topic Re: Citi Diamond Preferred in Credit Cards

Citi Diamond Preferred

brcamacho — Wed, 15 Aug 2012 18:16:41 GMT

Just got an offer for a Citi Diamond Preferred card, with the O% for 18 months. Does anyone know anything about this card? What type of scores are needed to get approved?

Thanks

Re: Citi Diamond Preferred

rudy0720 — Wed, 15 Aug 2012 18:26:35 GMT

I have had the card since February and was a 730 at time of approval

Re: Citi Diamond Preferred

s_rob7488 — Wed, 15 Aug 2012 18:50:03 GMT

I got the card in April with a score around 740-745 also got 0% for 18 months. Got a CL of $4500

Re: Citi Diamond Preferred

babymixer — Wed, 15 Aug 2012 18:57:14 GMT

i got this card in feb after many offers from them. My scores were in the 675-680 range. I got a $4700 CL. Personally, I didnt think I qualified but they certainly seemed to think so. I just responded to one of their offers and it was an instant online approval.

Re: Citi Diamond Preferred

kobe2012 — Wed, 15 Aug 2012 19:00:46 GMT

babymixer wrote:
i got this card in feb after many offers from them. My scores were in the 675-680 range. I got a $4700 CL. Personally, I didnt think I qualified but they certainly seemed to think so. I just responded to one of their offers and it was an instant online approval.

Any baddies and how many inquiries did you have?

Re: Citi Diamond Preferred

babymixer — Wed, 15 Aug 2012 19:13:16 GMT

At the time I had 5 old inq and a satisfied lien that they refuse to remove off my CR but other than that my report is flawless with a great payment history. I'm new to credit as I'm not from this country. I have a student loan and car loan in excellent standing as well. At the time I only had my Bank of America CC that was secured which graduated soon after the approval of Citi.

I was truly surprised to get this card but very happy nonetheless.

Re: Citi Diamond Preferred

brcamacho — Wed, 15 Aug 2012 21:16:01 GMT

I have a 657 TU score from here, im just curious if that is good enough to get approved with them?

Re: Citi Diamond Preferred

ShiningDown — Fri, 24 Aug 2012 04:20:08 GMT

I was approved in November 2011 with 708 score and 50% utilization but only approved for 1,500 & 21 months 0 apr & BT then 21.99 after.

Re: Citi Diamond Preferred

brcamacho — Thu, 16 Aug 2012 00:33:49 GMT

Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.

Re: Citi Diamond Preferred

praise123 — Thu, 16 Aug 2012 02:35:47 GMT

I think you should be ok. Just got card this week and have a 670 they pulled experian. Credit limit 3000

Re: Citi Diamond Preferred

CreditEd — Thu, 16 Aug 2012 03:55:43 GMT

Had a 699 EXP score in July with a 9% util ratio. Could't squeeze an extra point anywhere... I also just took the 0% cash option

Re: Citi Diamond Preferred

flipdc — Thu, 16 Aug 2012 16:07:53 GMT

I have 3 cards from citi, the platinum with 5k started out 1 k in December and got 4k more in cli in june. By July I app for simplicity with 3k limit with 658 fico score thru eq. Just last week I app for cities diamond with 1k limit with 640 fico thru eq.

Re: Citi Diamond Preferred

Bay_Area_Joe — Sun, 07 Oct 2012 21:16:25 GMT

I got mine 3/2012. 8300 CL. FICO was 757

Re: Citi Diamond Preferred

nisargshah12 — Sun, 07 Oct 2012 22:19:28 GMT

I was approved for this card with 680 fico score.

Re: Citi Diamond Preferred

konabill — Mon, 08 Oct 2012 08:02:04 GMT

brcamacho wrote:
Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.

Did you app???

Re: Citi Diamond Preferred

tinuviel — Mon, 08 Oct 2012 17:08:02 GMT

I got approved towards the end of August. 723 EQ and $6800 CL.

Re: Citi Diamond Preferred

youngandcreditwrthy — Mon, 08 Oct 2012 19:36:26 GMT

Ahh I want this card sooooo bad too!! Lol

Re: Citi Diamond Preferred

clh4809 — Sun, 09 Dec 2012 16:56:07 GMT

I received a pre-approved offer in the mail from Citi in September. Applied for the Diamond Preferred and was instantly approved for $2k. My FICO was somewhere around 670, maybe a little less. I had just app'd for Discover More and GE store cards at the time and were approved for all of them as well. I'm not sure how many inquiries I had on my report at the time, but there were at least a few.

Re: Citi Diamond Preferred

CreditPower700 — Sun, 09 Dec 2012 21:02:23 GMT

I just got an offer in the mail, I currently have a 650 with EX, with 38% utilization. I have till Feb 2013 to submit according to the preapproval letter. I'm going to wait till I pay down on my balances and make utilization 0% plus I have 4-5 queries that are dropping off in about 2 weeks.

According to my report Citi ran my credit back in August 2012 when i had 658EX.