http://ficoforums.myfico.com/t5/Auto-Loans/Cancel-Power-train-warranty/m-p/1640716#M25344 <p>usually those warranties are written into the contract and built into the loan. I know ford has you locked into it for the term of the warranty period or until you trade/sell it in. I would imagine GMAC has the same type of language.</p> Sat, 13 Oct 2012 01:40:19 GMT Infil 2012-10-13T01:40:19Z http://ficoforums.myfico.com/t5/Auto-Loans/Cancel-Power-train-warranty/m-p/1633612#M25247 <p>Has anyone ever had to cancel their GM powertrain warranty? I need to cancel mine for a refund (1yr old) so that I can refi and then repurchase a new warranty. As it stands, the warranty puts me over the 100% value of the vehicle. Either that, or transfer the overage to a 0% credit card offer. Not sure which is more beneficial.</p> Tue, 09 Oct 2012 18:05:40 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Cancel-Power-train-warranty/m-p/1633612#M25247 my25reasons 2012-10-09T18:05:40Z http://ficoforums.myfico.com/t5/Auto-Loans/Cancel-Power-train-warranty/m-p/1640716#M25344 <p>usually those warranties are written into the contract and built into the loan. I know ford has you locked into it for the term of the warranty period or until you trade/sell it in. I would imagine GMAC has the same type of language.</p> Sat, 13 Oct 2012 01:40:19 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Cancel-Power-train-warranty/m-p/1640716#M25344 Infil 2012-10-13T01:40:19Z http://ficoforums.myfico.com/t5/Auto-Loans/Cancel-Power-train-warranty/m-p/1652058#M25499 <p>Thanks. I called the dealership and was able to initiate the cancellation through them. They said it could take up to 30 days to receive the refund. Once I do, I'm going to apply it to my loan balance. I would like to either refi or trade in - and do so SOON.</p> Fri, 19 Oct 2012 16:55:34 GMT http://ficoforums.myfico.com/t5/Auto-Loans/Cancel-Power-train-warranty/m-p/1652058#M25499 my25reasons 2012-10-19T16:55:34Z