topic Re: USAA Approved in Credit Cards

USAA Approved

JohnnyUtah89 — Fri, 10 Aug 2012 17:00:03 GMT

I recently joined USAA and decided to apply for one of their credit cards. I applied for and was instantly approved for a Cash Rewards World Mastercard for $10,000 @ 13.9%. Prior to this my highest limit was a Discover More card for $4,500. The other cards I have are Chase Freedom ($1,000), Wells Fargo ($1,000) and a Barclaycard Mastercard ($500). Now here is an amazing twist: I also applied for the USAA Rate Advantage Mastercard for the heck of it and was approved for $10,000 @ 9.9%. I am definitely shifting most of my credit card usage towards USAA.

Re: USAA Approved

rosegardener — Fri, 10 Aug 2012 17:02:02 GMT

Congrats! Awesome limits. USAA is the best, excepting for NFCU IMO. :)

Re: USAA Approved

mmmmmm — Fri, 10 Aug 2012 17:11:57 GMT

Very nice limits! I take it by "joined" you mean as a full member?

Re: USAA Approved

JohnnyUtah89 — Fri, 10 Aug 2012 17:57:45 GMT

Yes, I'm a veteran. Thanks to myfico.com I became aware of USAA and the benefits.

Re: USAA Approved

skyisthelimit — Fri, 10 Aug 2012 22:43:27 GMT

Do you know ur credit score?

Re: USAA Approved

JohnnyUtah — Sat, 11 Aug 2012 01:57:43 GMT

USAA pulled EQ which was 713. My util is @ 6%. One CO that is six years old.

Re: USAA Approved

wreith — Sat, 11 Aug 2012 19:32:10 GMT

Congrats, I have all my banking with USAA except for a checking I set up with Chase for the 10/10 bonus on my freedom, they even upgraded my account to their premier plus for bringing my DD214.

Re: USAA Approved

julio87 — Sun, 12 Aug 2012 07:05:20 GMT

johnny do you have any checking or any othe account with usaa or only the credit card?

Re: USAA Approved

Madman94044 — Sun, 12 Aug 2012 07:10:16 GMT

Congrats that's a great CL

Re: USAA Approved

mzhigherficoscores — Sun, 12 Aug 2012 12:05:04 GMT

Congratulations!

Re: USAA Approved

CorporalAv — Sun, 12 Aug 2012 13:41:16 GMT

Thats awesome! Great CL, USAA is on my hit list down the road, I am in gardening mode right now. I heard USAA like high Credit Scores is this true?

Re: USAA Approved

JohnnyUtah89 — Sun, 12 Aug 2012 13:58:06 GMT

Prior to applying for the USAA cc's I had no association with them. I'm planning on opening a checking and/or savings account with them in the hopes of bring down the Apr on the rate advantage card to 6%. My credit scores are hovering around 710 in all three cra's. Hope this helps someone.

Re: USAA Approved

wreith — Sun, 12 Aug 2012 16:11:11 GMT

CorporalAv wrote:
Thats awesome! Great CL, USAA is on my hit list down the road, I am in gardening mode right now. I heard USAA like high Credit Scores is this true?

I had scores in the mid 600's when I got my 2 cards from them the USAA Amex and USAA Plat MC with $4K limits each. They pulled EQ which is my worst score, I also have some baddies showing on my reports HTH.

Re: USAA Approved

jetsfan2012 — Sun, 12 Aug 2012 16:59:34 GMT

Congrats on the USAA approval!

Re: USAA Approved

astritaho1979 — Sat, 20 Oct 2012 21:25:32 GMT

I personally applied at USAA and gotta tell youth are very poor costumer service and they have no idea what they are doing.I would not recommend any one applying with this lender. Originally they lost my application and after that they pull the credit again just to tell me that they will not grant me a approval because a account that was late 30 days back in 2006 .I mean are you frg kidding me...............At the time my credit score pulled was 715 fico Equifax.Dont waste time with this lender aplly instead with BarcleI apply with Barcley and got approved for $ 5000.Paypal 3000$.Lowes $5000.US bank $4000.PNC $5000.Walmart Discover $1400.Value city $5400.