topic Wal Mart Card post bankruptcy in Bankruptcy

Wal Mart Card post bankruptcy

polarbeardad — Sun, 29 Jul 2012 14:40:10 GMT

Hello all, I seem to recall reading several posts from people mentioning Wal Mart was prior bankruptcy friendly. I filed in 2011 and included a walmart account. I recently got back in with WFNNB and figured I would give GE a shot through walmart. Be nice to have as an emergency backup card since they sell practically everything. Applied online and was denied, letter states pulled TU and bankruptcy reason for denial.

Does GE blacklist? How long does GE make you set out before approving you for new accounts with them? Since GE now issue so many store cards I'd like to start rebuilding that relationship,

Thanks for any advice.

Re: Wal Mart Card post bankruptcy

Wantgdcrd — Mon, 30 Jul 2012 01:44:48 GMT

I was able to get a GE Care Credit card in 2011, but applied for walmart june 2012, and was denied due to bkrptcy. I have score of almost 700 and not been late since Jan 2009. I was still denied. I was also denied Credit increase last year on my Care Credit. For first time in June, I got a Merrick bank offer with no annual fee. I accepted the 1000 cL. I attempt to keep all my cc at zero balance. I did not owe anything to GE or walmart in my bankruptcy.

Re: Wal Mart Card post bankruptcy

pozativelyliving — Mon, 06 Aug 2012 16:18:22 GMT

My bankruptcy was discharged in Jan of '10. Started off with a Cap 1 secured for $200. (now $300) followed by an unsecured Cap 1 ($500) and Orchard (also $500). Both of them now have $750 limits. and my scores are in the mid-600 range. I'm going to try for Walmart in a few weeks. From reading in the credit card section of this site, they look to be hit or miss. I'm going to apply for a few different cards in a short time with them at the top. As you mention, they sell post everything so it will come in handy.

Re: Wal Mart Card post bankruptcy

Xarquinn — Mon, 06 Aug 2012 19:15:24 GMT

My ch7 was discharged April 2010 and I was just approved for the store card with a 800 cl. They pulled TU - score = 673. Currently have a few store cards and some rebuilders.

Re: Wal Mart Card post bankruptcy

sewmuchdebt — Wed, 08 Aug 2012 15:29:48 GMT

i had a ch7 bk discharged in 8/09. never had any ge accts before because i was always denied. ge has been showing me so much luv in the last couple months:

ashley furniture 4000

paypal smart connect 500

walmart store card 500