topic Target Blacklists in Credit Cards

Target Blacklists

polarbeardad — Fri, 31 Aug 2012 22:02:46 GMT

Just thought other people in the same situation would like to know. If you included Target in your bankruptcy don't waste your time applying for a new account. I put in an application and called to check the status, the team member told me due to the way the previous account was handled (discharged in chapter 7) they could not open a new account. The good news they didn't even pull a credit report so didn't get hit with the inquiry at least. When I inquired as to a time frame when I might be able to apply and be approved she said never at this time under their policies. I only had 500 on the account in my bankruptcy. Thought others would like to know but then again your mileage may vary.

Re: Target Blacklists

haiti222 — Sat, 01 Sep 2012 01:03:57 GMT

I'm in the same boat as you. You can get the Check Card and get 5% off all your purchases.

Re: Target Blacklists

zan987 — Tue, 04 Sep 2012 18:46:13 GMT

Good Information to know. I was about to apply. Thanks!

Re: Target Blacklists

Guyatthebeach — Thu, 06 Sep 2012 01:41:44 GMT

That's 100% correct. I asked about when I was looking to apply again. Target keeps a black list and the agent basically that I would never get another Target card. I included a Target Visa in my Ch7. Now that may change since Target is looking to sell their credit division. Hopefully the company that buys it will be bankruptcy friendly.

In the meantime, I'm simply using a Target debit card and still get my 5% discount.

Re: Target Blacklists

novabama — Mon, 01 Oct 2012 17:29:25 GMT

Does anyone have any experience if you just had a charge off with them?

Re: Target Blacklists

SwampSystems — Mon, 01 Oct 2012 18:32:44 GMT

Guyatthebeach wrote:
That's 100% correct. I asked about when I was looking to apply again. Target keeps a black list and the agent basically that I would never get another Target card. I included a Target Visa in my Ch7. Now that may change since Target is looking to sell their credit division. Hopefully the company that buys it will be bankruptcy friendly.

In the meantime, I'm simply using a Target debit card and still get my 5% discount.

Sweet. Maybe during the transition we'll finally see some CLIs. HSBC members have been as fortunate during the Capital One acquisition.

Re: Target Blacklists

Mortgage_Quest — Mon, 26 Nov 2012 15:30:18 GMT

I also have a paid Charge Off with them from 2007 anyone know if the Black List applies to charge offs?