topic Re: Chase Recon in Credit Cards

Chase Recon

miyasohot1 — Thu, 24 May 2012 22:09:38 GMT

Hey guys, just wanted to thank you all for the valuable information you post everyday. Reading the messages everyday has given me the info i needed to to do a successful recon with Chase for the Sapphire card. I was turned down because of inquires and balances on 2 cards explained balances and was placed on hold for 3mins came back with a $5000 approval. Thank you!!!!!!!!!!!

Re: Chase Recon

hedgeclipper2 — Thu, 24 May 2012 22:15:23 GMT

Congrats!!!!

Re: Chase Recon

afbar1114 — Thu, 24 May 2012 22:16:16 GMT

congrats. this is in my sights but not until next year.

Re: Chase Recon

SwiftTone — Thu, 24 May 2012 22:30:43 GMT

Good job and congrats man!

Do you mind sharing your credit profile?

Re: Chase Recon

miyasohot1 — Thu, 24 May 2012 23:21:14 GMT

thanks everyone,at the time of my app my equifax fico 697,however,the letter Chase sent me stated a score of 603.

Re: Chase Recon

MsLadyRover — Fri, 25 May 2012 04:09:16 GMT

That's great! Congratulations!

Re: Chase Recon

Xtina0508 — Fri, 25 May 2012 15:15:54 GMT

You got a Chase Sapphire with a 603 credit score?! I'm so confused.

Re: Chase Recon

psychoinhell — Fri, 25 May 2012 16:30:34 GMT

Xtina0508 wrote:
You got a Chase Sapphire with a 603 credit score?! I'm so confused.

Friend of the CEO, or they are in charge of JPM investment strategy ;)

Re: Chase Recon

miyasohot1 — Sat, 26 May 2012 02:14:56 GMT

The 603 score is Chase in house score i guess,my true fico score is 697 drop from 721 because of GE upgrades to walmart discover and oldnavy visa last month. I do want the freedom card so bad,but Chase decline app 3 times.

Re: Chase Recon

miyasohot1 — Mon, 28 May 2012 00:33:58 GMT

hello everyone. how long does it take for Chase system to update an approval status? I was told that I was approved for the Chase Sapphire,however,i've been checking auto system for update but nothing. It still saying app in review,but analyst told me i can expect card in seven days.

Re: Chase Recon

rootpooty — Mon, 28 May 2012 02:22:20 GMT

wait till tuesday and call the executive office in IL the number can be found in the backdoor numbers in the sticky here. how did they give you their in house score? which cr did they pull tu or ex? ive never known their score to be so different than the ones you can purchase here. if you got approved for the saphire then why wouldnt you get approved for the freedom?

Re: Chase Recon

miyasohot1 — Mon, 28 May 2012 18:20:33 GMT

I app the freedom along with the sapphire the same day,but when i recon i decided i would try the sapphire first. then if i were approeved and after I had the card i would then call back and recon the freedom. I callde the lending department the number was given to me by the ask chase center. I told them about my experience with chase and why I would like the freedom card and that I was denied not because my credit is bad,but because of inquires. She contacted someone in the lending deparment then message me back the phone number to contact.

Re: Chase Recon

miyasohot1 — Mon, 28 May 2012 18:23:08 GMT

and the my Chase pull was Equifax. I pulled my fico and it said 697 may 21.

Denial because of bankruptcy on records but I got CHASE RECON to approve me!

trappedatuf — Sun, 09 Sep 2012 17:47:01 GMT

I just want to say THANK YOU :smileyhappy: for such a great resource and for all of your posts! I applied for the Chase Sapphire Preferred card based on the comments on the board and I was denied. It was odd because I was just approved for an AmEx Platinum but denied for this? Anyway, I waited for the letter to arrive and their reason for denial was "A bankruptcy appears on your credit report".

I figured "oh well" but looked through the boards a little more and then found the phone number to the RECON department (888-245-0625) and decided to give it a try based on what people wrote for other denials from Chase. The first operator told me there was nothing they could do because they don't accept people with previous bankruptcies that show on their reports. I let her know that it was a little over 7 years ago and insisted to speak with a supervisor. She even told me they would probably say what she said but I decided to try anyway and it PAID OFF!!! The supervisor was great and after asking me several more personal questions I was approved for a $10k credit line with CSP!

Awesome and just wanted to post on here to help anyone in the future that might be in my position! Persistance paid off in this case.

Re: Denial because of bankruptcy on records but I got CHASE RECON to approve me!

jonmartin — Thu, 27 Sep 2012 03:03:02 GMT

trappedatuf wrote:
I just want to say THANK YOU :smileyhappy: for such a great resource and for all of your posts! I applied for the Chase Sapphire Preferred card based on the comments on the board and I was denied. It was odd because I was just approved for an AmEx Platinum but denied for this? Anyway, I waited for the letter to arrive and their reason for denial was "A bankruptcy appears on your credit report".

I figured "oh well" but looked through the boards a little more and then found the phone number to the RECON department (888-245-0625) and decided to give it a try based on what people wrote for other denials from Chase. The first operator told me there was nothing they could do because they don't accept people with previous bankruptcies that show on their reports. I let her know that it was a little over 7 years ago and insisted to speak with a supervisor. She even told me they would probably say what she said but I decided to try anyway and it PAID OFF!!! The supervisor was great and after asking me several more personal questions I was approved for a $10k credit line with CSP!

Awesome and just wanted to post on here to help anyone in the future that might be in my position! Persistance paid off in this case.

Thats awesome. Yea I applied for the CSP also the first person I talked too got pretty rude at me as if it was out of the question for me to get one just because of the BK. She wouldn't listen or factor in the facts of my high bank balance or my paid off chase auto loan or my great usage and pay off of my INK card. Just pointed out the BK. So I hung up and called the exec office they seemed much more willing to help I'll find out tomorrow hopefully. If they still want to site the BK as the reason I'll just move my $$$ to NFCU who just gave me their Flaship Visa Siggy and a $32k Autoloan. Seems they would appreciate my business more.

Re: Denial because of bankruptcy on records but I got CHASE RECON to approve me!

Cadillac-XTS — Thu, 27 Sep 2012 03:25:00 GMT

Congrats