topic Re: GEMB? in Credit Cards

GEMB?

golfmomfor3 — Mon, 13 Aug 2007 01:27:08 GMT

Trying to find stores, etc that GEMB issues credit for? It looks like they always pull from EQ - not good for me!

Re: GEMB?

bren39 — Mon, 13 Aug 2007 01:28:33 GMT

I think Walmart and JC Penney...are 2 of them...

Message Edited by bren39 on 08-12-2007 06:28 PM

Re: GEMB?

bren39 — Mon, 13 Aug 2007 01:29:19 GMT

also here in Miss they pull TU....

Re: GEMB?

jcmycology — Mon, 13 Aug 2007 01:40:07 GMT

They pull EQ for me too - not my best score.

These are what I know:

Lowes
Walmart/Sam's Club
LensCrafters
Ethan Allen
Old Navy
Ikea

Re: GEMB?

navigator1256 — Mon, 13 Aug 2007 04:50:30 GMT

They pull Equifax at Video Only if you're looking for credit that purchases only electronic equipments.

Re: GEMB?

FICOnater2007 — Mon, 13 Aug 2007 04:55:13 GMT

They also issue for Dillard's Department Store on TU, EX, and EQ.

Good luck!

FICOnater2007

Re: GEMB?

lafishy — Wed, 10 Sep 2008 15:47:55 GMT

some store called Mervyn's too...

Re: GEMB?

Shnapple — Wed, 10 Sep 2008 16:14:01 GMT

Lord & Taylor

Re: GEMB?

MsMS — Wed, 10 Sep 2008 16:37:51 GMT

Ultimate Sewing Place- though it's really only useful if you want a Husqvarna Viking sewing machine or have an insatiable appetite for embroidery thread and stabilizer...

-MsMS

Re: GEMB?

jedijennifer — Wed, 10 Sep 2008 17:52:36 GMT

Lennox (furnaces/AC)

Select Comfort (Sleep Number bed systems)

Arthur's Jewelrs (store in MN)

Re: GEMB?

Creditaddict — Wed, 10 Sep 2008 18:17:35 GMT

eBay

Paypal

Gap

American Eagle

Re: GEMB?

jamesb40517 — Wed, 10 Sep 2008 20:47:45 GMT

In KENTUCKY GEMB has always pulled TU for DEPARTMENT STORE credit cards. If it's a MAJOR SALES FINANCE (like a furniture store or electronics store), they pull EQ. Just to reference, I have all of the following with GEMB. ALL OF THEM had to go through IDENTITY VERFICATION to get approvals. If you ever get a delayed processing or "7-10 days" message, call and state that you need the FRAUD DEPARTMENT to complete IDENTITY VERIFICATION.

CareCredit

Lane Home Furnishings

Dillard's

JCPenney

Chevron / Texaco

Kirklands

Wal-Mart

Lowe's

HSN (Home Shopping Network)

QVC (Q-Card)

SHOPNBC

Re: GEMB?

score_building — Wed, 10 Sep 2008 20:48:55 GMT

Amazon

Re: GEMB?

beenthere — Thu, 11 Sep 2008 05:32:37 GMT

Ritz Camera

CareCredit

half the retail/specialized stores in this country it seems.

Re: GEMB?

MiParadiso — Thu, 11 Sep 2008 19:52:13 GMT

They also handle Midas (car repair).

Re: GEMB?

jg33 — Mon, 23 Feb 2009 14:50:51 GMT

Amazon (Store Card) +Business Accnts

American Eagle Outfitters (Store/Visa)

Bananna Republic

Belk

Dillards (Store/Amex)

Ebay (MC)

Cheveron Texaco

Gap (store/visa)

JC Penny (Store/MC/personal pymnt plan)

Kirklands

Lowes (Store/Visa/Business/Project Card)

Lord and Taylor

Linins and Things (store closed)

Meijer (Store/MC)

Modells

Mervyns (Store closed)

Pay Pal (Plus/Buyer Credit/Pay Later)

QVC

Old Navy (Store/Visa)

Sams Club (Store/Disc)

Steinmart (MC)

Shop NBC

Walmart (store/Disc)

GE Money Line of Credit / Universal MC / GE Visa / and many other GEMB products exist.

HSN - Home Shopping Network (Financing no longer serviced by GEMB)

* this just a list of the few I can think of. Hope this helps

Message Edited by jg33 on 02-23-2009 06:50 AM

Re: GEMB?

Bobby43 — Mon, 23 Feb 2009 15:05:48 GMT

I live in South Carolina. I got approved for a Belk card last week and GEMB ran Transunion to check my credit.

Re: GEMB?

soonerORlater750 — Mon, 23 Feb 2009 18:29:10 GMT

jg33- I see you posting on most GE threads. Are you an employee of GEMB, per chance? No harm if you are... probably even a good thing! Just curious.

Re: GEMB?

iwantbettercredit — Tue, 24 Feb 2009 06:20:38 GMT

JC Penney, Sam's Club, Walmart, Lowes, and I think Meier. Not sure who else. I have the first 4 that I mentioned and they are GEMB.

Re: GEMB?

jg33 — Sat, 14 Mar 2009 03:09:45 GMT

Sorry its been awhile since I have posted, but to answer the question if I work for GEMB, that answer is NO, but I am familiar with the company, pretty well I guess. --- after all I do have 6 of there cards and when I call there customer service, I have many many questions so I can be more familiar with whats going on with my accounts aswell as what new options I may have availble by providing the rep with a scenario.