topic Re: What is WAMU policy on Providian Chargeoffs in Credit Cards

What is WAMU policy on Providian Chargeoffs

concorduser — Fri, 09 Nov 2007 03:17:35 GMT

How does wamu treat the people who had an earlier charge off with providian but settled with CA and paid it. Does it make them eligible for a new card with wamu? I had a providian charge off that I paid it to the CA.Should I call wamu and ask them?

Re: What is WAMU policy on Providian Chargeoffs

Doodah — Sat, 10 Nov 2007 04:41:52 GMT

When was the CO? If it remains on your credit report, the answer is NO.

Re: What is WAMU policy on Providian Chargeoffs

live-learn — Sat, 10 Nov 2007 04:58:09 GMT

my dh had a co with providian and gets pre-approved offers bi-weekly from WAMU--but we haven't applied.

Re: What is WAMU policy on Providian Chargeoffs

concorduser — Sat, 10 Nov 2007 09:45:44 GMT

What about Paid Charge Off. I have paid it after the charge off. Does it make any difference with wamu?

Re: What is WAMU policy on Providian Chargeoffs

Sylviatob — Sat, 10 Nov 2007 18:02:53 GMT

concord, how much was the charge off, did you pif, and how long ago was it?

I would think that the records are still in their system, but I've not seen that question asked before. I think what action a ccc might take varies with each ccc.

Some it would be a kiss of death. Others might be willing to take a chance, if your scores are decent. Just my opinion, though.

Re: What is WAMU policy on Providian Chargeoffs

Doodah — Sun, 11 Nov 2007 04:35:02 GMT

Keep in mind the fact you receive pre-approved offers DOES NOT mean "approval"... read the fine print.

Re: What is WAMU policy on Providian Chargeoffs

tknkrov — Sun, 11 Nov 2007 05:32:23 GMT

DH had providian CO paid in settlement back in early 02 comes off next year and they approved him for WAMU 0% till 3/08 then 9.9% and 1800cl. So it can be done.