topic Re: Woot Woot Another happy happy NFCU member in Credit Cards

Woot Woot Another happy happy NFCU member

bluewillow — Thu, 26 Apr 2012 12:20:59 GMT

So I check this morning Credit Karma and have score at 731...have the NFCU preapproval but wanted to wait until payments post and except for Exxon they did and Exxon is high...I use it a lot and with the price of gas it gets high quick....anyways hit the preapproval button...20 seconds later I got this

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $15,000.00. Your APR will be prime plus 7.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

Oh boy any rebuilder in my drawer with AF is now history.......

Many thanks to this forum...don't post often but I do read and learn.....

Re: Woot Woot Another happy happy NFCU member

ctb89 — Thu, 26 Apr 2012 12:22:07 GMT

So jealous. Starting to hate all the NFCU members.

Re: Woot Woot Another happy happy NFCU member

Smug — Thu, 26 Apr 2012 12:25:33 GMT

Congrats LOVE NFCU!

Re: Woot Woot Another happy happy NFCU member

RyVision — Thu, 26 Apr 2012 12:51:16 GMT

Bluewillow;

Congrats on the approval and CL, as well as the rate! :smileyhappy:

Thanks for sharing the info! I don't think the number of posts someone does is as important as the info they share. I think that post helps others looking at NFCU and wondering (or any lender when posted about).

NFCU does seem to be a great place for many to deal with. So far after about 5 months (can't believe it's been that long already) I really like them, they seem to have great CSR's and treat people right all around. I actually recommended them to a young military vet (he gets DFAS) yesterday who did not know about them. I think he skipped over them because of their name, his response was he wasn't Navy, I told him he didn't have to be, any branch etc qualifies. He's considering his first house in the near future so I hope the info I gave him helps out somehow.

Re: Woot Woot Another happy happy NFCU member

neesh — Thu, 26 Apr 2012 12:52:41 GMT

wowwwww...Congratulations!! I too have been approved as well. I have been a member of navy federal credit union for about 3 weeks now. I am still in the process of transferring everything over to navy. I too got a pre approval but was kinda hesitant to apply. Anyway, I bit the bullet on yesterday and called in and applied. I did not get an instant approval...I got the 3-5 day wait status. Well, I came to work this morning and just got a text message from navy saying my application was approved and I should get my card in 7-10 business days. It did not tell me the limit though. I also did a balance transfer as well. I transferred a 940.00 balance from priceline visa and a 1500 balance transfer from old navy visa. I am hoping to get a huge credit limit as yourself as my largest credit limit now is my price line visa with a $3000 limit. Congrats again bluewillow!!!!!!!!!!!!!!!!!! I don't post often but I read the forums on a regular basis.

Re: Woot Woot Another happy happy NFCU member

bluewillow — Thu, 26 Apr 2012 14:46:04 GMT

Neesh

Congrats...maybe if you sign in online and check your limit will be there

Re: Woot Woot Another happy happy NFCU member

dodgeball — Thu, 26 Apr 2012 14:53:00 GMT

Just got a awesome auto loan with them Tuesday, so I said what the hell today and put a app in got the 3 to 5 day wait message as well. Got my fingers crossed, if I get it, it should be at a pretty good CL with my income. Even If I dont get it I am more than happy with NFCU they have treated me bettter than I probably deserve with my credit profile.

Re: Woot Woot Another happy happy NFCU member

bluewillow — Thu, 26 Apr 2012 15:15:09 GMT

Yes...next on my list .............my car loan is with TD Bank..can't remember the interest rate right now but going to check and see if I can refi and get a better rate with NFCU

Re: Woot Woot Another happy happy NFCU member

neesh — Thu, 26 Apr 2012 18:37:56 GMT

bluewillow,

I checked online this morning to see if there was a credit limit but it just showed me as approved. Ill check later on to see if there is anything online and come back to report my credit limit. I absolutely love navy federal credit union.:smileytongue:

Re: Woot Woot Another happy happy NFCU member

tinuviel — Thu, 26 Apr 2012 18:39:12 GMT

CONGRATULATIONS!!! What a wonderful CL and APR!!! :D

Re: Woot Woot Another happy happy NFCU member

Adalen — Thu, 26 Apr 2012 19:33:04 GMT

I finally got my card with them and think I'll be transferring all my monthly purchases to them. I like being able to see my cashback balance right there! Just waiting to find out my statement date and see how my score changes when it hits my reports. My USAA account just hit and brought my score up a few points!

Re: Woot Woot Another happy happy NFCU member

K_J — Thu, 26 Apr 2012 19:50:39 GMT

Congratulations, Its sweet to be a NFCU member. I just got one for 10k last week, NFCU rocks.

Re: Woot Woot Another happy happy NFCU member

MsLadyRover — Thu, 26 Apr 2012 22:48:33 GMT

Congratulations to everyone on your new NFCU credit cards!!

Re: Woot Woot Another happy happy NFCU member

TNTransplant — Fri, 27 Apr 2012 02:10:40 GMT

ctb89 wrote:
So jealous. Starting to hate all the NFCU members.

LOL! This. I even mentioned moving in with any NFCU member a while back, but got no takers... :smileytongue:

By the way, OP - congrats on your great card/approval! :smileyhappy:

Re: Woot Woot Another happy happy NFCU member

BigDaddy18 — Fri, 27 Apr 2012 04:17:16 GMT

Welcome to NFCU my friend. They have the best cutomer service and benefits. Very nice on your limit and apr!!!

Sure seems like they are starting to take over when it comes to Credit Unions!!

Re: Woot Woot Another happy happy NFCU member

TATATA — Fri, 27 Apr 2012 06:15:13 GMT

NFCU provides excellent customer service. It is always a pleasure dealing with them. Congrats!

Re: Woot Woot Another happy happy NFCU member

bichonmom — Fri, 27 Apr 2012 06:23:12 GMT

Congrats! Curious... do you have a checking acct with them? It seems like they are more generous w/approvals and CLs when people bank with them also. Since you got such a good CL, I was wondering if you bank w/them or just got the CC.

Re: Woot Woot Another happy happy NFCU member

TATATA — Fri, 27 Apr 2012 06:36:29 GMT

bichonmom wrote:
Congrats! Curious... do you have a checking acct with them? It seems like they are more generous w/approvals and CLs when people bank with them also. Since you got such a good CL, I was wondering if you bank w/them or just got the CC.

I'm not sure that is true. For example, I do have a checking account with them, but I don't have direct deposit. I rarely used the checking account; however, I do have a Navcheck LOC of 3k. I also have a 12k cashrewards; 9k nrewards; 8k nrewards; 2k platinum (all with spouse). I don't bank with them, per se.

Re: Woot Woot Another happy happy NFCU member

BigDaddy18 — Fri, 27 Apr 2012 08:28:42 GMT

I too don't think that's necessarily the case as I do not primarily bank with them either. I do have a checking account but rearely use it. I do have an auto loan and a motorcyle loan thought them and I own there Visa Platinum w/10k CL zero balance. I almost bought my house through them but was counter offered a better deal at the last minute!

Re: Woot Woot Another happy happy NFCU member

neesh — Fri, 27 Apr 2012 12:52:09 GMT

bluewillow,

I just got a text alert from navy federal credit union. THEY ISSUED ME A CARD WITH A $8000 LIMIT. This is my highest limit ever. I am still looking at my account in shock!!! It is already showing up when I log into my account online. OMG........OMG....OMG...OMG....:smileyhappy: