topic Roadloans & Chase in Auto Loans

Roadloans & Chase

photobywes — Wed, 21 May 2008 15:25:34 GMT

Does anybody know which CRA's these lenders typically pull from? and do they use traditional ficos or auto enhanced scores? Im going to be applying soon and just want to know what to expect. thanks!

Re: Roadloans & Chase

FICOfit — Thu, 22 May 2008 14:57:20 GMT

I just got approved through roadloans for a 11.94 rate, up to $30K with a 120% "loan to value" ratio. Not awful, but considering I have decent credit now, aside from a few lates on an auto loan a few years ago, it's not great either.

Re: Roadloans & Chase

InfinitiG35 — Thu, 22 May 2008 15:16:21 GMT

photobywes wrote:
Does anybody know which CRA's these lenders typically pull from? and do they use traditional ficos or auto enhanced scores? Im going to be applying soon and just want to know what to expect. thanks!

I applied to both Roadloans and Chase last week and they both pulled Equifax. I live in MD

Re: Roadloans & Chase

photobywes — Fri, 23 May 2008 15:31:30 GMT

not to pry, but were you approved? i have similar scores to yours.