http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291339#M20332 <p>does anyone have any experience dealing with them? good or bad? I heard that they work with people with subprime scores? Thanks</p> Fri, 16 Mar 2012 21:37:57 GMT MsTucker09 2012-03-16T21:37:57Z http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291339#M20332 <p>does anyone have any experience dealing with them? good or bad? I heard that they work with people with subprime scores? Thanks</p> Fri, 16 Mar 2012 21:37:57 GMT http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291339#M20332 MsTucker09 2012-03-16T21:37:57Z http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291417#M20333 <blockquote><hr>MsTucker09 wrote:<br><p>does anyone have any experience dealing with them? good or bad? I heard that they work with people with subprime scores? Thanks</p><hr></blockquote><p>I don't have any experience with auto, but in general they are a fairly conservative lender, at least on the CC and mortgage side.</p> Fri, 16 Mar 2012 22:07:55 GMT http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291417#M20333 pizzadude 2012-03-16T22:07:55Z http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291423#M20334 <p>okay great thanks</p> Fri, 16 Mar 2012 22:13:25 GMT http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291423#M20334 MsTucker09 2012-03-16T22:13:25Z http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291695#M20345 <p>Wells Fargo (directly through a branch) Can be conservitive. </p><p> </p><p>Wells Fargo Dealer Services (Can only apply through a participating dealer) is a full spectrum lending. They handle everything from subprime to A+ perfect credit. They are great people to work with and if your situation isn't perfect they will try to find a way to put a deal together for you. </p><p> </p><p>They have an actual person who is based on one of over 50 local offices looking at your loan, not some computer. </p> Sat, 17 Mar 2012 00:55:49 GMT http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1291695#M20345 Hammer23 2012-03-17T00:55:49Z http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1292267#M20351 I got my original loan through wells fargo dealer services. I had a mid 500' s score,.they gave me 15.9%. Just today, after 15 months I refinanced for 10.74%. The application process was smooth and the lady on the phone helped me out a lot. I was surprised they actually refinanced their own loan with me, but they did and saved me 90 bucks a month. All in all, I'm very happy. Sat, 17 Mar 2012 06:46:39 GMT http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1292267#M20351 Robertris2 2012-03-17T06:46:39Z http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1292543#M20356 <p>I have a recently approve auto loan through Wells Fargo Delaler Services.  My Hyundai dealership was able to beat myh CU's rate of 3.75 using them 3.49.  Rate is the most important thing in my book.  So, from that perspective.  I like them.</p> Sat, 17 Mar 2012 14:57:55 GMT http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1292543#M20356 pakman92 2012-03-17T14:57:55Z http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1293369#M20363 <p>ok great thanks guys seems you have had great experiences with them :smileyhappy:</p> Sat, 17 Mar 2012 23:29:58 GMT http://ficoforums.myfico.com/t5/Auto-Loans/wells-fargo-auto-loans/m-p/1293369#M20363 MsTucker09 2012-03-17T23:29:58Z