topic Re: Chase Freedom in Credit Cards

Chase Freedom

laracing — Wed, 25 Apr 2012 16:28:57 GMT

Well I applied for a Chase Freedom card about 2-3 weeks ago. I was told additional infomration would be needed so I called the recon line.

I had to provide drivers license and ss card. Called back about a week later: App still processing so I figured I was denied. I logged into my Chase banking account and now there is a credit card attached with a limit of $3K - my biggest limit!

Re: Chase Freedom

daveg38 — Wed, 25 Apr 2012 16:36:14 GMT

Congrads - I went through the same. Took a call to corporate, even, to get my $3500 line. It is now my Walmart card (until it changes from grocery to restaurants in June)

Re: Chase Freedom

bribro — Wed, 25 Apr 2012 20:14:49 GMT

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.

Re: Chase Freedom

boomhower — Wed, 25 Apr 2012 20:17:16 GMT

daveg38 wrote:
Congrads - I went through the same. Took a call to corporate, even, to get my $3500 line. It is now my Walmart card (until it changes from grocery to restaurants in June)

Walmart doesn't count as a grocery store for the bonus.

Re: Chase Freedom

ShallRecoverIt — Thu, 26 Apr 2012 04:41:29 GMT

boomhower wrote:
daveg38 wrote:
Congrads - I went through the same. Took a call to corporate, even, to get my $3500 line. It is now my Walmart card (until it changes from grocery to restaurants in June)
Walmart doesn't count as a grocery store for the bonus.

Checking my bonus points statment, Walmart in fact does count as a grocery store.

Re: Chase Freedom

boomhower — Thu, 26 Apr 2012 10:54:24 GMT

ShallRecoverIt wrote:
boomhower wrote:
daveg38 wrote:
Congrads - I went through the same. Took a call to corporate, even, to get my $3500 line. It is now my Walmart card (until it changes from grocery to restaurants in June)
Walmart doesn't count as a grocery store for the bonus.
Checking my bonus points statment, Walmart in fact does count as a grocery store.

hhmm, new one to me. Where are you finding your points statement?

Re: Chase Freedom

daveg38 — Thu, 26 Apr 2012 11:41:11 GMT

If you look at the terms of the offer, they give you merchant codes considered grocery.

Without looking, I believe Walmart is coded 5411 (grocery) no matter what you buy there.

Google the term "visa merchant codes" and locate the merchant search from Visa's site - you can type in Walmart and like 3 codes come up - match it to Walmart's code and Chase Freedom's offer.

Re: Chase Freedom

elpo9 — Fri, 27 Apr 2012 02:49:31 GMT

It counts if it's a Super Walmart (sells groceries too), but regular Walmart is usually not counted.

Re: Chase Freedom

bichonmom — Fri, 27 Apr 2012 03:04:36 GMT

bribro wrote:
Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.

Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?

Re: Chase Freedom

bribro — Fri, 27 Apr 2012 04:18:37 GMT

bichonmom wrote:
bribro wrote:
Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.
Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?

I tell the (lengthy) story here: http://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Freedom-2-weeks-after-CSP/td-p/1366261

I called the Chase lending team at 888-270-2127. Good luck!

Re: Chase Freedom

bichonmom — Sat, 28 Apr 2012 02:06:58 GMT

Thanks! I just read your thread. Your situation is very different than mine in that you already had very high CL cards and also you have a JP Morgan account. I just read the backdoor sticky and it looks like we both called the same number.

I called the backdoor # twice -- once the day of my app after I got the 30-day message and a second a few days later, when I figured I had nothing to lose to try for a higher CL. No dice. Maybe you are really charming on the phone! :smileywink: You've got a great selection of cards and CLs. :smileytongue:

Re: Chase Freedom

webhopper — Sat, 28 Apr 2012 02:12:47 GMT

Does super wal. Mart count as grocery for discover? It shows up as "merchandise"?