:01 GMT

MattH wrote:
When I was a small child, my parents were puzzled because various men came to the door at odd hours. They were very polite, and went away when told the previous residents were not there any more. Eventually my parents learned what the occupation of those two women had been, I won't be specific but you can probably guess!

BofA CSRs.

Re: How do you handle the Ex.'s collection calls....

IOBA — Fri, 22 Jun 2012 12:54:12 GMT

marty56 - ROFLMAO!!! :)

Re: How do you handle the Ex.'s collection calls....

MattH — Sat, 23 Jun 2012 08:55:14 GMT

marty56 wrote:
MattH wrote:
When I was a small child, my parents were puzzled because various men came to the door at odd hours. They were very polite, and went away when told the previous residents were not there any more. Eventually my parents learned what the occupation of those two women had been, I won't be specific but you can probably guess!
BofA CSRs.

LOL! We are talking about the early 1960s, when phoning a bank was very rare, one spoke face-to-face with somebody at a local branch.