topic Re: Woohoo! Got Costco Amex, too! :) in Credit Cards

Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 00:38:00 GMT

I had planned the Zync app when I knew that I would be going to Costco and also because Costco was having an Amex drive this week. I was hoping that my chances of approval for a revolver would be better during the Costco Amex drive. Also hoping I'll only have one HP. I'll have to pull my EX and see.

I was approved for $2k CL. It's a good starting place. It seems all my CCs (except for cap one, of course!) are at the $2000 to $2500 limit. I'm hoping to break through it this year! I'll probably ask for am Amex CLI in 61 days, but not sure. Is it a HP? NOW I'm in the garden for sure.:D

Re: Woohoo! Got Costco Amex, too! :)

dyv8914 — Tue, 21 Feb 2012 00:40:45 GMT

Wow congrats! What is this Amex drive you referred to?

Re: Woohoo! Got Costco Amex, too! :)

stud007 — Tue, 21 Feb 2012 00:42:40 GMT

Congrats

Re: Woohoo! Got Costco Amex, too! :)

dharalex — Tue, 21 Feb 2012 00:43:47 GMT

It is a HP, but if you are going to garden, I think it's worth it! I will be requesting one in April!

Re: Woohoo! Got Costco Amex, too! :)

Ron1 — Tue, 21 Feb 2012 00:48:04 GMT

Congrats!!!! I use it a lot when I eat out. I earned a lot of cash back. You're going to like the card. They started me out $2K.

Ron.

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 00:52:03 GMT

dyv8914 wrote:
Wow congrats! What is this Amex drive you referred to?

Thanks! Every so often, Costco has a table or booth set up to promote their Amex card. They have promo gifts (I got a Costco tote bag) if you app. So, I was hoping that being a promotional period, my chances of approval would be greater. :)

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 00:53:06 GMT

dharalex wrote:
It is a HP, but if you are going to garden, I think it's worth it! I will be requesting one in April!

So, an Amex CLI is a HP? Bummer. How do the do on auto-CLIs? I really don't want any more HPs for a while. Plus, I'm going to be moving soon and that may be more inq that I hadn't planned on. :smileysad:

Re: Woohoo! Got Costco Amex, too! :)

dyv8914 — Tue, 21 Feb 2012 00:55:02 GMT

bichonmom wrote:
dyv8914 wrote:
Wow congrats! What is this Amex drive you referred to?
Thanks! Every so often, Costco has a table or booth set up to promote their Amex card. They have promo gifts (I got a Costco tote bag) if you app. So, I was hoping that being a promotional period, my chances of approval would be greater. :)

Ah ok thanks for the heads up! You're on a roll today, enjoy your new cards!

Re: Woohoo! Got Costco Amex, too! :)

dyv8914 — Tue, 21 Feb 2012 00:56:03 GMT

CLI are soft with Amex, regardless if its approved or not.

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 01:11:31 GMT

dyv8914 wrote:
CLI are soft with Amex, regardless if its approved or not.

Great! Thanks! :)

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 01:33:54 GMT

Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:

Re: Woohoo! Got Costco Amex, too! :)

LS2982 — Tue, 21 Feb 2012 01:42:35 GMT

congrats!! very awesome bichon!!

Re: Woohoo! Got Costco Amex, too! :)

frogfan12 — Tue, 21 Feb 2012 01:47:32 GMT

Yay, congratulations! It was well worth the wait and much deserved. :)

Re: Woohoo! Got Costco Amex, too! :)

tinuviel — Tue, 21 Feb 2012 02:08:45 GMT

bichonmom wrote:
I had planned the Zync app when I knew that I would be going to Costco and also because Costco was having an Amex drive this week. I was hoping that my chances of approval for a revolver would be better during the Costco Amex drive. Also hoping I'll only have one HP. I'll have to pull my EX and see.

I was approved for $2k CL. It's a good starting place. It seems all my CCs (except for cap one, of course!) are at the $2000 to $2500 limit. I'm hoping to break through it this year! I'll probably ask for am Amex CLI in 61 days, but not sure. Is it a HP? NOW I'm in the garden for sure.:D

I just congratulated you in the Zync thread, but this bears repeating...

Congratulations!!!!!!!!!!

Re: Woohoo! Got Costco Amex, too! :)

haulingthescoreup — Tue, 21 Feb 2012 02:15:31 GMT

bichonmom wrote:
Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:

Normally, you would only get your score IF you were denied or got less than the advertised rate and IF AmEx used your FICO EX score.

My understanding is that they use a home-grown score, but I've read reports here of people getting their EX scores anyway, so fingers crossed for ya!

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 02:20:20 GMT

tinuviel wrote:
bichonmom wrote:
I had planned the Zync app when I knew that I would be going to Costco and also because Costco was having an Amex drive this week. I was hoping that my chances of approval for a revolver would be better during the Costco Amex drive. Also hoping I'll only have one HP. I'll have to pull my EX and see.

I was approved for $2k CL. It's a good starting place. It seems all my CCs (except for cap one, of course!) are at the $2000 to $2500 limit. I'm hoping to break through it this year! I'll probably ask for am Amex CLI in 61 days, but not sure. Is it a HP? NOW I'm in the garden for sure.:D

I just congratulated you in the Zync thread, but this bears repeating...

Congratulations!!!!!!!!!!

Thanks! I'm SO excited!!! :smileylol:

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 02:21:34 GMT

haulingthescoreup wrote:
bichonmom wrote:
Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:
Normally, you would only get your score IF you were denied or got less than the advertised rate and IF AmEx used your FICO EX score.

My understanding is that they use a home-grown score, but I've read reports here of people getting their EX scores anyway, so fingers crossed for ya!

Okay. Thanks. I guess I'm in wait-and-see mode. It would be a nice bonus. The important part is getting approved ! :smileyvery-happy:

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 02:22:12 GMT

frogfan12 wrote:
Yay, congratulations! It was well worth the wait and much deserved. :)

Thanks! It has been a LONG time coming. :)

Re: Woohoo! Got Costco Amex, too! :)

bichonmom — Tue, 21 Feb 2012 02:23:24 GMT

LS2982 wrote:
congrats!! very awesome bichon!!

Thanks! I still can't believe it. I was SO nervous standing in Costco... dreading those awful words, "they didn't approve you." I was so relieved when they said it was approved.

Re: Woohoo! Got Costco Amex, too! :)

dharalex — Tue, 21 Feb 2012 04:34:06 GMT

dharalex wrote:
It is a HP, but if you are going to garden, I think it's worth it! I will be requesting one in April!

I'm sorry, I stand corrected. When I looked at my inq, I forgot I just got the BCP! Sorry...