topic CCCU credit card in Credit Cards

CCCU credit card

debz — Thu, 12 Jul 2007 18:21:49 GMT

I've heard quite a bit about the CCCU credit card. Anybody have their website so I can apply?

Re: CCCU credit card

kims — Thu, 12 Jul 2007 18:25:51 GMT

http://www.mycccu.com/personal/welcome.html

Re: CCCU credit card

debz — Thu, 12 Jul 2007 18:35:45 GMT

Thanks for the link. I applied and got a message that "a loan rep will contact me the next business day with a decision". Anyone else get a message like this?

Re: CCCU credit card

Tuscani — Fri, 13 Jul 2007 04:10:25 GMT

Everyone.. CCCU is not instant.

Re: CCCU credit card

FICO_Focused — Fri, 13 Jul 2007 04:12:27 GMT

debz wrote:
Thanks for the link. I applied and got a message that "a loan rep will contact me the next business day with a decision". Anyone else get a message like this?

Everyone gets that message. They did that to me prior to approval.

Rob

Re: CCCU credit card

nikkoslilmouse — Fri, 13 Jul 2007 17:23:45 GMT

WHAT KIND OF SCORES DO YOU NEED AND WHAT WILL YOU GET DENIED FOR? DOES ANYONE KNOW?

Re: CCCU credit card

SGT_F — Fri, 13 Jul 2007 18:39:52 GMT

I don't know the requirements altogether..but I do know most peoples get approved on early 600. Mine was 630's when I got approved.

Re: CCCU credit card

Bruiser — Fri, 13 Jul 2007 21:54:04 GMT

have a 620+ Experian is my guess

they're BK friendly

Re: CCCU credit card

future — Sun, 15 Jul 2007 06:33:36 GMT

what type of cl do they give you

Re: CCCU credit card

FICO_Focused — Sun, 15 Jul 2007 07:05:58 GMT

future wrote:
what type of cl do they give you

We asked for $10k they gave us $5k

Rob

Re: CCCU credit card

debz — Mon, 16 Jul 2007 10:54:05 GMT

I applied July 12th and their automated message said I would receive a call the next business day. I haven't heard anything as of yet. Do they call everyone?

Re: CCCU credit card

so_confused — Mon, 16 Jul 2007 14:36:13 GMT

They will call or email you. They are very nice. It takes them a little more time cause everything is done manually. Gave me 3K CL, sent me some checks, but have not got the card in the mail yet.

Re: CCCU credit card

jaguls66 — Mon, 16 Jul 2007 20:16:41 GMT

my scores are less then 600, and I asked for only 500 today.

We will see. Keeping my fingers crossed.

Re: CCCU credit card

Eric958 — Tue, 17 Jul 2007 01:51:10 GMT

I couldn't contain myself....I applied! {only have to cards]Well I see the Inq hit today but so far after 24hrs no call.Ex 646 will post results. Good Luck to all who have applied! E!

Re: CCCU credit card

Gotagoal — Tue, 17 Jul 2007 03:44:55 GMT

I got the same message and they called me and emailed me a few days later. They approved me for the 1k that I requested, EX 658 and we chatted about the "good" things as we all move forward. Really nice people. They asked me to fill out a form and fax them a copy of my ss card, which I've lost. Today I sent them the passport photocopy and my app, signed - and then went to the ss office (what an interesting way to spend the lunch hr!hahah).... and got the replacement card paperwork done. I had to feed the meter 3 x and then my # was about to be called and the woman went to lunch!! So I asked, if I'm next, can I pay the meter?... it was comical ... so another guy offered to feed my meter so I could be there to be called next. I held his bag and he ran to the meter with 2 min left. People are good. Really good. CCCU was great. I hope you also have a good experience. Good luck!

Re: CCCU credit card

mousebandit — Tue, 17 Jul 2007 23:13:50 GMT

We just applied for membership (with a savings account) and applied for the visa, and it came up with a page that said: CURRENT LOANS There are no current loans. Please contact CCCU at 9999999.

Did something go wrong with the app?

Thanks.

Re: CCCU credit card

FICO_Focused — Wed, 18 Jul 2007 17:31:48 GMT

mousebandit wrote:
We just applied for membership (with a savings account) and applied for the visa, and it came up with a page that said: CURRENT LOANS There are no current loans. Please contact CCCU at 9999999.

Did something go wrong with the app?

Thanks.

We applied fro membership through the CC App process. Just call and ask. Remember they ar Pacific Time.

Rob

Re: CCCU credit card

Bruiser — Wed, 18 Jul 2007 17:48:40 GMT

I just applied for their PLOC instead of going for the CLI. Asked for 2k, same as what i got for the CC.

Will keep everyone posted. Said 24-48 hours for approval or denial.

Re: CCCU credit card

FICO_Focused — Wed, 18 Jul 2007 17:59:02 GMT

Bruiser wrote:
I just applied for their PLOC instead of going for the CLI. Asked for 2k, same as what i got for the CC.
Will keep everyone posted. Said 24-48 hours for approval or denial.

Will be interedted to see how that goes for you... I was thinking of rolling my Volvo financial (Auto) over to them... But they need to beat 5.9:smileywink: Looked like it was just the same though.:smileysad:

I'm going to call in a month or so to see.

Rob

Re: CCCU credit card

Profit — Thu, 19 Jul 2007 14:41:44 GMT

What was the result of you PLOC application? I was approved for $1k on the credit card, but instead of doing a CLI on activation, I'd rather look into the PLOC.