topic Re: CLI's....???? in Credit Cards

CLI's....????

afbar1114 — Thu, 05 Apr 2012 20:29:25 GMT

i am not asking for anyright now but what are my chances of auto CLI's on slate and BoA cards???? and when i do ask for a CLI on them should i leave the amount blank?

Re: CLI's....????

LS2982 — Thu, 05 Apr 2012 20:38:10 GMT

afbar1114 wrote:
i am not asking for anyright now but what are my chances of auto CLI's on slate and BoA cards???? and when i do ask for a CLI on them should i leave the amount blank?

At least 6 months from now. Ask for 2K and they'll more than likely give you less.

Re: CLI's....????

score_building — Thu, 05 Apr 2012 20:40:09 GMT

afbar1114 wrote:
i am not asking for anyright now but what are my chances of auto CLI's on slate and BoA cards???? and when i do ask for a CLI on them should i leave the amount blank?

It is based on a variety of factors, so anyones guess. Wouldn't hold my breath for a Chase auto CLI though, boa may have better odds

but a request when profile is maximized could yield quicker results.

Re: CLI's....????

bichonmom — Thu, 05 Apr 2012 20:45:52 GMT

I've been searching Chase CLI threads and the consensus seems to be that it's always a HP. Didn't read anyone posting auto-CLIs w/them, but I guess it's possible.

Re: CLI's....????

afbar1114 — Thu, 05 Apr 2012 21:00:03 GMT

I just want to know what would be the best way to use the card and all... to get a greater chance of one...i might ask for a cli on slate at six month mark....also when its time for freedom do a pc or new app?

Re: CLI's....????

logan_720 — Thu, 05 Apr 2012 21:01:11 GMT

I got my card PC'd a while back, right at the 5 month mark, I recieved the card at the 6 month mark, at which time I was told by a BofA CSR that they review accounts every 6 months. I have yet to see a CLI...when I did request one, I was denied and it was a HP.

Re: CLI's....????

crosbyk1 — Thu, 05 Apr 2012 21:59:18 GMT

I have had and have many different chase cards. Have never received an auto cli! Also alway a hard pull when you ask! Is your card a signature or world card? If so you can shop over the limit.

Re: CLI's....????

drkaje — Thu, 05 Apr 2012 22:08:42 GMT

I wouldn't have gotten the Chase card knowing their HP for CLI policy. If my limit doesn't increase at the one year mark it's shredder-time. There's one small recurring charge on the card so I'm really not concerned about it being closed for inactivity.

Unless you want another HP at the 6 month mark, be patient and wait for Chase to decide.

BOA? Haven't had a card from them in years.

Giving up HPs isn't gardening, You know?! :)

Re: CLI's....????

tcbofade — Thu, 05 Apr 2012 23:10:30 GMT

drkaje wrote:

Giving up HPs isn't gardening, You know?! :)

It's NOT???

Re: CLI's....????

drkaje — Thu, 05 Apr 2012 23:30:55 GMT

tcbofade wrote:
drkaje wrote:

Giving up HPs isn't gardening, You know?! :)

It's NOT???

They still hang around two years. :)

Funny, My Amex is sneaking up on day 61. At first I was kinda excited.... now it feels like I should get a life. It's really pretty lame to focus so much time/energy on apping, CLs, etc.. past a certain point.

I've lost the app itch, though. There's really nothing left (in the credit card world) that would add value to my life. I don't even get sympathetic itch upon reading "I just got $20K from NCFU 18 minutes after BK!!", LOL!

Maybe it's the credit blahs. :)

Re: CLI's....????

tcbofade — Thu, 05 Apr 2012 23:36:15 GMT

Well, yay YOU!

I, however, am itching like crazy....

I got a major score bump a few days ago, and expect a minor score bump in about three weeks...

Trying to wait...trying to wait...

Re: CLI's....????

LS2982 — Fri, 06 Apr 2012 02:07:36 GMT

tcbofade wrote:
Well, yay YOU!

I, however, am itching like crazy....

I got a major score bump a few days ago, and expect a minor score bump in about three weeks...

Trying to wait...trying to wait...

Re: CLI's....????

aussiesareforever — Fri, 06 Apr 2012 02:11:32 GMT

drkaje wrote:
tcbofade wrote:
drkaje wrote:

Giving up HPs isn't gardening, You know?! :)

It's NOT???
They still hang around two years. :)

Funny, My Amex is sneaking up on day 61. At first I was kinda excited.... now it feels like I should get a life. It's really pretty lame to focus so much time/energy on apping, CLs, etc.. past a certain point.

I've lost the app itch, though. There's really nothing left (in the credit card world) that would add value to my life. I don't even get sympathetic itch upon reading "I just got $20K from NCFU 18 minutes after BK!!", LOL!

Maybe it's the credit blahs. :)

:smileyvery-happy::smileyvery-happy::smileyvery-happy:

Re: CLI's....????

LS2982 — Fri, 06 Apr 2012 02:26:59 GMT

daisydvm wrote:
drkaje wrote:
tcbofade wrote:
drkaje wrote:

Giving up HPs isn't gardening, You know?! :)

It's NOT???
They still hang around two years. :)

Funny, My Amex is sneaking up on day 61. At first I was kinda excited.... now it feels like I should get a life. It's really pretty lame to focus so much time/energy on apping, CLs, etc.. past a certain point.

I've lost the app itch, though. There's really nothing left (in the credit card world) that would add value to my life. I don't even get sympathetic itch upon reading "I just got $20K from NCFU 18 minutes after BK!!", LOL!

Maybe it's the credit blahs. :)

:smileyvery-happy::smileyvery-happy::smileyvery-happy:

:smileyvery-happy:

....................................nah,,,,,,:smileyvery-happy:

Re: CLI's....????

AndySoCal — Fri, 06 Apr 2012 02:32:32 GMT

Afbar,

I would not even try a CLI with Chase. I cannot even get an auto CLI with them afer 6 years with them My scores about 125 points or so higher than your current scores.

Re: CLI's....????

LS2982 — Fri, 06 Apr 2012 02:34:34 GMT

AndySoCal wrote:
Afbar,

I would not even try a CLI with Chase. I cannot even get an auto CLI with them afer 6 years with them My scores about 125 points or so higher than your current scores.

Re: CLI's....????

afbar1114 — Fri, 06 Apr 2012 02:35:19 GMT

so just get a whole new card with them? or forget them in a while ?

Re: CLI's....????

LS2982 — Fri, 06 Apr 2012 02:41:36 GMT

afbar1114 wrote:
so just get a whole new card with them? or forget them in a while ?

Appbar Jr,

Take this from a wise app-addict who has seen the light:

Forget about everything new credit / apps / ALL for 6 months!!!!!!!!!!!! 6 MONTHS!!!!!!

(I'm sorry for yelling son...................)

Re: CLI's....????

afbar1114 — Fri, 06 Apr 2012 02:46:03 GMT

LS2982 wrote:
afbar1114 wrote:
so just get a whole new card with them? or forget them in a while ?
Appbar Jr,

Take this from a wise app-addict who has seen the light:

Forget about everything new credit / apps / ALL for 6 months!!!!!!!!!!!! 6 MONTHS!!!!!!

(I'm sorry for yelling son...................)

haha not yelling i am trying to make a goal so i can go for something.. i need a goal in mind so i can reach it with out having that ill just keep apping lol

Re: CLI's....????

LS2982 — Fri, 06 Apr 2012 02:55:22 GMT

afbar1114 wrote:
LS2982 wrote:
afbar1114 wrote:
so just get a whole new card with them? or forget them in a while ?
Appbar Jr,

Take this from a wise app-addict who has seen the light:

Forget about everything new credit / apps / ALL for 6 months!!!!!!!!!!!! 6 MONTHS!!!!!!

(I'm sorry for yelling son...................)
haha not yelling i am trying to make a goal so i can go for something.. i need a goal in mind so i can reach it with out having that ill just keep apping lol

I didn't wanna have to do this......................

Eat these pancakes....................They will help you with your addiction!!!