topic Re: business credit rebuilding in Business Credit

business credit rebuilding

creditwatcher2012 — Thu, 27 Dec 2012 10:41:15 GMT

are there any business rebuilder cards. have good personal credit

Re: business credit rebuilding

mustangy — Sat, 29 Dec 2012 00:09:20 GMT

discover declined me for biz capital one approve for 2k with rewards now its only card for my 6 months business today get an amex offer for business applied online with RSVP gold business rewards open amex and its PENDING :S

Re: business credit rebuilding

Project17 — Sat, 29 Dec 2012 04:07:43 GMT

Does your business have bad credit? Even if it does most business credit cards go off your personal credit and nothing else. Citi is pretty good Capital a little easier to get approved for but does report to personal.

Re: business credit rebuilding

mustangy — Sun, 30 Dec 2012 09:34:10 GMT

business do not has bad credit and i m personally backed up business and still get declined from amex discover chase thanks credit analysts you are awesome just learned amex declined their offer RSVP i had another amex 13.5k for personal will never use just because of miss type of RSVP rewards goes down from$250 to $100 how fake ssn international 1 year history students has better limit (who wont pay it when go back ) then citizen try to build credit for his business and house mortgage :(((

Re: business credit rebuilding

j_casteel — Sun, 30 Dec 2012 20:58:57 GMT

don't waste your time with this troll...check out the OP's other threads.

Re: business credit rebuilding

Project17 — Tue, 01 Jan 2013 15:11:33 GMT

Oh I see .....then I have the perfect card for you.. Applied Bank Business credit card...

Re: business credit rebuilding

creditwatcher2012 — Thu, 03 Jan 2013 22:54:02 GMT

You can call me a troll all you want, I'm asking legit questions to build positive business credit, I already know about Applied bank, i applied and was approved for $700.00 but didn't even activate scare fed, because the woman I spoke to said they don't report to dun and Bradstreet??????? What that's the whole point of credit cards.

And for the one who called me a "troll" I'm absolutely not, so unless your giving advice dont comment.

Thanks to all who give constructive advice.

Re: business credit rebuilding

Project17 — Tue, 08 Jan 2013 00:11:58 GMT

I was being wise you would want to run and hide from applied bank.. If you don't have any business credit then you would need to get going with some starter accounts.

Although you never answered my question! Does your business have bad credit? If it does your best bet is to start up another business.. Rebuilding business credit for a small company is pretty much useless.

Re: business credit rebuilding

Shogun — Tue, 08 Jan 2013 07:39:54 GMT

Just a reminder from your friendly neighborhood myFICO mod. Please play nicely!

Re: business credit rebuilding

creditwatcher2012 — Thu, 10 Jan 2013 02:18:59 GMT

I have two charge offs with citi bank one sunnoco card, and one office depot card

Office Depot card the balance was 2500 line was 25k so its not that bad Im going to get around to paying them.

Sunnoco-700 charged off

I spoke to a man at Dun and Bradstreet and he said I need to start submitting payment history and my paydex will get better.

Re: business credit rebuilding

creditwatcher2012 — Thu, 10 Jan 2013 02:19:18 GMT

and what is so bad about applied bank?

Re: business credit rebuilding

llecs — Fri, 11 Jan 2013 04:40:40 GMT

creditwatcher2012 wrote:
and what is so bad about applied bank?

Everything.

Re: business credit rebuilding

Project17 — Sat, 12 Jan 2013 01:35:24 GMT

Yes everything! Fee's and other BS and like you even said they don't report to personal any way.

How old are these charge offs!

Re: business credit rebuilding

creditwatcher2012 — Thu, 17 Jan 2013 00:12:33 GMT

old about 4-5 years old

Re: business credit rebuilding

Project17 — Fri, 18 Jan 2013 05:20:31 GMT

The issue you will have is DNB. They should not be showing on your report but they are since your score is low and if your not buying something from DNB they are have a funny way of sticking around longer then they should and even showing up later.. I know people who had negatives that they got taken off or had dropped off but then they showed back up and they then get calls from DNB reps trying to sell products..

Once you mess up your business credit it can be hard to fix since a lack of laws exist that protect businesses and DNB is a bunch of scum bags.