topic Re: Target Redcard Approval in Credit Cards

Target Redcard Approval

hedgeclipper2 — Sat, 27 Aug 2011 21:42:59 GMT

Well I was in Target earlier, and decided I needed to reapply for a Target card since the Target close to my house has produce now, and is actually cheaper than Walmart and HEB now.

So I told the lady I wanted to apply, and it practically made her day lol.

She took my info, and it printed out a slip, and she asked if I wanted to put my purchase on the new card, and I said sure.

When she handed me the slip, I almost fell over!

My old Target card I closed about a year ago, because the crappy limit was only $200.

Well my new Target card has a $3,000 limit!!! Yay for Target for finally giving out decent limits now.

I am sure they pulled EQ, where my score is somewhere around 720.

Re: Target Redcard Approval

LTomBerry — Sat, 27 Aug 2011 21:45:03 GMT

That's awesome, my wife got approved last week for $2500 with a 728.

Re: Target Redcard Approval

awal — Sun, 28 Aug 2011 23:17:51 GMT

Congrats. I got a letter in the mail from Target about 2 weeks ago with a CLI, that I didnt ask for. Old limit was 2200, new limit is 3300. It might have something to do with me moving within 2 miles of a Target. I'm in that place at least 4 times per week...:smileyhappy:

Re: Target Redcard Approval

MagicShot — Mon, 29 Aug 2011 16:16:57 GMT

awal wrote:
Congrats. I got a letter in the mail from Target about 2 weeks ago with a CLI, that I didnt ask for. Old limit was 2200, new limit is 3300. It might have something to do with me moving within 2 miles of a Target. I'm in that place at least 4 times per week...:smileyhappy:

I just got a letter saying they upped mine to 1500 from 1000 where it was for at least 2-3 years

Re: Target Redcard Approval

laryn41 — Mon, 29 Aug 2011 23:17:37 GMT

Okay I am now officially PO'ed! I have had my hard for almost 6 years and it is still at a 200 limit. What on earth do I do. I finally cut it up and have not been using it at all. I currently have a 758 score. This is ridiculous.

Re: Target Redcard Approval

Walt_K — Mon, 29 Aug 2011 23:58:31 GMT

laryn41 wrote:
Okay I am now officially PO'ed! I have had my hard for almost 6 years and it is still at a 200 limit. What on earth do I do. I finally cut it up and have not been using it at all. I currently have a 758 score. This is ridiculous.

Have you ever requested a CLI? I would call and ask. Remember, it's also not all score, although with a six year history on this card (assuming never late) and a 758, no matter what your income is, I would think you should have a higher limit than $200.

Re: Target Redcard Approval

Creditaddict — Tue, 30 Aug 2011 00:39:33 GMT

You can not request increase with Target.

Nice to read about some letters showing up recently with CLI... Hope one of my 4 gets an increase!

Re: Target Redcard Approval

Walt_K — Tue, 30 Aug 2011 00:57:23 GMT

Creditaddict wrote:
You can not request increase with Target.
Nice to read about some letters showing up recently with CLI... Hope one of my 4 gets an increase!

Thanks for that info. Didn't know that. My wife handles the Redcard in the family.

Re: Target Redcard Approval

suzook1 — Tue, 30 Aug 2011 01:40:36 GMT

same here. $500 CL and no increases in four years with no late payment etc. Told the same thing that you could not request CLI but also told that if you use your card regularly (even if you PIF) that the chances of CLI go up. Might be BS but who knows.

Re: Target Redcard Approval

laryn41 — Tue, 30 Aug 2011 12:44:16 GMT

I have been a great customer!! Never late. Used my card all the time. Call regularly to see when I maybe eligable (even though I know you can't request a CLI). It's ridiculous. This being one of my older cards I can't see myself closing it and waiting a year to re-apply. That's how long they told me you would have to wait to re-apply after you close their card. I don't know what's up with them. I am totally not using the card though.

Re: Target Redcard Approval

911gt34life — Tue, 30 Aug 2011 12:57:48 GMT

i am still at 300.00 i may call in/

Re: Target Redcard Approval

-Furbz- — Tue, 30 Aug 2011 18:23:10 GMT

im thinking of applying for the target card.. im there every weekend now that i live 3 miles away from one. Do you guys think i will get approved with 690 TU and 640 EQ scores. Also would you guys recommed applying when at the register or through customer service area?

Re: Target Redcard Approval

Creditaddict — Tue, 30 Aug 2011 21:05:03 GMT

you should be approved and I think you have to apply at check out... takes like 30 seconds if you get a cashier that knows how to type... she swipes a credit card and enters your DL# and your address... you verify address and type your DOB and Soc on the little keybad and submit and prints out receipt in couple seconds with limit and APR.

5% all purchases, 10% off 6 bottles of wine or more!

Re: Target Redcard Approval

Creditchaser — Thu, 20 Oct 2011 19:18:14 GMT

Target showed me some love today!! I've been lurking around this board for years and it has helped me improved my scores dramatically.. Anyhow I was in Target today picking up a few items. I went to the customer service desk and asked if I could apply for their credit card. (Apparently you can also get a Target debit card) The young lady asked for my license, I answered a few questions on the keypad and then a slip printed out of the register. She says, you've been approved.....I looked at the slip and low and behold I was approved for $2500. I looked up at her and said, Good lawd!!!! We both laughed. I proceeded to make my purchases. The best part was that I got 5% off. Not sure what CR they pulled but my current ficos are below.

Transunion - 755

Equifax - 763

Re: Target Redcard Approval

hedgeclipper2 — Thu, 20 Oct 2011 19:20:02 GMT

Congrats! I am still in denial of my $3,000 limit lol.

Re: Target Redcard Approval

CS800 — Thu, 20 Oct 2011 19:36:45 GMT

jthedges wrote:
Congrats! I am still in denial of my $3,000 limit lol.

COngrats !! thats a great CL for starter

Looking at your siggy, you have a good selection of prime cards :)

Re: Target Redcard Approval

CS800 — Mon, 24 Oct 2011 00:44:35 GMT

I was at Target today and spent about $200, but the cashier didnt offer to apply and i was too chicken to even ask.

Re: Target Redcard Approval

YoungProfessional — Sat, 19 Jan 2013 17:18:51 GMT

So this is my first post here. I have been lurking for a few months and following all of your tips and tricks to learn how to get my finances in good order.

Today I took a gamble and applied online for my Target red card after careful consideration.

I was approved with a $200 CL! :smileyvery-happy:

Nothing fancy, but a great foundation to build on and another account to add to my report.

Transrisk - 660

Vantage Score - 681

FICO (Walmart) - 629

Re: Target Redcard Approval

Sparkz1920 — Sun, 20 Jan 2013 13:15:04 GMT

hedgeclipper2 wrote:
Well I was in Target earlier, and decided I needed to reapply for a Target card since the Target close to my house has produce now, and is actually cheaper than Walmart and HEB now.

So I told the lady I wanted to apply, and it practically made her day lol.

She took my info, and it printed out a slip, and she asked if I wanted to put my purchase on the new card, and I said sure.

When she handed me the slip, I almost fell over!

My old Target card I closed about a year ago, because the crappy limit was only $200.

Well my new Target card has a $3,000 limit!!! Yay for Target for finally giving out decent limits now.

I am sure they pulled EQ, where my score is somewhere around 720.

Cpngrats to you!!!

I was declined a month or so back...so i applied again when i saw your posts. i got approved finally for a measly 200.00

i sure hope it grows now

Re: Target Redcard Approval

Sparkz1920 — Sun, 20 Jan 2013 13:20:34 GMT

-Furbz- wrote:
im thinking of applying for the target card.. im there every weekend now that i live 3 miles away from one. Do you guys think i will get approved with 690 TU and 640 EQ scores. Also would you guys recommed applying when at the register or through customer service area?

I have a 680 TU and a 662 EQ....I got in