topic citi premier or Carnival in Credit Cards

citi premier or Carnival

laryn41 — Tue, 31 Jul 2007 20:05:56 GMT

which is mor lenient?

Re: citi premier or Carnival

fused — Tue, 31 Jul 2007 20:28:25 GMT

I would say Juniper Carnival. Many have reported approvals with TU scores below 600. I haven't read about any approvals for CITI PP with the same scores. YMMV!

Re: citi premier or Carnival

onmyway3161 — Tue, 31 Jul 2007 22:41:21 GMT

Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.

Re: citi premier or Carnival

fused — Tue, 31 Jul 2007 22:46:49 GMT

onmyway3161 wrote:
Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.

Everyone keeps saying this about CITI. I was approved for Dividends Plat Card, my FICO EQ was 756 when they pulled it and they gave a measly 3,600 CL and refused to give me an CLI at activation. I told them to stick the card where the %^%&$%^:smileymad: Unreal!

Message Edited by fused111 on 07-31-2007 12:46 PM

Re: citi premier or Carnival

MidnightVoice — Tue, 31 Jul 2007 22:54:36 GMT

fused111 wrote:

where the %^%&$%^:

%^%&$%^:=sun don't shine? :D

Re: citi premier or Carnival

fused — Tue, 31 Jul 2007 22:56:32 GMT

MidnightVoice wrote:

fused111 wrote:

where the %^%&$%^:
%^%&$%^:=sun don't shine? :D

You said it friend (or was it Right Said Fred, oh I dunno), not me! But yeah something to that tune!:smileytongue:

Re: citi premier or Carnival

MidnightVoice — Tue, 31 Jul 2007 23:00:31 GMT

fused111 wrote:

You said it friend (or was it Right Said Fred, oh I dunno), not me!

Well, if you want to get into very old British comedy songs.......

Message Edited by MidnightVoice on 07-31-2007 06:00 PM

Re: citi premier or Carnival

jizoe182 — Wed, 01 Aug 2007 01:28:32 GMT

fused111 wrote:

onmyway3161 wrote:
Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.

Everyone keeps saying this about CITI. I was approved for Dividends Plat Card, my FICO EQ was 756 when they pulled it and they gave a measly 3,600 CL and refused to give me an CLI at activation. I told them to stick the card where the %^%&$%^:smileymad: Unreal!

Message Edited by fused111 on 07-31-2007 12:46 PM

Awww.. You could've just waited three more months and you would've had what I have now or more... 10k!!! And your score is 100 points more than mine!!

Re: citi premier or Carnival

fused — Wed, 01 Aug 2007 01:43:27 GMT

jizoe182 wrote:

fused111 wrote:

onmyway3161 wrote:
Juniper Carnival is a much easier card to get but Citi gives larger CL and they are better about giving CLI.

Everyone keeps saying this about CITI. I was approved for Dividends Plat Card, my FICO EQ was 756 when they pulled it and they gave a measly 3,600 CL and refused to give me an CLI at activation. I told them to stick the card where the %^%&$%^:smileymad: Unreal!

Message Edited by fused111 on 07-31-2007 12:46 PM

Awww.. You could've just waited three more months and you would've had what I have now or more... 10k!!! And your score is 100 points more than mine!!

There must be something they didn't like, but I have no clue what it is. As far as I'm concerned CITI is no better than Amex or FIA.

Re: citi premier or Carnival

jizoe182 — Wed, 01 Aug 2007 01:44:39 GMT

What is FIA?

Re: citi premier or Carnival

fused — Wed, 01 Aug 2007 01:49:11 GMT

After BoA bought out MBNA, some card holders, myself included, have their accounts managed by FIA, a cardservice desk for BoA. They behave like a CCC but they are not. I'm not convinced their underwriting is the same as BoA's either.