topic Re: Biz CC With No PG? in Business Credit

Biz CC With No PG?

molly73 — Sat, 23 Aug 2008 19:18:29 GMT

i have been reading here and there that people are saying that Office Depot, Staples, etc are approving cards with no pg....and they are saying it's pretty easy to get approved & that it's perfect for building your history!

i have a small biz....how do you go about doing this?
you need a d&b number i assume right?
where on their sites do you apply for these cards?

Re: Biz CC With No PG?

Uncle_Money — Sat, 23 Aug 2008 19:54:41 GMT

Hi Molly,

Try Key Bank. I faxed in the app and didn't fill out any of the pg questions. I also sent in a cover letter stating that I didn't want to personally guarantee the account. I included information about my business and other business accounts I have. I was approved the next day.

Try Staples as well. You can apply online. I had to call in to verify some info but was instantly given a courtesy line of credit. Neither of these apps require a pg. Of course, there's no guarantee of approval but these will give you the best chance.

You'll need your D&B number for both applications. Good Luck!

Re: Biz CC With No PG?

molly73 — Sat, 23 Aug 2008 19:56:01 GMT

thanks for the info!!

i wish we could get a biz credit section on this forum......i know people would use it!

Re: Biz CC With No PG?

Uncle_Money — Sat, 23 Aug 2008 20:02:08 GMT

You're welcome.

Don't expect high credit lines if approved, though. But that's ok. These will get your foot in the door to establish a relationship. Both cards are issued by Citi.

Re: Biz CC With No PG?

molly73 — Sat, 23 Aug 2008 20:03:57 GMT

do you happen to have the link for the staples card that does not require a pg?
but for sure i need my d&b number....will have to wait till monday

Re: Biz CC With No PG?

Uncle_Money — Sat, 23 Aug 2008 20:06:27 GMT

Here it is:

http://www.staples.com/sbd/cre/programs/credit/

I chose the revolving option. Yes, you will need that # to apply.

Re: Biz CC With No PG?

molly73 — Sat, 23 Aug 2008 20:13:11 GMT

perfect!
thanks!!

any other out there? home depot?

Re: Biz CC With No PG?

lalahouse — Sat, 23 Aug 2008 20:22:36 GMT

I have business accounts , but I they all are not showing up yet only two are. I have staples 750 ox publishing 2500 tiger direct 250 Samm club 1300 uline- but no score-- In regards to Key bank would letting them no about these work know work

Re: Biz CC With No PG?

molly73 — Sat, 23 Aug 2008 20:32:31 GMT

unless i am wrong,......i don't see a place for a d&b number for the staples card.....it asks for a sales tax id....but that is about it...this is for the revolving cc

Re: Biz CC With No PG?

molly73 — Mon, 25 Aug 2008 20:27:37 GMT

the staples application asks for a Taxpayer ID.....i just have our sales tax id number for TX......and when i put it in there....it did not work (the number was to long)....should i type our duns number in there?

thanks!

Re: Biz CC With No PG?

concorduser — Mon, 25 Aug 2008 20:28:55 GMT

You need Federal Tax ID also called as EIN.

molly73 wrote:
the staples application asks for a Taxpayer ID.....i just have our sales tax id number for TX......and when i put it in there....it did not work (the number was to long)....should i type our duns number in there?

thanks!

Re: Biz CC With No PG?

molly73 — Mon, 25 Aug 2008 20:36:45 GMT

thanks concorduser -

i have never had to use one before......how do i go about getting one or finding out mine?
thanks!

Re: Biz CC With No PG?

UpUpUp — Mon, 25 Aug 2008 20:41:32 GMT

molly73 wrote:
thanks concorduser -

i have never had to use one before......how do i go about getting one or finding out mine?
thanks!

If I recall correctly you can apply right on the IRS website and I think they may even issue you a temp #. Don't quote me on that though...

Re: Biz CC With No PG?

EddieX — Mon, 25 Aug 2008 20:42:29 GMT

This will give you everything you need to know.
http://www.irs.gov/businesses/small/article/0,,id=98350,00.html

Re: Biz CC With No PG?

molly73 — Mon, 25 Aug 2008 21:02:27 GMT

just got it online.....that was quick.....thanks for the info everyone!

Re: Biz CC With No PG?

molly73 — Mon, 25 Aug 2008 21:24:23 GMT

the sams club card...is that without a pg too?

Re: Biz CC With No PG?

concorduser — Mon, 25 Aug 2008 21:50:01 GMT

Yes, Sams Club Business Card, Amazon Business Credit and several other tradelines you can get wtih out PG and with your Corporate EIN + D&B No.

molly73 wrote:
the sams club card...is that without a pg too?

Re: Biz CC With No PG?

molly73 — Wed, 27 Aug 2008 16:31:23 GMT

thanks everyone for their help!

staples gave me a $2000 CL!

i think that is a good amount....will not need it.....but i am stoked!

thanks again everyone!!!

Re: Biz CC With No PG?

concorduser — Wed, 27 Aug 2008 16:39:54 GMT

Congrats. In no time, you'll have excellent credit built for your biz...I can use pens and office supplies for my desk. Can we use your new staples card for shopping......:smileyhappy:

molly73 wrote:
thanks everyone for their help!

staples gave me a $2000 CL!

i think that is a good amount....will not need it.....but i am stoked!

thanks again everyone!!!

Re: Biz CC With No PG?

molly73 — Wed, 27 Aug 2008 16:49:42 GMT

concorduser -

for how much you have helped.....i will by you a pen anytime.....hey...i will get you 2!!!! This round of pens is on me!!!

next card to help with the biz credit will be sams club.....sound good?
does anyone have the link to their card that does not need a pg? do i fill it out the same way i did with the staples card? EIN?

thanks again!