topic CC Inquiry in Credit Cards

CC Inquiry

ssavic — Sun, 11 Nov 2007 18:42:54 GMT

How many points you lose with CC Inquiry?Thx.

Re: CC Inquiry

fused — Sun, 11 Nov 2007 19:00:29 GMT

No one knows for sure. Some get dinged big time, while others have little or no change to their scores. Some have even reported a slight increase in scores but I suspect this is for other reasons. What are your FICO scores and how many inqs on each report?

Re: CC Inquiry

jackg — Sun, 11 Nov 2007 19:05:23 GMT

Yesterday I had a new inquiry from NFCU at Equifax and there were no score changes.

Re: CC Inquiry

ssavic — Sun, 11 Nov 2007 19:06:10 GMT

My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.

Re: CC Inquiry

fused — Sun, 11 Nov 2007 19:52:22 GMT

ssavic wrote:

My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.

My guess would be you might take a hit for another inq and also when the account reports because you will be re-aging your file. Wow big line!

Message Edited by fused on 11-11-2007 09:52 AM