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    <title>topic Re: I Finally Applied For Amex Gold in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328809#M369407</link>
    <description>&lt;p&gt; &lt;/p&gt;&lt;p&gt;Congrats !! Glad that you finally pulled the trigger !   Did they waive the first year AF ?  And did you apply with a MR bonus points offer ?&lt;/p&gt;</description>
    <pubDate>Tue, 03 Apr 2012 20:08:10 GMT</pubDate>
    <dc:creator>pizzadude</dc:creator>
    <dc:date>2012-04-03T20:08:10Z</dc:date>
    <item>
      <title>I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328761#M369391</link>
      <description>&lt;p&gt;I know I have been killing these forums with my back and forth posts about weather or not to apply, but I finally thought  that I had all of my ducks in a row and picked up the phone and just applied for the Gold card....and....&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 19:58:38 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328761#M369391</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T19:58:38Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328773#M369394</link>
      <description>&lt;p&gt;after telling the rep all of my information the rep replied....Well sir, I have excellent news for you today, welcome to American Express and congratulations on being approved for the Gold card. &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;All of my hard work the past two years has just begun to come to fruition.  And I have noone else to thank than these forums, other than myself for being patient and calculating.  When I get the card in 7-10 days, its celebration time.&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 19:58:16 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328773#M369394</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T19:58:16Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328785#M369398</link>
      <description>&lt;p&gt;Congrats!! the line &amp;quot;welcome to American Express&amp;quot; gets me everytime!&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:02:00 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328785#M369398</guid>
      <dc:creator>Guava</dc:creator>
      <dc:date>2012-04-03T20:02:00Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328787#M369399</link>
      <description>&lt;p&gt;CONGRATULATIONS!&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:02:18 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328787#M369399</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2012-04-03T20:02:18Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328789#M369400</link>
      <description>&lt;p&gt;for those who are in the same boat as me as far as trying to figure out weather they qualify, here are my stats&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;EX fako's (690+)&lt;/p&gt;&lt;p&gt;1-six year old CO&lt;/p&gt;&lt;p&gt;2- 30 day lates from 6+ years ago&lt;/p&gt;&lt;p&gt;AAoA- 7+ years&lt;/p&gt;&lt;p&gt;2 open credit cards with a total of $850 limit&lt;/p&gt;&lt;p&gt;util 0%&lt;/p&gt;&lt;p&gt;no store cards, no open installment loans&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:02:39 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328789#M369400</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:02:39Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328795#M369402</link>
      <description>&lt;p&gt;&lt;font size="7"&gt;FINALLY. CONGRATS!&lt;/font&gt;&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:03:15 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328795#M369402</guid>
      <dc:creator>FrugalRican</dc:creator>
      <dc:date>2012-04-03T20:03:15Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328801#M369403</link>
      <description>&lt;p&gt;I know, I flailed for so long, asking the same redundant questions, I am so happy right now, and so glad i decided to go for gold, now if it doesn't work for me, i can downgrade after a year.  But getting this card was only ever meant for a foot in with Amex...and I wedged that foot in today~!&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:05:40 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328801#M369403</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:05:40Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328803#M369404</link>
      <description>&lt;p&gt;yippeee.   I am so happy for you.  CONGRATS&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:06:09 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328803#M369404</guid>
      <dc:creator>cleanitup</dc:creator>
      <dc:date>2012-04-03T20:06:09Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328805#M369405</link>
      <description>&lt;p&gt;Yay!  Congrats, I love my Gold AMX.  Did you think about trying for a revolver?  You have pretty good scores.  I am waiting till my Gold turns 1 yr old and then going for it.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:06:36 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328805#M369405</guid>
      <dc:creator>suebee123</dc:creator>
      <dc:date>2012-04-03T20:06:36Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328809#M369407</link>
      <description>&lt;p&gt; &lt;/p&gt;&lt;p&gt;Congrats !! Glad that you finally pulled the trigger !   Did they waive the first year AF ?  And did you apply with a MR bonus points offer ?&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:08:10 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328809#M369407</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2012-04-03T20:08:10Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328821#M369410</link>
      <description>&lt;p&gt;Congrats.&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:13:04 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328821#M369410</guid>
      <dc:creator>Walt_K</dc:creator>
      <dc:date>2012-04-03T20:13:04Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328825#M369411</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;suebee123 wrote:&lt;br&gt;&lt;p&gt;Yay!  Congrats, I love my Gold AMX.  Did you think about trying for a revolver?  You have pretty good scores.  I am waiting till my Gold turns 1 yr old and then going for it.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I feel like I am a bit shy of being approved for a revolver, so I am going to use this for a year and app for one just like you, but plan to get a chase card this summer, maybe.&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:13:59 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328825#M369411</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:13:59Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328839#M369417</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;pizzadude wrote:&lt;br&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Congrats !! Glad that you finally pulled the trigger !   Did they waive the first year AF ?  And did you apply with a MR bonus points offer ?&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;Great question, and this is good info for those that get the mail offers.  My mail offers didn't offer ANYTHING, not even the waived AF.  That is why I called and inquired about it to the rep and they immediately offered it with a waived fee.  As far as points, I asked about that too, but they are not offering any bonus points with the regular gold right now...PR Gold offers a sign up bonus.&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:16:13 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328839#M369417</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:16:13Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328869#M369423</link>
      <description>&lt;p&gt;Congratulations!&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:23:29 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328869#M369423</guid>
      <dc:creator>getahead</dc:creator>
      <dc:date>2012-04-03T20:23:29Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328901#M369430</link>
      <description>&lt;p&gt;I'm surprised I beat LS to congratulate you ;) It seemed like him and I kept telling you that you would get it no problem, and you did!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;CONGRATSSSSSSSSSSSSSSSS!!!!:smileywink::smileyhappy:&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:33:18 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328901#M369430</guid>
      <dc:creator>logan_720</dc:creator>
      <dc:date>2012-04-03T20:33:18Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328913#M369435</link>
      <description>&lt;p&gt;Finally....Congrats!&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:36:03 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328913#M369435</guid>
      <dc:creator>Koop10010</dc:creator>
      <dc:date>2012-04-03T20:36:03Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328921#M369439</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;logan_720 wrote:&lt;br&gt;&lt;p&gt;I'm surprised I beat LS to congratulate you ;) It seemed like him and I kept telling you that you would get it no problem, and you did!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;CONGRATSSSSSSSSSSSSSSSS!!!!:smileywink::smileyhappy:&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I know, I appreciate all of the congrats from people, but without a congrats from LS, I can't be fully satisfied.  His insight has helped a lot along the path to my Amex.&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:38:39 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328921#M369439</guid>
      <dc:creator>FicoTron</dc:creator>
      <dc:date>2012-04-03T20:38:39Z</dc:date>
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    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328933#M369442</link>
      <description>&lt;blockquote&gt;&lt;br&gt;&lt;hr&gt;FicoTron wrote:&lt;br&gt;&lt;p&gt;after telling the rep all of my information the rep replied....Well sir, I have excellent news for you today, welcome to American Express and congratulations on being approved for the Gold card. &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;All of my hard work the past two years has just begun to come to fruition.  And I have noone else to thank than these forums, other than myself for being patient and calculating.  When I get the card in 7-10 days, its celebration time.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;ABOUT TIME!!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;font size="3"&gt;CONGRATS!!!!! HAPPY DANCE!!!!&lt;/font&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;img title="" border="0" src="http://3.bp.blogspot.com/-G5BYiOMp5dw/T0evDq44xBI/AAAAAAAAAe8/uwvvNjELn_s/s1600/CarltonHappyDance.gif" align="middle" alt=""&gt;&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:43:02 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328933#M369442</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-04-03T20:43:02Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328943#M369446</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;&lt;p&gt;ABOUT TIME!!!!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;font size="3"&gt;CONGRATS!!!!! HAPPY DANCE!!!!&lt;/font&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;img title="" border="0" src="http://3.bp.blogspot.com/-G5BYiOMp5dw/T0evDq44xBI/AAAAAAAAAe8/uwvvNjELn_s/s1600/CarltonHappyDance.gif" align="middle" alt=""&gt;&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;HA HA HA HA HA!!&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:45:32 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328943#M369446</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2012-04-03T20:45:32Z</dc:date>
    </item>
    <item>
      <title>Re: I Finally Applied For Amex Gold</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328955#M369449</link>
      <description>&lt;p&gt;Congrats!&lt;/p&gt;</description>
      <pubDate>Tue, 03 Apr 2012 20:50:51 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-Finally-Applied-For-Amex-Gold/m-p/1328955#M369449</guid>
      <dc:creator>cloyd</dc:creator>
      <dc:date>2012-04-03T20:50:51Z</dc:date>
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