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    <title>topic Re: Having the best day so far! in Auto Loans</title>
    <link>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1615630#M25065</link>
    <description>&lt;p&gt;Congrats&lt;/p&gt;</description>
    <pubDate>Sat, 29 Sep 2012 19:46:17 GMT</pubDate>
    <dc:creator>Cadillac-XTS</dc:creator>
    <dc:date>2012-09-29T19:46:17Z</dc:date>
    <item>
      <title>Having the best day so far!</title>
      <link>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1615476#M25064</link>
      <description>&lt;p&gt;First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!&lt;/p&gt;</description>
      <pubDate>Sat, 29 Sep 2012 17:11:23 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1615476#M25064</guid>
      <dc:creator>tylaw13</dc:creator>
      <dc:date>2012-09-29T17:11:23Z</dc:date>
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    <item>
      <title>Re: Having the best day so far!</title>
      <link>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1615630#M25065</link>
      <description>&lt;p&gt;Congrats&lt;/p&gt;</description>
      <pubDate>Sat, 29 Sep 2012 19:46:17 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1615630#M25065</guid>
      <dc:creator>Cadillac-XTS</dc:creator>
      <dc:date>2012-09-29T19:46:17Z</dc:date>
    </item>
    <item>
      <title>Re: Having the best day so far!</title>
      <link>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1616002#M25071</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;tylaw13 wrote:&lt;br&gt;&lt;p&gt;First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;CONGRATS!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Awesome refi!!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Sat, 29 Sep 2012 23:41:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1616002#M25071</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-09-29T23:41:28Z</dc:date>
    </item>
    <item>
      <title>Re: Having the best day so far!</title>
      <link>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1619356#M25119</link>
      <description>&lt;p&gt;Well i went in a made the refi official today! When i call wells fargo that i needed a payoff quote, which i couldve got online but wanted to talk to somebody there and brag about my CU rate (1.98%) and in an attempt to keep my business with them they offered my 14% hahaha. My CU is just awesome they offered me a visa cc with them using the same pull but i said no. i dont want any more cards except for CSP!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thanks to everybody on myFICO for the advice and guidence!&lt;/p&gt;</description>
      <pubDate>Mon, 01 Oct 2012 23:08:34 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Auto-Loans/Having-the-best-day-so-far/m-p/1619356#M25119</guid>
      <dc:creator>tylaw13</dc:creator>
      <dc:date>2012-10-01T23:08:34Z</dc:date>
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