topic Re: Apped for AMEX BCE in Credit Cards

Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 00:35:27 GMT

Well, decided I'd app for a BCE, just to see what happens.

My util might be a little high on the CR they will be looking at, but I was hoping my scores might mosey me right in.

I have no major purchases planned for the next year, so what the hell.

Got the dreaded "pending review" screen.

So much for a decision in 60 seconds.

So what's next? Do I call? Do I get an email?

Do I really have to wait 14 days?

Re: Apped for AMEX BCE

concorduser — Sat, 03 Mar 2012 00:38:03 GMT

You can check the application status online. Search google american express application stauts and you'll find the link.

Re: Apped for AMEX BCE

logan_720 — Sat, 03 Mar 2012 00:38:39 GMT

I would call now and ask them if there is any information/questions you can answer and see what the holdup is. Hopefully it's something minor! Good luck!:smileywink:

Re: Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 00:42:23 GMT

Well, I went to the online status form:

Date Received

Card

Status of Application

Next Step

03/02/12

BLUE CASH EVERYDAY(SM)

Approved

Congratulations! Your application has been approved and you should receive your new card within 7-10 days.

Re: Apped for AMEX BCE

concorduser — Sat, 03 Mar 2012 00:43:48 GMT

FrugalRican wrote:
Well, I went to the online status form:

Date Received Card Status of Application Next Step
03/02/12
BLUE CASH EVERYDAY(SM)
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.

Great News. Congrats.

Re: Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 00:44:47 GMT

Thank you,. thanks for the heads up on the status. You and AMEX just made this a wine night.

Re: Apped for AMEX BCE

pkhuu78 — Sat, 03 Mar 2012 00:44:59 GMT

Nice, first Discover now BCE..Congrats..

Re: Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 00:46:49 GMT

pkhuu78 wrote:
Nice, first Discover now BCE..Congrats..

Thank you.

And that'll do it for me. Two cards in two weeks is just way too much excitement for one year.

Should thank Revelate as well, he got my pistons turning with a post he made earlier in another thread.

Re: Apped for AMEX BCE

hateAshbury — Sat, 03 Mar 2012 00:47:44 GMT

congrats. Though with a 740+ FICO I thought you would be rubber-stamped

Re: Apped for AMEX BCE

mokong — Sat, 03 Mar 2012 00:49:34 GMT

Congrats !!!

cl ?

Re: Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 00:50:28 GMT

hateAshbury wrote:
congrats. Though with a 740+ FICO I thought you would be rubber-stamped

I was afraid because I almost always read people suggesting to get the Zync first, but to be honest, I didn't want a charge card. I wanted the credit card or nothing, so, why not try now before they saw my recent Discover be put up on there lol

And thanks!

I still don't know what the CL is.

I'm going to have to call in for that one.

Re: Apped for AMEX BCE

drkaje — Sat, 03 Mar 2012 00:55:30 GMT

Congrats on the approval!

Re: Apped for AMEX BCE

Skinnyminnie — Sat, 03 Mar 2012 00:58:33 GMT

Grats! Looks like you have a nice credit portfolio now.

Re: Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 00:59:22 GMT

mokong wrote:
Congrats !!!

cl ?

Just called. Had a very nice chat with the CSR who asked me how I was planning to celebrate my welcome into AMEX lol

CL: 9500

The wine bottle has been opened.

Re: Apped for AMEX BCE

Skinnyminnie — Sat, 03 Mar 2012 01:01:01 GMT

Holy moly, nice CL, I just might have to have some wine too!

Re: Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 01:02:34 GMT

Skinnyminnie wrote:
Holy moly, nice CL, I just might have to have some wine too!

I almost had a heart attack when he told me how much it was.

Re: Apped for AMEX BCE

Koop10010 — Sat, 03 Mar 2012 01:16:00 GMT

Congratulations, that's a nice card with a good limit

Re: Apped for AMEX BCE

FicoTron — Sat, 03 Mar 2012 01:21:51 GMT

frugal, do you have any baddies on your report at all?

Re: Apped for AMEX BCE

FrugalRican — Sat, 03 Mar 2012 01:23:52 GMT

None, whatsoever.

My CR is clean as of the 16th of February :)

Just had an evil cell phone collections hanging around that wasn't supposed to be there, but that actually got turned into a positive tradeline.

Other than that, positive payments for years.

Re: Apped for AMEX BCE

frogfan12 — Sat, 03 Mar 2012 01:43:46 GMT

FrugalRican wrote:
mokong wrote:
Congrats !!!

cl ?

Just called. Had a very nice chat with the CSR who asked me how I was planning to celebrate my welcome into AMEX lol

CL: 9500

The wine bottle has been opened.

Congrats!