topic Re: GE Accounts upgrades in Credit Cards

GE Accounts upgrades

corymcd88 — Tue, 28 Feb 2012 00:24:23 GMT

What GE accounts does an upgrade to a co-branded card. IE. Walmart to Walmart discover. Walmart is the only GE account that I was told that upgrades.

Re: GE Accounts upgrades

jason86423 — Tue, 28 Feb 2012 01:36:44 GMT

Old Navy is another one from what I've seen

Re: GE Accounts upgrades

LS2982 — Tue, 28 Feb 2012 01:44:50 GMT

jason86423 wrote:
Old Navy is another one from what I've seen

Re: GE Accounts upgrades

Creditaddict — Tue, 28 Feb 2012 03:08:38 GMT

Walmart, Sams, Banana, Old Navy, Gap, Dillards... hmm feel I must be forgetting a ton.,... Chevron, TJMax....

Re: GE Accounts upgrades

corymcd88 — Tue, 28 Feb 2012 13:42:31 GMT

Creditaddict wrote:
Walmart, Sams, Banana, Old Navy, Gap, Dillards... hmm feel I must be forgetting a ton.,... Chevron, TJMax....

GE told me that only walmart can upgrade. Dillards has a AMEX, I have dillards store card and theey told me to upgrade I would have to reapply. Only Walmart say thay can upgrade it.

Re: GE Accounts upgrades

rom828 — Tue, 28 Feb 2012 20:37:32 GMT

corymcd88 wrote:
Creditaddict wrote:
Walmart, Sams, Banana, Old Navy, Gap, Dillards... hmm feel I must be forgetting a ton.,... Chevron, TJMax....
GE told me that only walmart can upgrade. Dillards has a AMEX, I have dillards store card and theey told me to upgrade I would have to reapply. Only Walmart say thay can upgrade it.

I think GE's customer service reps are not always correct with the info they impart!

My Old Navy store card upgraded last year to Visa and my Walmart card was just upgraded to Discover last month.

An example of GE's CSRs being misinformed and passing along this misinformation to customers: when I called GE to inquire about reporting of Old navy Visa, I was told that upgrade to Visa would not result in account reporting as new--was actually told this more than once. Of course, it reported as new and remained so even after disputing. Finally got to a supervisor who advised that I was not given correct info (duh!!) and the Visa would 'correctly' be reported as new acct.

When I got the Discover upgrade offer, decided to call customer service ( just for giggles ) to see what the advices would be regarding reporting of the upgraded card. Sure enough, was advised it would retain same open date as store card and would not report as new. Needless to say, the store card reported as closed/transferred and the Discover reported as new.

Unless GE has stopped upgrading all other cards very, very recently, I'd say you might have been 'misadvised' by the csr.

Re: GE Accounts upgrades

bdp02 — Tue, 28 Feb 2012 21:27:09 GMT

GE has not stopped upgrading other cards, I currently have an outstanding offer to upgrade my Gap store card.

Note I am resisting the urge due to the impact said upgrade would have on my AAoA :smileyvery-happy: (pat's self on back)

Re: GE Accounts upgrades

rom828 — Tue, 28 Feb 2012 22:32:57 GMT

bdp02 wrote:
GE has not stopped upgrading other cards, I currently have an outstanding offer to upgrade my Gap store card.

Note I am resisting the urge due to the impact said upgrade would have on my AAoA :smileyvery-happy: (pat's self on back)

Confirms what I suspected....OP was given some not quite accurate advice from customer service. :smileysad:

And congrats on your most admirable self control regarding the offer to upgrade. :smileyhappy:

Fortunately for me, the upgrade did not affect AAoA negatively (I'm still 5+), and I wanted to take the chance since my Old Navy Visa CL is much, much higher than store card (ws $1200...increased to $3000 at upgrade and is now $7200...all auto increases!) and reports as credit card rather than store card.

I'm hoping my Walmart Discover may prove 'fruitful' as well in the CL dept....at least I think the potential is greater than with store card. Had $2100 on store card and updgraded Discover is $2950. Not as big of any increase as with the ON Visa, but hopeful I'll be seeing CLIs

Re: GE Accounts upgrades

itsrod — Thu, 29 Mar 2012 21:44:44 GMT

ok just hit $1100.00 cl on old navy logged in today to pay

bill was offered visa upgrade so i excepted,starting cl is $4000.00

so im happy with that,called and the lady told me it would listed as same account but

we will see logged in to oldnavy account again it shows 2 accounts now

visa has differnt account # but cant log in to it because i dont have card yet

so gemb is up grading there cards had old navy 9 months till today im happy

Re: GE Accounts upgrades

LS2982 — Thu, 29 Mar 2012 21:56:02 GMT

itsrod wrote:
ok just hit $1100.00 cl on old navy logged in today to pay
bill was offered visa upgrade so i excepted,starting cl is $4000.00
so im happy with that,called and the lady told me it would listed as same account but
we will see logged in to oldnavy account again it shows 2 accounts now
visa has differnt account # but cant log in to it because i dont have card yet
so gemb is up grading there cards had old navy 9 months till today im happy

Wow, congrats!!!!

How long have you had the ON account and did you use the account alot?

Re: GE Accounts upgrades

itsrod — Thu, 29 Mar 2012 22:48:00 GMT

thanks, I had it 9 months,i used it regular would charge say $150.00 pay it of over 4 months

always pay a little more than the minumin ,cant belive i got upgraded so fast

Re: GE Accounts upgrades

LS2982 — Thu, 29 Mar 2012 22:49:45 GMT

itsrod wrote:
thanks, I had it 9 months,i used it regular would charge say $150.00 pay it of over 4 months
always pay a little more than the minumin ,cant belive i got upgraded so fast

How are your scores?

Re: GE Accounts upgrades

itsrod — Thu, 29 Mar 2012 23:11:04 GMT

walmart fico says 713

credit carms says 758 vantage, risk score is 703

fico says 723

transunion no baddies at all

11 inqs

Re: GE Accounts upgrades

itsrod — Fri, 06 Apr 2012 21:45:35 GMT

ok received oldnavy visa today $4000.00 cl,cash advanced is only $800.00

dont no what thats about usualy its half your credit line,but with the high intrest

rate ill never get cash advance,reconed credit limit they said no but im ok with $4000.00

ill never spend that

Re: GE Accounts upgrades

LS2982 — Fri, 06 Apr 2012 21:49:03 GMT

itsrod wrote:
ok received oldnavy visa today $4000.00 cl,cash advanced is only $800.00
dont no what thats about usualy its half your credit line,but with the high intrest
rate ill never get cash advance,reconed credit limit they said no but im ok with $4000.00
ill never spend that

Sweet!!! Congrats!!!

Re: GE Accounts upgrades

MsLadyRover — Fri, 06 Apr 2012 22:59:00 GMT

itsrod wrote:
ok received oldnavy visa today $4000.00 cl,cash advanced is only $800.00
dont no what thats about usualy its half your credit line,but with the high intrest
rate ill never get cash advance,reconed credit limit they said no but im ok with $4000.00
ill never spend that

Congrats!

Re: GE Accounts upgrades

TBOY012 — Sat, 07 Apr 2012 01:30:48 GMT

Wow congrats the upgrade/graduation. I can only hope that my Walmart card store cards gets changed to Walmart Disc

Re: GE Accounts upgrades

LS2982 — Sat, 07 Apr 2012 01:42:06 GMT

TBOY012 wrote:
Wow congrats the upgrade/graduation. I can only hope that my Walmart card store cards gets changed to Walmart Disc

Same here!

Re: GE Accounts upgrades

itsrod — Wed, 09 May 2012 22:41:36 GMT

OK just got a $800.00 cli on walmart,now im at $2600.00 cl for walmart one year old card

also got $600.00 cli on chevron,now its $1600.00 cl, 8 month old card

wish they would upgrade like my oldnavy did