http://ficoforums.myfico.com/t5/Bankruptcy/What-to-do/m-p/1542818#M9881 <p>What should I be doing while I am waiting on a discharge? Can I apply for any cc? Work on the dispute process? </p><p> </p><p>Thanks!</p><p>Fre</p> Thu, 16 Aug 2012 01:32:49 GMT FreNichole 2012-08-16T01:32:49Z http://ficoforums.myfico.com/t5/Bankruptcy/What-to-do/m-p/1542818#M9881 <p>What should I be doing while I am waiting on a discharge? Can I apply for any cc? Work on the dispute process? </p><p> </p><p>Thanks!</p><p>Fre</p> Thu, 16 Aug 2012 01:32:49 GMT http://ficoforums.myfico.com/t5/Bankruptcy/What-to-do/m-p/1542818#M9881 FreNichole 2012-08-16T01:32:49Z http://ficoforums.myfico.com/t5/Bankruptcy/What-to-do/m-p/1543298#M9882 <p>Be sure you have copies of your credit reports.  Otherwise there's not much you can (or IMHO should) do before discharge.</p><p> </p><p>You want the credit reports to deal with behavior post discharge, I had some creditors take closed accounts and recast them as IIB which makes them negative.  Because I could prove how they reported before filing I was able to get them to report correctly, without proof I don't know what success I would have had.</p> Thu, 16 Aug 2012 13:28:44 GMT http://ficoforums.myfico.com/t5/Bankruptcy/What-to-do/m-p/1543298#M9882 chasmith 2012-08-16T13:28:44Z