topic Re: Pulled the trigger, I am now a proud Centurion :) in Credit Cards

Pulled the trigger, I am now a proud Centurion :)

Ironhide1189 — Mon, 18 Jun 2012 19:39:20 GMT

I talked over the entire process with my investor and although I honestly don't travel enough to require this card for flight "bonuses" I do receive other perks that I was unaware of at first! So, after deliberating a bit back and forth I decided to have my IA apply for me and I was approved! :) A big step up from my ol' capital one venture card hahaha! Now I have to find a wallet to house this baby when it gets here... It would be funny to pull out fifty bucks wrapped around a rubber band with an amex black card tucked in it ;p

Re: Pulled the trigger, I am now a proud Centurion :)

Ironhide1189 — Mon, 18 Jun 2012 19:40:51 GMT

By the way, if anybody else is interested in the card i know an AWESOME IA that can help you! He's been doing investing and accounting for yearrrrrs! As you can see below my fico is in the high 700's and he still got me approved :)

Re: Pulled the trigger, I am now a proud Centurion :)

MustangSaluki — Mon, 18 Jun 2012 19:49:40 GMT

Congratulations !

Sounds like you took a giant leap compared to your other cards :) Did you receive an invite for the personal centurion? Is your AF waived?

Re: Pulled the trigger, I am now a proud Centurion :)

psychoinhell — Mon, 18 Jun 2012 20:08:27 GMT

From what I understand of Centurion the first year is not an AF, you have to pay 5k to join and then yearly AF is 2.5k.

One day I will win the powerball, then I will get me a Centurion... and more importantly Mila Kunis :heart:

Re: Pulled the trigger, I am now a proud Centurion :)

Ironhide1189 — Mon, 18 Jun 2012 20:16:50 GMT

MustangSaluki wrote:
Congratulations !

Sounds like you took a giant leap compared to your other cards :) Did you receive an invite for the personal centurion? Is your AF waived?

Thank You! My IA (Investment accountant) recieved an invite for myself and then called me to ask me if i was interested... Thats when we started discussing it over and seeing if it was worth it... In the end it was for me.. I DO have to pay the annual fee however my IA said i don't have an initiation fee because that was one of my BIG things.. I was going to go through with it if i had an "initiation" fee like i was paying closing costs on a mortgage!.. I dont know if this is because they no longer do that or if they just didnt choose to charge me.,.

Re: Pulled the trigger, I am now a proud Centurion :)

tinuviel — Mon, 18 Jun 2012 20:20:04 GMT

Congratulations! Yes, that is a huge step up from Cap1, even their Venture card. Enjoy it!

Re: Pulled the trigger, I am now a proud Centurion :)

GQ-007 — Mon, 18 Jun 2012 21:35:49 GMT

What type of American Express card did you have prior to receiving the offer? And on average, how much were you spending annually your Amx?

Re: Pulled the trigger, I am now a proud Centurion :)

r34dy2fly — Mon, 18 Jun 2012 22:28:47 GMT

They... didn't charge you an initial fee? Seriously?

Re: Pulled the trigger, I am now a proud Centurion :)

L-TWT — Mon, 18 Jun 2012 22:31:34 GMT

No offense, but why would you or any1 else pay a $5,000 initiation fee & a $2,500 annual fee for a card that offers the same benefits as the "Amex Platinum", even if the money is not an issue!

Re: Pulled the trigger, I am now a proud Centurion :)

injustifiiable — Mon, 18 Jun 2012 22:38:48 GMT

I'm totally in awe of you.

I kinda like the int'l ones with the EMV chips in 'em.

Re: Pulled the trigger, I am now a proud Centurion :)

r34dy2fly — Mon, 18 Jun 2012 22:46:13 GMT

Because money is "not" an issue. :P

I don't know much about the card other than the fact that I'll never be able to get one. Lol

Re: Pulled the trigger, I am now a proud Centurion :)

L-TWT — Mon, 18 Jun 2012 23:03:30 GMT

So can u please pay off my school loans! PLEASE!:smileywink:

Re: Pulled the trigger, I am now a proud Centurion :)

sjt — Mon, 18 Jun 2012 23:13:33 GMT

Ironhide1189 wrote:
I talked over the entire process with my investor and although I honestly don't travel enough to require this card for flight "bonuses" I do receive other perks that I was unaware of at first! So, after deliberating a bit back and forth I decided to have my IA apply for me and I was approved! :) A big step up from my ol' capital one venture card hahaha! Now I have to find a wallet to house this baby when it gets here... It would be funny to pull out fifty bucks wrapped around a rubber band with an amex black card tucked in it ;p

Did your IA help obtain an invite for you?

Re: Pulled the trigger, I am now a proud Centurion :)

2NE1 — Mon, 18 Jun 2012 23:47:20 GMT

sjt wrote:

Did your IA help obtain an invite for you?

Ironhide1189 wrote:

Thank You! My IA (Investment accountant) received an invite for myself and then called me to ask me if i was interested... Thats when we started discussing it over and seeing if it was worth it... In the end it was for me.. I DO have to pay the annual fee however my IA said i don't have an initiation fee because that was one of my BIG things.. I was going to go through with it if i had an "initiation" fee like i was paying closing costs on a mortgage!.. I dont know if this is because they no longer do that or if they just didnt choose to charge me.,.

Re: Pulled the trigger, I am now a proud Centurion :)

Crashem — Tue, 19 Jun 2012 05:37:19 GMT

Seems strange to me. Did you even have Amex before this? Unless you are outside of us or talking about one of the usd denominated euro Amex cent cards, it doesn't make much sense.

Re: Pulled the trigger, I am now a proud Centurion :)

bribro — Tue, 19 Jun 2012 05:49:15 GMT

I thought they were no longer giving out invites for the Centurion card? Pics please. :smileyhappy:

Re: Pulled the trigger, I am now a proud Centurion :)

Crashem — Tue, 19 Jun 2012 05:52:10 GMT

I have heard that business centurion invites have gone out so far this year. Only personal invites confirmed are to high visibility/marketing related invites.

Re: Pulled the trigger, I am now a proud Centurion :)

skyisthelimit — Tue, 19 Jun 2012 07:45:19 GMT

I still don't get the fee's for this card. I mean if you are making this much money, why would u even need a credit card or a FICO score? Sigh, I guess I will never figure this out.........

Re: Pulled the trigger, I am now a proud Centurion :)

Ironhide1189 — Tue, 19 Jun 2012 13:29:14 GMT

tinuviel wrote:
Congratulations! Yes, that is a huge step up from Cap1, even their Venture card. Enjoy it!

Thank You! :)

Re: Pulled the trigger, I am now a proud Centurion :)

Jlu — Tue, 19 Jun 2012 13:34:39 GMT

It's like asking why you need a Ferrari when a Toyota Camry would get you to the same destination.