http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1616820#M25092 I agree with Shogun it will show up as an installment loan either way so no real difference in score.<br><br>@Olivia it should help you that is PIF regardless of early payoff or not. Sun, 30 Sep 2012 14:54:31 GMT LS2982 2012-09-30T14:54:31Z http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1610384#M25016 <p>I will be in the market to buy/lease a car in 3 - 6 months and buying a house 12-18 months, and I am wondering if leasing vs buying a car will make any difference in credit score. Does it make any difference?</p> Wed, 26 Sep 2012 20:53:37 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1610384#M25016 olivia3636 2012-09-26T20:53:37Z http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1610768#M25023 <p>I really don't think it will make a difference.  It would still show as an installment loan.  You would take the hit for your AAoA and Inquiries.  But that will will be aged plenty by the time you app for mortgage.  Just keep an eye on your DTI.</p> Thu, 27 Sep 2012 00:37:40 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1610768#M25023 Shogun 2012-09-27T00:37:40Z http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1614532#M25060 <p>If I have had an auto loan before that I paid off early will hat hlep or hurt my auto enhanced score?</p> Fri, 28 Sep 2012 23:17:00 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1614532#M25060 olivia3636 2012-09-28T23:17:00Z http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1614834#M25062 <p>If you paid on time and had no lates, it will be a positive factor.</p> Sat, 29 Sep 2012 02:39:27 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1614834#M25062 Shogun 2012-09-29T02:39:27Z http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1616820#M25092 I agree with Shogun it will show up as an installment loan either way so no real difference in score.<br><br>@Olivia it should help you that is PIF regardless of early payoff or not. Sun, 30 Sep 2012 14:54:31 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Buying-vs-Leasing-Car-make-any-difference-to-credit-score/m-p/1616820#M25092 LS2982 2012-09-30T14:54:31Z