topic Re: Barclays Backdoor Number in Credit Cards

Barclays Backdoor Number

Juss11 — Mon, 09 Apr 2012 22:27:07 GMT

Anyone know if the number is still the same as posted in the sticky above?

Re: Barclays Backdoor Number

daveg38 — Mon, 09 Apr 2012 22:41:19 GMT

Yes, and it is usually really effective when used. Don't lie to them, be real with your situation and I can just about 98% promise you a recon approval unless you have a zillion baddies and no goodies.

Re: Barclays Backdoor Number

LindaLu — Mon, 09 Apr 2012 22:54:35 GMT

well I must be that 2%...lol....I just called them a few hours ago and they would not approve me...I was declined for an Apple card...the rep said it is because I have a bk7 5 years ago and even though my utilization is only 30% the 30% is mostly on my two highest limit cards.... I don't understand them because a friend of mine has 75% utilization and they approved her...

I called the 408 4064 number..

Re: Barclays Backdoor Number

daveg38 — Mon, 09 Apr 2012 22:56:47 GMT

245 number is directly to Credit analysts. At the time I was approved, I had a major baddie. It has since dropped off as did several inq's.

Re: Barclays Backdoor Number

pizzadude — Mon, 09 Apr 2012 22:58:17 GMT

I agree that they usually are quite good with recons, but in this situation the BK might be a dealbreaker. You can try calling back, maybe you'll have success, but some creditors won't approve when there are BKs reporting.

Re: Barclays Backdoor Number

LindaLu — Mon, 09 Apr 2012 23:00:14 GMT

thanks Dave...when did you call the 245 number?

what is your utilization like?

you show something about a file 13..what that bk you meant? just comparing our situations...lol

Re: Barclays Backdoor Number

Juss11 — Mon, 09 Apr 2012 23:01:10 GMT

I have a couple baddies, one falls off in a few months. I had an instant approval for $1,200 on saturday. I was just hopping to maybe get it bumped to $2000 or so. No lates in the past 3 years. I have two other cards cap and orchard for about 8 months PIF every month.

Re: Barclays Backdoor Number

LindaLu — Mon, 09 Apr 2012 23:08:00 GMT

I think the bk didn't help either pizzadude...but everyone always says they are bk friendly on some cards and this is one the easiest to get from what I heard..I have had 2 capital one cards...one is $2000 I have had it 4 1/2 years...one is $1250 and it is a little over a year old...I have 3 hsbcs that won't budge past $300, target at $300 and kays at $3000...no one else will give me a card...I just figured at almost 5 years past my bk I would get some progress..I just don't feel what I have is progress....it's frustrating to say the least

Re: Barclays Backdoor Number

Juss11 — Mon, 09 Apr 2012 23:09:01 GMT

Are these the numbers?

Barclays: 888-232-0780 (Customer Care)

Barclays: 866-408-4064 (Credit Analyst)

Re: Barclays Backdoor Number

pizzadude — Mon, 09 Apr 2012 23:11:13 GMT

Yes, those are the backdoor #s for Barclay....

Re: Barclays Backdoor Number

Juss11 — Mon, 09 Apr 2012 23:13:36 GMT

Some one posted the 245 number was the number to call?

Re: Barclays Backdoor Number

amercnchopz34 — Mon, 09 Apr 2012 23:20:29 GMT

I was approved for a nfl mastercard thru barclays for 3000 CL back i novembef....6.5 yr bk reportiing......

Re: Barclays Backdoor Number

aussiesareforever — Mon, 09 Apr 2012 23:53:11 GMT

pizzadude wrote:

I agree that they usually are quite good with recons, but in this situation the BK might be a dealbreaker. You can try calling back, maybe you'll have success, but some creditors won't approve when there are BKs reporting.

I was automatically approved for the Apple card three weeks ago with an almost 4 year old BK reporting. I called for a CLI the next day and got a CL of $4000. She did ask about the BK and I told her why I filed.

Are there any negatives on your report post BK. I had a four year old Cap1 CC reporting with no lates. I also had a one year old auto loan and a six month old Carecredit account. All positive tradelines. It might also have helped that I had no inquiries on TU when I applied.

Barclay has historically been BK friendly. I'm suspecting that they might have declined you for other reasons.

Re: Barclays Backdoor Number

mkm77 — Tue, 10 Apr 2012 00:52:39 GMT

I just read about Barclays recon and got even madder! I have had a card with them for almost 2 years now. About 6 years ago I had a foreclosure but have a perfect record since then. I have great income with a 1% utilization rate with oldest account being 8 years old with 5 open revolving lines ( all low). 3 paid in full auto loans. My trans-Union score is 715. Originally opened with a $500 credit line and after 6 months bumped to $1500. I was very happy then. However, for well over a year now, I can't get an increase. Granted I carried a balance and made the mistake I guess of only paying about 2x minimum. I did make large payments the last few months though including running my account up to limit and then paying in full. I have tried 3 times to get an increase with no luck. Was to,d today it was because I didn't pay enough above the minimum for a number of months. I really thought they would grow with me and did for the first 6 months...Now nothing. In a little over a year foreclosures will drop and I should be upper 700s. I'll then go tell them to jump in a lake....

Re: Barclays Backdoor Number

LS2982 — Tue, 10 Apr 2012 00:55:23 GMT

mkm77 wrote:
I just read about Barclays recon and got even madder! I have had a card with them for almost 2 years now. About 6 years ago I had a foreclosure but have a perfect record since then. I have great income with a 1% utilization rate with oldest account being 8 years old with 5 open revolving lines ( all low). 3 paid in full auto loans. My trans-Union score is 715. Originally opened with a $500 credit line and after 6 months bumped to $1500. I was very happy then. However, for well over a year now, I can't get an increase. Granted I carried a balance and made the mistake I guess of only paying about 2x minimum. I did make large payments the last few months though including running my account up to limit and then paying in full. I have tried 3 times to get an increase with no luck. Was to,d today it was because I didn't pay enough above the minimum for a number of months. I really thought they would grow with me and did for the first 6 months...Now nothing. In a little over a year foreclosures will drop and I should be upper 700s. I'll then go tell them to jump in a lake....

Why so mean?!?!?!?!?! :smileysurprised: :smileyvery-happy:

Re: Barclays Backdoor Number

mkm77 — Tue, 10 Apr 2012 04:35:54 GMT

Mean? I was thinking go jump in a nice warm soothing pure spring water fed lake where little fishes exfoliate you and the current messages you with .....

Re: Barclays Backdoor Number

Juss11 — Tue, 10 Apr 2012 21:36:24 GMT

Anyone know the 245 number? The other numbers says there closed