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    <title>topic Just Did A PC With Amex in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677507#M216179</link>
    <description>Changed from the Gold To Zync. I think Zync will do me more jutice an the AF is only $25</description>
    <pubDate>Fri, 21 May 2010 13:53:14 GMT</pubDate>
    <dc:creator>mjbfan79</dc:creator>
    <dc:date>2010-05-21T13:53:14Z</dc:date>
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      <title>Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677507#M216179</link>
      <description>Changed from the Gold To Zync. I think Zync will do me more jutice an the AF is only $25</description>
      <pubDate>Fri, 21 May 2010 13:53:14 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677507#M216179</guid>
      <dc:creator>mjbfan79</dc:creator>
      <dc:date>2010-05-21T13:53:14Z</dc:date>
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    <item>
      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677536#M216183</link>
      <description>&lt;p&gt;Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;As a new amex customer it's best to tread lightly IMO.&lt;/p&gt;</description>
      <pubDate>Fri, 21 May 2010 15:23:22 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677536#M216183</guid>
      <dc:creator>score_building</dc:creator>
      <dc:date>2010-05-21T15:23:22Z</dc:date>
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    <item>
      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677641#M216204</link>
      <description>&lt;p&gt; &lt;/p&gt;&lt;blockquote&gt;&lt;hr&gt;score_building wrote:&lt;br&gt;&lt;p&gt;Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;As a new amex customer it's best to tread lightly IMO.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I'm inclined to agree, I've got the Gold and I'm a new member and haven't used it yet. I'll lay low for awhile and let it season and mature a bit.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Fri, 21 May 2010 19:18:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677641#M216204</guid>
      <dc:creator>5thWheel</dc:creator>
      <dc:date>2010-05-21T19:18:33Z</dc:date>
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    <item>
      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677652#M216209</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;5thWheel wrote:&lt;br&gt;&lt;p&gt; &lt;/p&gt;&lt;blockquote&gt;&lt;hr&gt;score_building wrote:&lt;br&gt;&lt;p&gt;Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;As a new amex customer it's best to tread lightly IMO.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I'm inclined to agree, I've got the Gold and I'm a new member and haven't used it yet. I'll lay low for awhile and let it season and mature a bit.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I'm new to Amex (first statement just cut, Green card) and I'm using the heck out of it.&lt;/p&gt;</description>
      <pubDate>Fri, 21 May 2010 19:55:58 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677652#M216209</guid>
      <dc:creator>UpNUp</dc:creator>
      <dc:date>2010-05-21T19:55:58Z</dc:date>
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      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677657#M216210</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;UpNUp wrote:&lt;br&gt;&lt;blockquote&gt;&lt;hr&gt;5thWheel wrote:&lt;br&gt;&lt;p&gt; &lt;/p&gt;&lt;blockquote&gt;&lt;hr&gt;score_building wrote:&lt;br&gt;&lt;p&gt;Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;As a new amex customer it's best to tread lightly IMO.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I'm inclined to agree, I've got the Gold and I'm a new member and haven't used it yet. I'll lay low for awhile and let it season and mature a bit.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I'm new to Amex (first statement just cut, Green card) and I'm using the heck out of it.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;They're big fans of heavy usage, so kudos to you UpNUp, off to a great start.&lt;/p&gt;</description>
      <pubDate>Fri, 21 May 2010 20:16:43 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677657#M216210</guid>
      <dc:creator>score_building</dc:creator>
      <dc:date>2010-05-21T20:16:43Z</dc:date>
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      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677662#M216212</link>
      <description>&lt;p&gt;I did a PC in Jan.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Blue Cash ---&amp;gt; Clear&lt;/p&gt;</description>
      <pubDate>Fri, 21 May 2010 20:25:09 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677662#M216212</guid>
      <dc:creator>asteroidblues</dc:creator>
      <dc:date>2010-05-21T20:25:09Z</dc:date>
    </item>
    <item>
      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677665#M216214</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;asteroidblues wrote:&lt;br&gt;&lt;p&gt;I did a PC in Jan.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Blue Cash ---&amp;gt; Clear&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;You didn't like Blue Cash, or just prefer Clear?&lt;/p&gt;</description>
      <pubDate>Fri, 21 May 2010 20:34:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677665#M216214</guid>
      <dc:creator>score_building</dc:creator>
      <dc:date>2010-05-21T20:34:33Z</dc:date>
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    <item>
      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677667#M216216</link>
      <description>&lt;p&gt; &lt;/p&gt;&lt;blockquote&gt;&lt;hr&gt;score_building wrote:&lt;br&gt;&lt;blockquote&gt;&lt;hr&gt;asteroidblues wrote:&lt;br&gt;&lt;p&gt;I did a PC in Jan.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Blue Cash ---&amp;gt; Clear&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;You didn't like Blue Cash, or just prefer Clear?&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;.5% on first $6,500 is a huge turn off.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I always get a full 1% on Clear.&lt;/p&gt;</description>
      <pubDate>Fri, 21 May 2010 20:41:36 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677667#M216216</guid>
      <dc:creator>asteroidblues</dc:creator>
      <dc:date>2010-05-21T20:41:36Z</dc:date>
    </item>
    <item>
      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677714#M216226</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;score_building wrote:&lt;br&gt;&lt;p&gt;Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;As a new amex customer it's best to tread lightly IMO.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;At this point Amex will not make or break me. I'm not gonna sit up an worry about if there gonna find me a worthy customer it's a credit card not the end of the world lol. They close my card I'll take my business elsewhere an not look back.&lt;/p&gt;</description>
      <pubDate>Sat, 22 May 2010 00:25:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677714#M216226</guid>
      <dc:creator>mjbfan79</dc:creator>
      <dc:date>2010-05-22T00:25:42Z</dc:date>
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    <item>
      <title>Re: Just Did A PC With Amex</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677726#M216231</link>
      <description>&lt;p&gt;I don't think this is a big deal. AmEx is marketing the new card, and there are some better deals with it, depending on the categories.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;In terms of the annual fee, I might have waited until the eleventh month, since it's free the first year, but if the Zync category stuff works better than the across-the-board rewards structure of Gold, I say go for it.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Have fun with it! --and use it a lot. As mentioned above, AmEx loves to see usage.&lt;/p&gt;</description>
      <pubDate>Sat, 22 May 2010 01:25:57 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Just-Did-A-PC-With-Amex/m-p/677726#M216231</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2010-05-22T01:25:57Z</dc:date>
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