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  <channel>
    <title>topic Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!! in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932672#M268140</link>
    <description>&lt;p&gt;Just called number on back of card.  BBRZMC went from 300 credit limit to 600 credit limit.  Had card for 1 year.  Took all of 5 minutes for increase.&lt;/p&gt;</description>
    <pubDate>Tue, 31 May 2011 14:24:26 GMT</pubDate>
    <dc:creator>Pecos59</dc:creator>
    <dc:date>2011-05-31T14:24:26Z</dc:date>
    <item>
      <title>Orchard Bank  (HSBC) Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/930772#M267676</link>
      <description>&lt;p&gt;I just called in to request a CLI to Orchard Bank.  Instead of the their usual response of &amp;quot;unfortunately we are not accepting customer initiated CLIs...&amp;quot; the representative informed me that I would receive a response within 10 days about my request.  I asked him if customer initiated CLIs had resumed and he confirmed that they have.  Finally... It took them forever.:smileyvery-happy:&lt;/p&gt;</description>
      <pubDate>Wed, 01 Jun 2011 18:00:19 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/930772#M267676</guid>
      <dc:creator>mocha82</dc:creator>
      <dc:date>2011-06-01T18:00:19Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/930864#M267700</link>
      <description>&lt;p&gt;Do you know if it was a soft pull or a hard pull?&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 15:08:46 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/930864#M267700</guid>
      <dc:creator>brownidgirl</dc:creator>
      <dc:date>2011-05-28T15:08:46Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931118#M267770</link>
      <description>&lt;p&gt;I haven't received an update yet to find out if it was a soft or hard pull.  I was declined... How awful.  2 weeks away from 6 months of having the account and they decline me.  Perfect payment history...  The representative said that the account will be &amp;quot;periodically reviewed....&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 19:26:12 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931118#M267770</guid>
      <dc:creator>mocha82</dc:creator>
      <dc:date>2011-05-28T19:26:12Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931138#M267772</link>
      <description>&lt;p&gt;I can confirm,  called back door number. Nice CSR put it through, the results were instant, went from 300 to 4500 :smileysurprised:, I think this was a mistake. I'm not gonna take it past 500 for fear this being a mistake.&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 19:51:26 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931138#M267772</guid>
      <dc:creator>Induction</dc:creator>
      <dc:date>2011-05-28T19:51:26Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931146#M267774</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;Induction wrote:&lt;br&gt;&lt;p&gt;I can confirm,  called back door number. Nice CSR put it through, the results were instant, went from 300 to 4500 :smileysurprised:, I think this was a mistake. I'm not gonna take it past 500 for fear this being a mistake.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I can confirm as well. After reading this thread, I called the backdoor number and spoke with a CSR who went ahead and put through a request. I only got a $100 CLI, though... from $300 to $400. I'm envious, LOL!!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;It is what it is. I'll take it for now. :)&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 20:13:43 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931146#M267774</guid>
      <dc:creator>tinuviel</dc:creator>
      <dc:date>2011-05-28T20:13:43Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931148#M267775</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;brownidgirl wrote:&lt;br&gt;&lt;p&gt;Do you know if it was a soft pull or a hard pull?&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I was told it would be soft. I'll post back if I find out it wasn't.&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 20:17:48 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931148#M267775</guid>
      <dc:creator>tinuviel</dc:creator>
      <dc:date>2011-05-28T20:17:48Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931152#M267776</link>
      <description>&lt;p&gt; &lt;/p&gt;&lt;blockquote&gt;&lt;hr&gt;tinuviel wrote:&lt;br&gt;&lt;blockquote&gt;&lt;hr&gt;Induction wrote:&lt;br&gt;&lt;p&gt;I can confirm,  called back door number. Nice CSR put it through, the results were instant, went from 300 to 4500 :smileysurprised:, I think this was a mistake. I'm not gonna take it past 500 for fear this being a mistake.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I can confirm as well. After reading this thread, I called the backdoor number and spoke with a CSR who went ahead and put through a request. I only got a $100 CLI, though... from $300 to $400. I'm envious, LOL!!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;It is what it is. I'll take it for now. :)&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;The $100 bump sounds very much like Orchard.  $300-$4500 sounds weird for them, but stranger things have happened! &lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 20:21:37 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931152#M267776</guid>
      <dc:creator>visorboy1974</dc:creator>
      <dc:date>2011-05-28T20:21:37Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931170#M267779</link>
      <description>&lt;p&gt;I can confirm this too! I just called the standard number on the back of the card after reading this thread and spoke with a CSR who said &amp;quot;I would be happy to help you with that&amp;quot;...got a $200 increase to bump me up to $1000 going to call again later for my 2nd card and hopefully get it up to $1300 from $1100.&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 21:07:14 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931170#M267779</guid>
      <dc:creator>Maverick79</dc:creator>
      <dc:date>2011-05-28T21:07:14Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931172#M267780</link>
      <description>&lt;p&gt;Just called and they gave me a $200 increase. Initially she said it may be a hard pull, however, for mine she said it was a soft pull.&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 21:19:22 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931172#M267780</guid>
      <dc:creator>motiv8ed2getthescoreup</dc:creator>
      <dc:date>2011-05-28T21:19:22Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931218#M267792</link>
      <description>&lt;p&gt;Just got a $100 bump on mine too,  had the card for a year and a half and pay in full every month&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Im glad their doing cli's again, but 100 bucks, thats malarky, i stopped using their card 2 months ago, and will probably cancel it since i have cards that are alot better.&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 23:48:18 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931218#M267792</guid>
      <dc:creator>Chaos122</dc:creator>
      <dc:date>2011-05-28T23:48:18Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931220#M267793</link>
      <description>&lt;p&gt;Glad to know that Orchard is spread some &amp;quot;love&amp;quot;.  It's just not coming my way.  lol&lt;/p&gt;</description>
      <pubDate>Sat, 28 May 2011 23:48:26 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931220#M267793</guid>
      <dc:creator>mocha82</dc:creator>
      <dc:date>2011-05-28T23:48:26Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931582#M267869</link>
      <description>And of course they are closed today.... they have the oddest hours.... :( First thing Monday morning I will be on the phone!!</description>
      <pubDate>Sun, 29 May 2011 15:35:53 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/931582#M267869</guid>
      <dc:creator>chan85</dc:creator>
      <dc:date>2011-05-29T15:35:53Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932126#M267998</link>
      <description>I dumped my orchard a month ago because of the af but I do have the BBRZ MC so I just called the number on the back of the card on got a 300 Cli... So now I am at 800 with no af and I have had the card a year</description>
      <pubDate>Mon, 30 May 2011 11:33:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932126#M267998</guid>
      <dc:creator>none_ya_business</dc:creator>
      <dc:date>2011-05-30T11:33:28Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932212#M268016</link>
      <description>Ok so I called the backdoor number and got a $100 cli. Not a lot but I'll take it</description>
      <pubDate>Mon, 30 May 2011 14:43:21 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932212#M268016</guid>
      <dc:creator>TheR105</dc:creator>
      <dc:date>2011-05-30T14:43:21Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932224#M268021</link>
      <description>&lt;p&gt;Did you folks call in today?  Or are you just posting today, when I called this AM I got the closed message.&lt;/p&gt;</description>
      <pubDate>Mon, 30 May 2011 15:00:52 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932224#M268021</guid>
      <dc:creator>jackig64</dc:creator>
      <dc:date>2011-05-30T15:00:52Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932230#M268023</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;none_ya_business wrote:&lt;br&gt;I dumped my orchard a month ago because of the af but I do have the BBRZ MC so I just called the number on the back of the card on got a 300 Cli... So now I am at 800 with no af and I have had the card a year&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;&lt;br&gt;  I was just thinking that HSBC might be doing this also. (Orchard is  HSBC......right ? )   Anyone with HSBC cards have any success ? &lt;/p&gt;</description>
      <pubDate>Mon, 30 May 2011 15:13:54 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932230#M268023</guid>
      <dc:creator>konabill</dc:creator>
      <dc:date>2011-05-30T15:13:54Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932234#M268024</link>
      <description>&lt;p&gt;     HSBC is closed today :smileymad:&lt;/p&gt;</description>
      <pubDate>Mon, 30 May 2011 15:23:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932234#M268024</guid>
      <dc:creator>konabill</dc:creator>
      <dc:date>2011-05-30T15:23:33Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932236#M268025</link>
      <description>I wonder if HSBC is extending this to their Mastercards and Visas as well. Don't need a CLI but if they're gonna give one with only a soft pull it might be worth giving them a call....</description>
      <pubDate>Mon, 30 May 2011 15:25:55 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932236#M268025</guid>
      <dc:creator>JonStur</dc:creator>
      <dc:date>2011-05-30T15:25:55Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932252#M268032</link>
      <description>I did not call a backdoor number to get my cli just the number on the back of my card. I also called on my HSBC discover card but they are not doing cli at this time.</description>
      <pubDate>Mon, 30 May 2011 15:57:45 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932252#M268032</guid>
      <dc:creator>none_ya_business</dc:creator>
      <dc:date>2011-05-30T15:57:45Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Bank Has Resumed Customer Initiated CLIs...Yay!!!</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932364#M268067</link>
      <description>&lt;p&gt;i called a few min ago. asked me about pulling my report.. i confirmed and then got the you will hear from us in 10 days i have passed this on to our increase department. i was calling india, of course and asked to speak to an american rep as i thought it would be instant. i asked if i was denied or declined and he said they haven't decided yet and were looking into it.  was it because i was transferred to their indian call center? did you guys speak to india?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;thanks&lt;/p&gt;</description>
      <pubDate>Mon, 30 May 2011 20:26:18 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Bank-HSBC-Has-Resumed-Customer-Initiated-CLIs-Yay/m-p/932364#M268067</guid>
      <dc:creator>Ortz33__</dc:creator>
      <dc:date>2011-05-30T20:26:18Z</dc:date>
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