topic Re: Navy Federal... You ROCK! in Credit Cards

Navy Federal... You ROCK!

bridgetkaryn — Mon, 16 Apr 2012 21:14:34 GMT

Just got approved for a $10K Cash rewards card!

Thank you FICO Forums and THANK YOU NFCU! :-)

Re: Navy Federal... You ROCK!

pizzadude — Mon, 16 Apr 2012 21:25:38 GMT

Congrats ! That's a great starting CL ! Any idea what your APR will be ?

Re: Navy Federal... You ROCK!

LS2982 — Mon, 16 Apr 2012 22:47:23 GMT

bridgetkaryn wrote:
Just got approved for a $10K Cash rewards card!

Thank you FICO Forums and THANK YOU NFCU! :-)

CONGRATS!!!

That is a stellar starting CL!!! Are your siggy scores accurate?

Re: Navy Federal... You ROCK!

bridgetkaryn — Tue, 17 Apr 2012 16:14:23 GMT

Siggy scores are accurate... I also have a CO that is less than 2 years old. :smileyhappy:

Interest rate is 11% plus prime (like 3%-ish)... Interest rate isn't bad but I don't carry a balance anyway so it doesn't matter much but if I did not bad!

Re: Navy Federal... You ROCK!

Crashem — Tue, 17 Apr 2012 16:25:58 GMT

NFCU is known to be one of the more generous people in terms of CLs. I highly recommend you PIF and show responsible use of a high CL. You will find your current cards and future cards will also be similarly generous.

Re: Navy Federal... You ROCK!

drkaje — Tue, 17 Apr 2012 16:29:18 GMT

I'm constantly amazed by their generosity.

Re: Navy Federal... You ROCK!

TNTransplant — Tue, 17 Apr 2012 16:39:26 GMT

drkaje wrote:
I'm constantly amazed by their generosity.

I'm constantly amazed and ENVIOUS of those who benefit from their generosity... :smileytongue:

Who can I move in with for a few months so I can join as a household member??? :smileywink:

Re: Navy Federal... You ROCK!

searchingfor67 — Tue, 17 Apr 2012 16:40:06 GMT

Congrats!!!

Re: Navy Federal... You ROCK!

drkaje — Tue, 17 Apr 2012 16:55:11 GMT

TNTransplant wrote:
drkaje wrote:
I'm constantly amazed by their generosity.
I'm constantly amazed and ENVIOUS of those who benefit from their generosity... :smileytongue:

Who can I move in with for a few months so I can join as a household member??? :smileywink:

It's not envy, LOL!

They're just so inconsistent with other lenders that I can't make sense of it, LOL! A $10K limit from most other lenders would be the reward for being low risk after years of on-time payments and no significant negatives. I guess they're just one of those odd things in the credit world that balances out in the long run, like Amex Backdating. :)

Re: Navy Federal... You ROCK!

tubesock — Tue, 17 Apr 2012 17:28:52 GMT

CONGRATULATIONS!!!:smileywink:

Re: Navy Federal... You ROCK!

akilahmj — Wed, 20 Jun 2012 19:43:19 GMT

Yess!! Just got approved for $6,0000.00 cash rewards card! I'm excited because I need it to help me rebuild credit. Thanks for this post, it inspired me to apply!

Re: Navy Federal... You ROCK!

skyisthelimit — Wed, 20 Jun 2012 21:15:40 GMT

Get the Visa Signature card, check out the benefits page for it; the AF is easily paid within a few months of having the card. I just got mine, will be using some perks soon!

Re: Navy Federal... You ROCK!

webhopper — Wed, 20 Jun 2012 21:27:51 GMT

Congrats! Nice CL!

Re: Navy Federal... You ROCK!

Dagansinferno — Fri, 22 Jun 2012 00:51:22 GMT

I agree! I just got approved today for NFCU. Now, just have to figure out which card we should apply for nReward? goRewards? try for Flagship? Thoughts?

Re: Navy Federal... You ROCK!

skyisthelimit — Fri, 22 Jun 2012 00:53:10 GMT

dagga 685 eq fico, 48k income got me a flagship :)

Re: Navy Federal... You ROCK!

Dagansinferno — Fri, 22 Jun 2012 01:02:23 GMT

Done and done! LOL. I haven't actually applied yet, but I know with Flagship you can get a joint card (not just AU). That would easily put us in the $80k arena and Fico scores in 720's. Thanks for the tip! Think we'll apply jointly for that, and maybe another rewards card each....we'll ; )

skyisthelimit wrote:
dagga 685 eq fico, 48k income got me a flagship :)

Re: Navy Federal... You ROCK!

webhopper — Fri, 22 Jun 2012 02:23:01 GMT

Congrats on the new nfcu cards you guys! Nfcu is awesome!

Re: Navy Federal... You ROCK!

jordanmedical — Fri, 22 Jun 2012 04:25:24 GMT

What were you guys' EQ FICOs at time of approval for your NFCU cc's?

Re: Navy Federal... You ROCK!

webhopper — Fri, 22 Jun 2012 14:19:55 GMT

I'm pretty sure all of the NFCU allow for joint accounts. My favorite NFCU cards are cash rewards, flagship, and platinum.

Re: Navy Federal... You ROCK!

Dagansinferno — Fri, 22 Jun 2012 14:54:54 GMT

My EQ was 655. My wife is joining too, but haven't added her on yet. I'd say as long as your scores are in the lower-mid 600's and up, you're probably fine. Likely 600-610 and up..assuming no serious, serious credit issues. But, this is just a guess. I also had no baddies, a higher util, and about 4 inq prior to applying. If you are eligible, I think it's worth a shot for sure; if nothing else for the credit cards and just open up the savings plan (minimum requirement to be a member).

jordanmedical wrote:
What were you guys' EQ FICOs at time of approval for your NFCU cc's?