topic Re: Should I re-open account? in Credit Cards

Should I re-open account?

turninganewleaf — Thu, 01 Nov 2007 20:07:24 GMT

I had a Firestone charge account through Credit First that I opened 1998 and the account was in good standing, according to my CR's. The account shows closed by consumer.

Would it hurt me or help me to inquire about re-opening this account if they could leave the aging as 1998 - how do I properly ask this?

One other thing, I'm considering applying for a home loan in a couple of weeks so that may influence my decision to wait.

The only other CC's I have is a new AMEX and Target card (Sept '07), was approved in Sept for an Orchard card but didn't activate and I closed the acct, and a year + old car loan and Chevron CC, all these accounts are in good standing. So, my good closed accounts are old and are slowly dropping off.

What do you suggest?

Re: Should I re-open account?

turninganewleaf — Thu, 01 Nov 2007 20:15:17 GMT

Well, I answered my own question. My account is so old that it can't be pulled up in their system by my SSN#, said it's most likely been purged. Darn! Oh well....

Re: Should I re-open account?

Creditaddict — Thu, 01 Nov 2007 20:16:40 GMT

if you are that close to applying for home loans, I wouldn't do ANYTHING else... they dont want to see other inquiries.