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    <title>topic Re: Letter from Capital One in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592550#M438272</link>
    <description>&lt;p&gt;Nice, but some CLI's here and there would be better!! :smileyvery-happy:&lt;/p&gt;</description>
    <pubDate>Sun, 16 Sep 2012 16:53:28 GMT</pubDate>
    <dc:creator>LS2982</dc:creator>
    <dc:date>2012-09-16T16:53:28Z</dc:date>
    <item>
      <title>Letter from Capital One</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592374#M438201</link>
      <description>&lt;p&gt;Titled Good News Your Refund's on the way!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Re: your orchard bank ending in ####&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Dear Dobirdsmommy,&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Capital One is now the issuer of your ochard bank account. And we've got some great news to share with you.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;We're refunding the application processing fee you paid when you applied for your orchard bank credit card. That's right, your refund of 19.00 will appear as a credit on one of your next two statements. You dont have to do a thing.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;And even more good news- in addition to not charging an application processing fe, Capital One doesn't charge some of the fees you may see elsewhere, such as fees to pay your bill by phone of Foreign Exchange fees.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Just keep using your card as you do today and we'll continue to make sure you stay well-informed throughout this transition process.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I got the letter but not the DH. He got his card in Feb. I applied in May.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;still nice to get a refund though&lt;/p&gt;</description>
      <pubDate>Sun, 16 Sep 2012 14:13:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592374#M438201</guid>
      <dc:creator>dobirdsmommy</dc:creator>
      <dc:date>2012-09-16T14:13:28Z</dc:date>
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    <item>
      <title>Re: Letter from Capital One</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592474#M438241</link>
      <description>That is kinda cool. Cap1 doing something nice!!&lt;br&gt;&lt;br&gt;&lt;br&gt;Congrats.</description>
      <pubDate>Sun, 16 Sep 2012 15:54:52 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592474#M438241</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2012-09-16T15:54:52Z</dc:date>
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    <item>
      <title>Re: Letter from Capital One</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592550#M438272</link>
      <description>&lt;p&gt;Nice, but some CLI's here and there would be better!! :smileyvery-happy:&lt;/p&gt;</description>
      <pubDate>Sun, 16 Sep 2012 16:53:28 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592550#M438272</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-09-16T16:53:28Z</dc:date>
    </item>
    <item>
      <title>Re: Letter from Capital One</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592698#M438329</link>
      <description>&lt;p&gt;can't complain Capital One gave me 100 unsecured increase before my 6 months on my partially secured card.  originally 49 out of 200. now its at 400. I keep adding money every other week to it. It has become our main card.&lt;/p&gt;</description>
      <pubDate>Sun, 16 Sep 2012 18:11:07 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Letter-from-Capital-One/m-p/1592698#M438329</guid>
      <dc:creator>dobirdsmommy</dc:creator>
      <dc:date>2012-09-16T18:11:07Z</dc:date>
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