http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512794#M415809 Yes, 7k, 685 equifax. Fri, 27 Jul 2012 17:00:58 GMT Cdnewmanpac 2012-07-27T17:00:58Z http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512226#M415649 Hello! I want to apply for a USAA credit card, I'm a partial member and haven't opened any accounts with them yet. What is the best chance of getting approved for a CC....should I open a checking acct. with them then apply for credit card? Or does it not really matter...I have free checking with chase and am happy with them so I wouldn't ever use USAA one I don't think....and advice would be greatly appreciated! Fri, 27 Jul 2012 04:37:32 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512226#M415649 vegasgurl2001 2012-07-27T04:37:32Z http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512238#M415654 <p>Well, one thing I know is that as long as you're a partial member, whether you bank with them or not, you'll never get any offers under your &quot;My offers&quot; page, so I don't know if banking with them comes into consideration when you apply for a card. </p> Fri, 27 Jul 2012 04:39:29 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512238#M415654 jsucool76 2012-07-27T04:39:29Z http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512500#M415731 It is possible that having a usaa checking account that you run large sums of money through for years (thus creating a real history) might be a positive factor in getting credit from them (though more likely to influence manual underwriting than the computer ). But just having a checking account won't make any difference. At least according to the rep I spoke with in February when applying for the mc. Fri, 27 Jul 2012 13:11:01 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512500#M415731 Cdnewmanpac 2012-07-27T13:11:01Z http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512760#M415800 <blockquote><hr>Cdnewmanpac wrote:<br>It is possible that having a usaa checking account that you run large sums of money through for years (thus creating a real history) might be a positive factor in getting credit from them (though more likely to influence manual underwriting than the computer ). But just having a checking account won't make any difference. At least according to the rep I spoke with in February when applying for the mc.<hr></blockquote>DId you end up getting approved? Do you remember about what your credit score was at that time? Thank you by the way! Fri, 27 Jul 2012 16:32:03 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512760#M415800 vegasgurl2001 2012-07-27T16:32:03Z http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512794#M415809 Yes, 7k, 685 equifax. Fri, 27 Jul 2012 17:00:58 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Want-to-apply-for-USAA-CC-should-I-open-their-checking-acct/m-p/1512794#M415809 Cdnewmanpac 2012-07-27T17:00:58Z