topic Re: amex SPG "in progress" in Credit Cards

amex SPG "in progress"

jsickz32 — Wed, 12 Sep 2012 14:38:09 GMT

I was bored lastnight and noticed that it had been more than 31 days since i was denied for the SPG so decided to app again and instant message of "in progress". Has anyone gotten this message and then been approved? How long did it take to get an amswer? I really want this card! Thanks

Re: amex SPG "in progress"

jamesdwi — Wed, 12 Sep 2012 14:42:53 GMT

Keep checking the Amex Application Status often the system is just a little back logged and the proccessing takes longer than the amount of time alloted so they give that message. I got something simular with my Zync card, Mine was approved a few minutes later, others have had it take a day or more.

Re: amex SPG "in progress"

CreditEd — Wed, 12 Sep 2012 15:55:36 GMT

jsickz32 wrote:
I was bored lastnight and noticed that it had been more than 31 days since i was denied for the SPG so decided to app again and instant message of "in progress". Has anyone gotten this message and then been approved? How long did it take to get an amswer? I really want this card! Thanks

I posted quite a bit about my experience in another thread: S!P!G! DONE!!!!!

AMEX revolvers are VERY hard to get in the first place and then this one is considered one of their top cards. Just be sure that you hve fixed as much as you possibly can in your history and perhaps start with a Blue card. Burning inquiries for a card like this may inhibit you from obtaining several other valuable lines that can also serve you well.

Re: amex SPG "in progress"

jsickz32 — Wed, 12 Sep 2012 15:59:27 GMT

@credited i already have 3 other amex cards including a BCE. So if denied it'll be a soft pull but i really want this card!! I know you got it recently, have you received it already??

Re: amex SPG "in progress"

CreditEd — Wed, 12 Sep 2012 16:22:37 GMT

jsickz32 wrote:
@credited i already have 3 other amex cards including a BCE. So if denied it'll be a soft pull but i really want this card!! I know you got it recently, have you received it already??

This past Saturday morning and I know the feeling... I also have a Plat that I'd upgraded from Gold so I've been with them for abit. I will tell you that it took them quite some time to even say that I was originally denied. Be ready to mount a serious and credible recon effort rather than app'ing constantly. As of now I don't see a second pull as a result of my recon a fully month later than my original app.

Re: amex SPG "in progress"

jsickz32 — Wed, 12 Sep 2012 16:25:18 GMT

@credited how is the color in person?? I never seen one in person but i really like the design of that card. Last time i apped was an instant declined. I keep checking but says in progress still ugh!

Re: amex SPG "in progress"

jsickz32 — Wed, 12 Sep 2012 16:28:27 GMT

Declined again lol ahh too many new accounts reson for denial. I need to garden!

Re: amex SPG "in progress"

CreditEd — Wed, 12 Sep 2012 16:50:44 GMT

jsickz32 wrote:
@credited how is the color in person?? I never seen one in person but i really like the design of that card. Last time i apped was an instant declined. I keep checking but says in progress still ugh!

I'll be frank with you. Don't get caught up in the hype. I wanted this card so bad it hurt. I'd convinced myself that since I was a Plat customer and b/c I'd been doing so much cleanup work that AMESX "owes" me this card??? I wanted to to serve as a symbol of all the work that I'd been doing the past couple years and thus the ainxiety grew daily.

Truth be told the Hilton revolver would have better suited me b/c I stay at a Hilton Hotel at least once/month. But... it wouldn't have satisfied all the internal presure that I built up.

The card is BEAUTIFUL burgendy with a Platinum border around the edges. I actually wipe it down from time to time to get the fingerprints off of it.

On denials. AMEX pulls EX almost exclusively and has an ownership or at least very close relationship with EX so I would imaging that even SPs are tracked and logged as part of your history consideration.

Mind posting your scores? I don't think that anything under 700 will cut it.

Re: amex SPG "in progress"

searchingfor67 — Wed, 12 Sep 2012 17:21:49 GMT

CreditEd wrote:
jsickz32 wrote:
@credited how is the color in person?? I never seen one in person but i really like the design of that card. Last time i apped was an instant declined. I keep checking but says in progress still ugh!
I'll be frank with you. Don't get caught up in the hype. I wanted this card so bad it hurt. I'd convinced myself that since I was a Plat customer and b/c I'd been doing so much cleanup work that AMESX "owes" me this card??? I wanted to to serve as a symbol of all the work that I'd been doing the past couple years and thus the ainxiety grew daily.
Truth be told the Hilton revolver would have better suited me b/c I stay at a Hilton Hotel at least once/month. But... it wouldn't have satisfied all the internal presure that I built up.

The card is BEAUTIFUL burgendy with a Platinum border around the edges. I actually wipe it down from time to time to get the fingerprints off of it.

On denials. AMEX pulls EX almost exclusively and has an ownership or at least very close relationship with EX so I would imaging that even SPs are tracked and logged as part of your history consideration.

Mind posting your scores? I don't think that anything under 700 will cut it.

Re: amex SPG "in progress"

searchingfor67 — Wed, 12 Sep 2012 17:25:46 GMT

CreditEd wrote:
jsickz32 wrote:
@credited how is the color in person?? I never seen one in person but i really like the design of that card. Last time i apped was an instant declined. I keep checking but says in progress still ugh!
I'll be frank with you. Don't get caught up in the hype. I wanted this card so bad it hurt. I'd convinced myself that since I was a Plat customer and b/c I'd been doing so much cleanup work that AMESX "owes" me this card??? I wanted to to serve as a symbol of all the work that I'd been doing the past couple years and thus the ainxiety grew daily.
Truth be told the Hilton revolver would have better suited me b/c I stay at a Hilton Hotel at least once/month. But... it wouldn't have satisfied all the internal presure that I built up.

The card is BEAUTIFUL burgendy with a Platinum border around the edges. I actually wipe it down from time to time to get the fingerprints off of it.

On denials. AMEX pulls EX almost exclusively and has an ownership or at least very close relationship with EX so I would imaging that even SPs are tracked and logged as part of your history consideration.

Mind posting your scores? I don't think that anything under 700 will cut it.

+1...I think it requires a minimum 700 fico, and decent income.

Re: amex SPG "in progress"

Snoopy7 — Thu, 13 Sep 2012 01:04:01 GMT

I beat you to it....I decided to app at midnight 9/11 and got a message. The next day I phoned and answered some question just before I received news of my approval. Too excited!!!

Re: amex SPG "in progress"

searchingfor67 — Thu, 13 Sep 2012 01:07:21 GMT

Snoopy7 wrote:
I beat you to it....I decided to app at midnight 9/11 and got a message. The next day I phoned and answered some question just before I received news of my approval. Too excited!!!

Congrats! What is your limit and apr? Also, do you mind sharing your credit file?

Re: amex SPG "in progress"

Snoopy7 — Thu, 13 Sep 2012 01:17:42 GMT

Here it goes...you'll be shocked.

This past Saturday I pulled EQ FICO from this site...639. I needed a 640 to refi my auto loan at 4.5% with CU. I said what the heck...I apped for the refi not even an hour later....EQ at 674. CU doesn't use any other Bureau..so I wasn't sure what the other scores were and still don't know. Heard about app spreeing on this site and decided to go for other cards because my file is so short.

Cap One 500 (I hate them)

CU Secured Credit Card 800

Student Loan (90 late this past March) ...I paid them and then a few weeks later it showed 90 days...They suck too!

Cap One Auto Loan....always current

My utilization was at 4%. AMEX approved me for $1k..not sure the rate yet as I have not received the card in the mail.

I app'd all day and was approved for the Amazon Chase/Belk/ Walmart Card...Two GE's in the bunch and AMEX and Chase. I don't think I did too bad.

Re: amex SPG "in progress"

angelnyc — Thu, 13 Sep 2012 02:30:47 GMT

congrats on your SPG, hope it rewards you well.

Re: amex SPG "in progress"

Cadillac-XTS — Thu, 13 Sep 2012 02:33:03 GMT

Congrats

Re: amex SPG "in progress"

Snoopy7 — Tue, 18 Sep 2012 01:44:05 GMT

Got the AMEX paperwork in the mail today. My EQ score was 659. They approved me for $1k. My utilization was @ 4%. Baddies from light years ago. One CO was recently paid off within the last month. I was approved for the SPG card. Can't wait to get my card tomorrow. Heck it may be on the doorstep now...let me go check, I parked in the garage tonight...hear UPS delivers this card. They are notorious for leaving items on the door step (no worries because you can't see my door from the street)

Re: amex SPG "in progress"

jsickz32 — Tue, 18 Sep 2012 01:45:32 GMT

thanks for rubbing it in my face i guess lol

Re: amex SPG "in progress"

Snoopy7 — Tue, 18 Sep 2012 01:49:09 GMT

Rubbing it in is me taking a picture with it and posting it on this forum. ;)

Re: amex SPG "in progress"

searchingfor67 — Tue, 18 Sep 2012 02:19:03 GMT

Snoopy7 wrote:
Rubbing it in is me taking a picture with it and posting it on this forum. ;)

What is your APR?

Re: amex SPG "in progress"

Snoopy7 — Tue, 18 Sep 2012 03:01:40 GMT

Paperwork only has credit score and other "Hooked on Phonics" type of stuff to help you better understand how they issued credit. No APR disclosed, tried calling just now and the automated system wants to pretend like it's 7am and I have all day to wait on a rep. I'll update when it arrives.