topic Re: The Discovery Luv Button is Back in Credit Cards

The Discovery Luv Button is Back

TheBronxBomber — Wed, 14 Mar 2012 14:01:41 GMT

I just logged into discovery and was browsing through the website and noticed that the request CLI was back. Good luck to those of you that may use it.

Re: The Discovery Luv Button is Back

Happychap — Wed, 14 Mar 2012 14:03:27 GMT

Its an HP right?

Re: The Discovery Luv Button is Back

TheBronxBomber — Wed, 14 Mar 2012 14:07:05 GMT

Happychap wrote:
Its an HP right?

according to the site, it says that a HP may or may not be done.

Re: The Discovery Luv Button is Back

learnin113 — Wed, 14 Mar 2012 14:08:47 GMT

Yes! *Reports frozen* :smileyvery-happy:

Re: The Discovery Luv Button is Back

TheBronxBomber — Wed, 14 Mar 2012 14:16:37 GMT

learnin113 wrote:
Yes! *Reports frozen* :smileyvery-happy:

haaaaaaaa! I'm tempted to press!

Re: The Discovery Luv Button is Back

andre181 — Wed, 14 Mar 2012 14:44:52 GMT

I did it.

First I asked for a $5k increase. It said to get $5k, it would be a hard pull, so I hit cancel.

Then I tried again for $2,500, instantly approved with a soft pull.

Re: The Discovery Luv Button is Back

emptypockets — Wed, 14 Mar 2012 14:54:44 GMT

I tried also. Account was opened 4/2011, current CL is 4k. Asked for 2500, they countered with 500 and said to be considered for 2500 it would require a hard pull. I took the 500.

Re: The Discovery Luv Button is Back

FrugalRican — Wed, 14 Mar 2012 14:57:07 GMT

Last two posts. Fascinating. I wonder how long you'd have to wait til you are considered for a CLI.

I've been with Discover only since February.

Re: The Discovery Luv Button is Back

emptypockets — Wed, 14 Mar 2012 15:04:43 GMT

I was told when I got the card that you could ask for a CLI at 6 months. After I had the card 6 months, the CLI button was there, and when I did the request I got the message that a hard pull would be required do I cancelled the request. The CLI button then went away. I looked for the CLI request on the account just this past week and it wasn't there. When I saw this post I checked this AM, and the CLI button was back, so I pulled the trigger. I hoped for more, but since I wasn't really planning on using the CLI for anything but help with utilization, $500 is OK. At this point, I don't want a hard pull for a CLI ( although I just thought about it, they check EQ and I have 0 INQ's on EQ)! Oh well, no biggie. Good luck to everyone else with CLI's!!

Re: The Discovery Luv Button is Back

To-Be-Continued — Wed, 14 Mar 2012 15:24:23 GMT

I just tried and got "

We're Sorry.

Your credit limit increase request cannot be processed at this time. For assistance, please call 1-800-DISCOVER (1-800-347-2683)."

But I have only had the card since January, so maybe at 6 months I will click it again.

TBC

Re: The Discovery Luv Button is Back

Juan123 — Wed, 14 Mar 2012 15:25:47 GMT

To-Be-Continued wrote:
I just tried and got "
We're Sorry.
Your credit limit increase request cannot be processed at this time. For assistance, please call 1-800-DISCOVER (1-800-347-2683)."

But I have only had the card since January, so maybe at 6 months I will click it again.

TBC

same exact thing mine says and mine is 3 years old..

Re: The Discovery Luv Button is Back

Happychap — Wed, 14 Mar 2012 15:32:55 GMT

Same here mine is 5yrs old...

Re: The Discovery Luv Button is Back

To-Be-Continued — Wed, 14 Mar 2012 15:34:51 GMT

Happychap wrote:
Same here mine is 5yrs old...

I think we may have broke the love button. :smileysad:

TBC

Re: The Discovery Luv Button is Back

TheBronxBomber — Wed, 14 Mar 2012 16:09:06 GMT

To-Be-Continued wrote:
Happychap wrote:
Same here mine is 5yrs old...

I think we may have broke the love button. :smileysad:

TBC

. Haaaaaaaaaaa! To-be, this made my morning. Lol

Re: The Discovery Luv Button is Back

To-Be-Continued — Wed, 14 Mar 2012 16:47:29 GMT

Anytime. :smileywink:

TBC

Re: The Discovery Luv Button is Back

HoldingOntoHope — Wed, 14 Mar 2012 17:15:01 GMT

Well it's not totally broken. I just tried about 30 minutes ago and got a 1K increase (4.5K-5.5K). It asked for employment / salary / housing info. I have had the card since May of 09. I have tried a few times in the past and always got the NO or call. And on the phone service it would say you need to speak with a rep so I hung up. My current utilization is about 20% on all revolving credit lines.

The funny thing is the approval message said "We cannot give you the whole $1K you asked for, but we can offer you 1K. If you would like to reconsider please call in or accept this offer." I accepted.: It's already showing on the on-line account, and I got an e-mail from them within a minute.:smileylol:

Re: The Discovery Luv Button is Back

clocktick — Wed, 14 Mar 2012 17:39:32 GMT

Tried for a $3000 CLI but on the next screen they wanted permission to do a HP so I declined. I want to wait until I pay off one high balance (0%) before they see my reports. Ugh, this card is my lowest limit and even lower than my 2 Cap One cards!

Thanks for the heads up that the button is there though - I looked about a week ago and it wasn't!

Re: The Discovery Luv Button is Back

lokobo — Wed, 14 Mar 2012 17:35:09 GMT

I opened my account last May and have a CL of $4000. I asked for a CLI of $1000 and got the "this will require a HP" page so I cancelled.

Re: The Discovery Luv Button is Back

Happychap — Wed, 14 Mar 2012 17:36:23 GMT

Yeah, I think if they can or willing to give you one then the button will work. Funny thing is I received a letter from them last month telling me that I MAY be eligible for a CLI and to call. I didn't call as I didn't want to waste an HP and I also thought my balance was to high to get an increase which at the time was about 70% UTIl on that card.

Re: The Discovery Luv Button is Back

Juan123 — Wed, 14 Mar 2012 18:57:49 GMT

still not working, i actually called and asked why and she said it doesnt work for everyone, i then asked to be transferred to the cancellation department (not related but i wanted to close my account)

The lady said that she'd send a email to the corporate office to put a CLI through for me if i dont close my account.... we'll see what happens >_>