topic Re: i stopped... in Credit Cards

i stopped...

afbar1114 — Fri, 23 Mar 2012 17:22:42 GMT

i called Kohls to request a CLI buti stopped my self and hung up.....

Re: i stopped...

crunching_numbers — Fri, 23 Mar 2012 17:26:36 GMT

I am proud of you Appbar!

Re: i stopped...

afbar1114 — Fri, 23 Mar 2012 17:27:11 GMT

crunching_numbers wrote:
I am proud of you Appbar!

i wish it was a SP not a HP....but i do need to get a CLI on this card soon

Re: i stopped...

LS2982 — Fri, 23 Mar 2012 17:27:27 GMT

MY BOY!! I taught you well!!! lol

Re: i stopped...

afbar1114 — Fri, 23 Mar 2012 17:33:06 GMT

LS2982 wrote:
MY BOY!! I taught you well!!! lol

yea i guess soo lol...what are we apping for in six months lol

Re: i stopped...

FrugalRican — Fri, 23 Mar 2012 17:36:27 GMT

I expect another thread like this, tomorrow.

But for now, good job lol

Re: i stopped...

emptypockets — Fri, 23 Mar 2012 17:38:24 GMT

Good job. You should have kept Walmart, then you could get a CLI every 4 months to scratch your itch for more credit, LOL!

Re: i stopped...

UpNComing — Fri, 23 Mar 2012 17:42:10 GMT

How is Kohls with auto CLI's?

Re: i stopped...

LS2982 — Fri, 23 Mar 2012 21:37:14 GMT

afbar1114 wrote:
LS2982 wrote:
MY BOY!! I taught you well!!! lol
yea i guess soo lol...what are we apping for in six months lol

I'm not apping in 6 months, I made this short term goal for you. It's your day! Mine will be 3/13 for the BCE!

Re: i stopped...

drkaje — Fri, 23 Mar 2012 21:51:40 GMT

afbar1114 wrote:
crunching_numbers wrote:
I am proud of you Appbar!
i wish it was a SP not a HP....but i do need to get a CLI on this card soon

Why?

Re: i stopped...

afbar1114 — Fri, 23 Mar 2012 21:55:40 GMT

drkaje wrote:
afbar1114 wrote:
crunching_numbers wrote:
I am proud of you Appbar!
i wish it was a SP not a HP....but i do need to get a CLI on this card soon
Why?

i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better

Re: i stopped...

drkaje — Fri, 23 Mar 2012 22:00:56 GMT

afbar1114 wrote:
drkaje wrote:
afbar1114 wrote:
crunching_numbers wrote:
I am proud of you Appbar!
i wish it was a SP not a HP....but i do need to get a CLI on this card soon
Why?
i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better

Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.

Re: i stopped...

afbar1114 — Fri, 23 Mar 2012 22:04:25 GMT

drkaje wrote:
afbar1114 wrote:
drkaje wrote:
afbar1114 wrote:
crunching_numbers wrote:
I am proud of you Appbar!
i wish it was a SP not a HP....but i do need to get a CLI on this card soon
Why?
i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better
Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.

yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever

Re: i stopped...

LS2982 — Fri, 23 Mar 2012 23:54:51 GMT

afbar1114 wrote:
drkaje wrote:
afbar1114 wrote:
drkaje wrote:
afbar1114 wrote:
crunching_numbers wrote:
I am proud of you Appbar!
i wish it was a SP not a HP....but i do need to get a CLI on this card soon
Why?
i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better
Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.
yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever

Not if its going to set you back even further for your future credit goals!!!

Re: i stopped...

AndyK — Sat, 24 Mar 2012 05:14:39 GMT

You only have to put part of the purchase on your Kohl's card to get the discount/use their coupons. Even if you have a CL of $300, it won't cause a problem. Charge $100 (or $50, or $10, whatever) on the Kohl's card and put the rest of it on one of your other cards. The cashier's at the register can do it easily, just tell them you only want to put part of the charge on the Kohl's charge card.

Granted, that won't help you online, but in store it works. That's what we do pretty much every time.

Re: i stopped...

logan_720 — Sat, 24 Mar 2012 06:34:34 GMT

Macy's has a sale on suits right now, it's save $75 when you spend $300 or more, and if you open a Macy's accounts you will save an additional 15-20%

Re: i stopped...

LS2982 — Sat, 24 Mar 2012 11:00:56 GMT

logan_720 wrote:
Macy's has a sale on suits right now, it's save $75 when you spend $300 or more, and if you open a Macy's accounts you will save an additional 15-20%

Don't tempt him...............I have him on a leash for 6 months!!!! NO APPS!!!!! :smileyvery-happy:

Re: i stopped...

jefftca925 — Sat, 24 Mar 2012 14:55:37 GMT

LS2982 wrote:
logan_720 wrote:
Macy's has a sale on suits right now, it's save $75 when you spend $300 or more, and if you open a Macy's accounts you will save an additional 15-20%
Don't tempt him...............I have him on a leash for 6 months!!!! NO APPS!!!!! :smileyvery-happy:

.... breakin' out the popcorn...

Re: i stopped...

FrugalRican — Sat, 24 Mar 2012 14:58:15 GMT

LS2982 wrote:
afbar1114 wrote:
drkaje wrote:
afbar1114 wrote:
drkaje wrote:
afbar1114 wrote:
crunching_numbers wrote:
I am proud of you Appbar!
i wish it was a SP not a HP....but i do need to get a CLI on this card soon
Why?
i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better
Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.
yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever
Not if its going to set you back even further for your future credit goals!!!

Besides Kohls has plenty of really nice suits for under $200 as well.

I see them on the circulars all the time, hell, my "interview suit" was bought there on sale at $168 and then an additional 20%.

Re: i stopped...

FrugalRican — Sat, 24 Mar 2012 14:59:22 GMT

afbar1114 wrote:
yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever

What's your current CL on the Kohls card you have?