topic Re: Favourite Credit Card in Credit Cards

Favourite Credit Card

corymcd88 — Sat, 25 Feb 2012 03:38:31 GMT

What is you favourite credit card you have. For me my AMEX ZYNC.

Re: Favourite Credit Card

fused — Sat, 25 Feb 2012 04:10:41 GMT

For me, its my FIA Fidelity Platinum Visa card. Its my highest CL, good shopping perks, decent customer service and they don't hard me when I want a CLI.

Re: Favourite Credit Card

CreditScholar — Sat, 25 Feb 2012 03:45:29 GMT

Definitely my CSP. I haven't had my PP long enough to make a decision on that, and my other cards are pretty ordinary.

Re: Favourite Credit Card

jamesdwi — Sat, 25 Feb 2012 03:49:14 GMT

AMEX Blue love the 6k limit, and decent rewards... ZYNC is nice still getting used to paying in full everymonth requirement.

Re: Favourite Credit Card

ocboy949 — Sat, 25 Feb 2012 04:07:22 GMT

corymcd88 wrote:
What is you favourite credit card you have. For me my AMEX ZYNC.

Although high interest, probably my American Eagle Visa. Nice $2,800 limit. They keep upping it. Wish they allowed in-store payments, though.

Are you gonna ditch Credit One now that you have a nice prime card??

Re: Favourite Credit Card

adavis425 — Sat, 25 Feb 2012 04:17:58 GMT

Love my AMEX gold! I never leave home without it...:smileyhappy:

Re: Favourite Credit Card

dyv8914 — Sat, 25 Feb 2012 04:16:42 GMT

Citi Forward (5% back at restaurants and Amazon). Restaurant spending makes up about 40% of my monthly expenses and I have been getting back around $25/month on this card alone. After the intro 0% APR, it will also be my lowest card at 10.99%. You get a monthly bonus of 100 points (equal to $20 in spending) just for paying your bill on time, incredible! And the card comes with complimentary cell phone insurance as long as you pay your cell phone bill on it. I got a decent starting CL and Citi tends to soft for CLI, although I will probably just let it auto-CLI by itself.

Re: Favourite Credit Card

brian2220 — Sat, 25 Feb 2012 04:17:47 GMT

I would say my new bbva compass clearpoints because of the apr and limit

Re: Favourite Credit Card

DrJekyll — Sat, 25 Feb 2012 04:22:45 GMT

I only have a couple of cards, but my newest is Discover Motiva. Started me with a $11.5k CL (0% 15months). Already have earned over $100 cash back through shopDiscover.

Re: Favourite Credit Card

discernment — Sat, 25 Feb 2012 04:28:02 GMT

adavis425 wrote:
Love my AMEX gold! I never leave home without it...:smileyhappy:

Love my USAA Amex (black) and I never leave home without it! :smileywink:

Re: Favourite Credit Card

RyVision — Sat, 25 Feb 2012 04:39:13 GMT

For me it'd be Discover More (and I ignored their offers back when they first came into being, thinking they weren't a "real" CC) and NFCU so far.

Re: Favourite Credit Card

Koop10010 — Sat, 25 Feb 2012 04:39:22 GMT

My Amex PR gold, for sure. My Cap One cards are the cards I used to establish and build credit, and therefore have low limits and Cap One's customer service has been unimpressive. I just applied for the Freedom though, I had been planning to for awhile and then I couldn't resist the $300 cash back offer. I'll have to see if it can give the Amex a run for its money.

Re: Favourite Credit Card

android01 — Sat, 25 Feb 2012 04:44:19 GMT

My AMEX Premier Rewards Gold, and my Ameriprise World Mastercard (25K limit and 9.24% APR if I ever have to carry a balance).

Re: Favourite Credit Card

ocboy949 — Sat, 25 Feb 2012 04:47:08 GMT

RyVision wrote:
For me it'd be Discover More (and I ignored their offers back when they first came into being, thinking they weren't a "real" CC) and NFCU so far.

Discover is accepted at places that are actually worth spending money at :smileytongue:

Re: Favourite Credit Card

AF_23 — Sat, 25 Feb 2012 04:55:19 GMT

dyv8914 wrote:
Citi Forward (5% back at restaurants and Amazon). Restaurant spending makes up about 40% of my monthly expenses and I have been getting back around $25/month on this card alone. After the intro 0% APR, it will also be my lowest card at 10.99%. You get a monthly bonus of 100 points (equal to $20 in spending) just for paying your bill on time, incredible! And the card comes with complimentary cell phone insurance as long as you pay your cell phone bill on it. I got a decent starting CL and Citi tends to soft for CLI, although I will probably just let it auto-CLI by itself.

Im assuming its categorized oddly (Amazon) to get the 5 pts/dollar/5% CB ?

Re: Favourite Credit Card

TheBronxBomber — Sat, 25 Feb 2012 04:55:47 GMT

I dont leave home withoutmy Amex Platinum.

Re: Favourite Credit Card

dyv8914 — Sat, 25 Feb 2012 05:00:10 GMT

AF_23 wrote:
dyv8914 wrote:
Citi Forward (5% back at restaurants and Amazon). Restaurant spending makes up about 40% of my monthly expenses and I have been getting back around $25/month on this card alone. After the intro 0% APR, it will also be my lowest card at 10.99%. You get a monthly bonus of 100 points (equal to $20 in spending) just for paying your bill on time, incredible! And the card comes with complimentary cell phone insurance as long as you pay your cell phone bill on it. I got a decent starting CL and Citi tends to soft for CLI, although I will probably just let it auto-CLI by itself.
Im assuming its categorized oddly (Amazon) to get the 5 pts/dollar/5% CB ?

Amazon is classified as a bookstore by Citi so you get the 5 points/dollar for anything you buy from them. The categories on this card are not rotating so you always get 5 points/dollar for restaurants, bookstores, movies, and music. There is however an annual cap of 75000 points in the bonus categories. Everything else and spending above $15000 in the bonus categories earns only 1 point/dollar.

Re: Favourite Credit Card

AF_23 — Sat, 25 Feb 2012 05:05:04 GMT

dyv8914 wrote:
AF_23 wrote:
dyv8914 wrote:
Citi Forward (5% back at restaurants and Amazon). Restaurant spending makes up about 40% of my monthly expenses and I have been getting back around $25/month on this card alone. After the intro 0% APR, it will also be my lowest card at 10.99%. You get a monthly bonus of 100 points (equal to $20 in spending) just for paying your bill on time, incredible! And the card comes with complimentary cell phone insurance as long as you pay your cell phone bill on it. I got a decent starting CL and Citi tends to soft for CLI, although I will probably just let it auto-CLI by itself.
Im assuming its categorized oddly (Amazon) to get the 5 pts/dollar/5% CB ?
Amazon is classified as a bookstore by Citi so you get the 5 points/dollar for anything you buy from them. The categories on this card are not rotating so you always get 5 points/dollar for restaurants, bookstores, movies, and music. There is however an annual cap of 75000 points in the bonus categories. Everything else and spending above $15000 in the bonus categories earns only 1 point/dollar.

A bookstore eh lol. I may app for this card in the near future. Thanks for the info. :smileyhappy:

Re: Favourite Credit Card

dyv8914 — Sat, 25 Feb 2012 05:12:36 GMT

AF_23 wrote:
dyv8914 wrote:
AF_23 wrote:
dyv8914 wrote:
Citi Forward (5% back at restaurants and Amazon). Restaurant spending makes up about 40% of my monthly expenses and I have been getting back around $25/month on this card alone. After the intro 0% APR, it will also be my lowest card at 10.99%. You get a monthly bonus of 100 points (equal to $20 in spending) just for paying your bill on time, incredible! And the card comes with complimentary cell phone insurance as long as you pay your cell phone bill on it. I got a decent starting CL and Citi tends to soft for CLI, although I will probably just let it auto-CLI by itself.
Im assuming its categorized oddly (Amazon) to get the 5 pts/dollar/5% CB ?
Amazon is classified as a bookstore by Citi so you get the 5 points/dollar for anything you buy from them. The categories on this card are not rotating so you always get 5 points/dollar for restaurants, bookstores, movies, and music. There is however an annual cap of 75000 points in the bonus categories. Everything else and spending above $15000 in the bonus categories earns only 1 point/dollar.
A bookstore eh lol. I may app for this card in the near future. Thanks for the info. :smileyhappy:

No problem! I believe Amazon started out as an online bookstore and obviously they now sell anything and everything in between. Glad they never got around to changing their merchant code with Citi though!

Re: Favourite Credit Card

frogfan12 — Sat, 25 Feb 2012 14:15:10 GMT

I don't have just one, I have several. LOL.

My faves are my Citi AAdvantage cards (Visa/AMEX), Old Navy Card, and my new shiny AMEX Blue Cash Everyday. All cards have rewards and treat me very well. :)