topic Re: Wanna know how I saved $700 without even trying? in Relationships and Money

Wanna know how I saved $700 without even trying?

MissExcellentCredit — Wed, 16 Nov 2011 13:09:39 GMT

Hey all.

Wanna know how I was able to save $700 without even trying? Well, last Christmas, I bought my husband one of those coin jars at Macys. It automatically counts the money for you so you can watch it add up. Every day, when I'd clean out my purse or wash his clothes, we'd empty the change and deposit it in the jar. It became a habit. A very good, good, habit. Now it's not even quite December, and we have $700 without even trying. We agreed to put all our change into that ONE jar for the year. Try it, you'll be amazed how much you can save.

I'm curious. How do you save money? What are some of the easy ways (if there is such a thing) that you trick yourself into saving and not spending?

All the best to everyone!

Re: Wanna know how I saved $700 without even trying?

MissExcellentCredit — Wed, 16 Nov 2011 03:49:29 GMT

Opps. That first line should say $700, not $300! :smileyvery-happy:

Re: Wanna know how I saved $700 without even trying?

MarineVietVet — Wed, 16 Nov 2011 03:51:28 GMT

MissExcellentCredit wrote:
Opps. That first line should say $700, not $300! :smileyvery-happy:

You can edit your own post if you'd like. To edit your post, go to the post. To the right you'll see "Options." Click on "Options" and select "Edit Message" from the drop-down menu. . If you need any help with anything, let me know.

--MarineVietVet, myFICO moderator

Re: Wanna know how I saved $700 without even trying?

MissExcellentCredit — Wed, 16 Nov 2011 04:06:35 GMT

Thanks! You are always so nice.

Re: Wanna know how I saved $700 without even trying?

casmith1980 — Wed, 16 Nov 2011 04:11:52 GMT

That's awesome Miss! Looks like you actually got the present :smileywink:

My husband and I each have a "jar" (mines actually a pink piggy and his is a Mason jar)...we like to compete with how much each of us can save. He thinks I cheat because I put anything less than a $5 in my pig LOL

(I always win)

Re: Wanna know how I saved $700 without even trying?

MissExcellentCredit — Wed, 16 Nov 2011 05:33:37 GMT

Way to go!

Re: Wanna know how I saved $700 without even trying?

IOBA — Thu, 17 Nov 2011 03:24:24 GMT

We can take our loose change to the bank every few weeks. Goes into a special account, then gets added to a CD (we have one that is specifically for loose change).

Congratulations on your savings!

Re: Wanna know how I saved $700 without even trying?

mgeorges — Tue, 22 Nov 2011 19:44:59 GMT

MissExcellentCredit wrote:
Hey all.

Wanna know how I was able to save $700 without even trying? Well, last Christmas, I bought my husband one of those coin jars at Macys. It automatically counts the money for you so you can watch it add up. Every day, when I'd clean out my purse or wash his clothes, we'd empty the change and deposit it in the jar. It became a habit. A very good, good, habit. Now it's not even quite December, and we have $700 without even trying. We agreed to put all our change into that ONE jar for the year. Try it, you'll be amazed how much you can save.

I'm curious. How do you save money? What are some of the easy ways (if there is such a thing) that you trick yourself into saving and not spending?

All the best to everyone!

I have been doing that for the past couple of years and I have about half of a 5 gallon water tank filled.

I also save the dollar coins and I have about $3000 worth from about 3 years.

Re: Wanna know how I saved $700 without even trying?

Walt_K — Tue, 06 Dec 2011 23:34:41 GMT

My uncle used to save his change in a large barrel. Unfortunately, the weight caused it to fall partway through the floor, and the change went to repairing the hole.

Re: Wanna know how I saved $700 without even trying?

CreditAble — Tue, 06 Dec 2011 23:55:57 GMT

Walt_K wrote:
My uncle used to save his change in a large barrel. Unfortunately, the weight caused it to fall partway through the floor, and the change went to repairing the hole.

:smileyvery-happy:

Re: Wanna know how I saved $700 without even trying?

IOBA — Thu, 08 Dec 2011 19:57:32 GMT

I smiled too! :)

Re: Wanna know how I saved $700 without even trying?

frio — Fri, 09 Dec 2011 18:33:33 GMT

2 weeks ago I cashed my jar out to 264 and I no where near saved all my change, im going to do it again this year and with all the change

Re: Wanna know how I saved $700 without even trying?

tjmmp56 — Mon, 12 Dec 2011 23:45:30 GMT

My mom uses one of those big plastic water jugs for her "jar". One year she paid for a 7-day Alasken cruise with just that "jar" of change. It's pretty amazing how quick it can add up.

Re: Wanna know how I saved $700 without even trying?

p- — Tue, 13 Dec 2011 00:02:18 GMT

This year I ran all my spending through credit cards to get the rewards, so I had no change....

Re: Wanna know how I saved $700 without even trying?

IOBA — Tue, 13 Dec 2011 00:51:25 GMT

p- I was like that...but my food bill gets totally out of hand when I use a cc to pay for food. So I have forced myself to use cash most of the time just for groceries. Thus, the change. Aug - Nov = $118+ Not bad! :)

I love the rewards on a cc. I always pay my cc off each payday. So some cycles it reports a balance and sometimes it doesn't. Idon't worry about it.

Re: Wanna know how I saved $700 without even trying?

p- — Tue, 13 Dec 2011 15:40:03 GMT

IOBA wrote:
p- I was like that...but my food bill gets totally out of hand when I use a cc to pay for food. So I have forced myself to use cash most of the time just for groceries. Thus, the change. Aug - Nov = $118+ Not bad! :)

I love the rewards on a cc. I always pay my cc off each payday. So some cycles it reports a balance and sometimes it doesn't. Idon't worry about it.

I pay the card as I use it too... I try to only charge what I have in my bank account to pay immediately. It works out pretty well so far.

Re: Wanna know how I saved $700 without even trying?

fleurs — Wed, 14 Dec 2011 00:39:12 GMT

I have several "jars" or "piggybanks" that I throw coins in. I have a jar for pennies, a small piggy bank and two bigger ones. The piggy banks are for the grandbaby. I should count to to see how much...Probably enough to open her an account.

Re: Wanna know how I saved $700 without even trying?

taggl00 — Sat, 31 Dec 2011 09:31:04 GMT

i do the same thing.....i save all year and cash in my jar right before vacation time....past august i cashed in $220 and used it on vacation

Re: Wanna know how I saved $700 without even trying?

CWilliams78 — Tue, 03 Jan 2012 02:19:37 GMT

I save money by having my tenants in my rental property deposit their rent directly into my savings account so I don't have to add to it from my cash! Which is about $2400/month, for a 2 unit building! (1200/unit). I think it's pretty smart!

Re: Wanna know how I saved $700 without even trying?

clocktick — Fri, 06 Jan 2012 02:55:11 GMT

We have a coin jar but it's not used because we do not use cash.