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    <title>topic Barclays Nervous of CLD... in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Nervous-of-CLD/m-p/1602954#M441412</link>
    <description>&lt;p&gt; &lt;/p&gt;&lt;p&gt;So had my Barclays Apple Financiing Visa about 11 months and I requested a CLI last week, it was declined, called the recon line and the analyst approved it.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;So, today I applied for the Virgin Visa got declined, I called the credit dept number (analyst under &amp;quot;backdoor&amp;quot; numbers) and left a VM with my account number etc and said I wanted to do a PC to the Virgin Card (this was after cust serv told me that they could not do the PC) and I left in the VM to please send me the Virgin card over night.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I really don't care if they don't approve me for the Virgin card or if they can't transfer the CL to that card, but I am not worried they will CLD me on the Apple Card&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I scheduled (3) upcoming payments on auto pay for the Applie Financing Visa for:&lt;/p&gt;&lt;p&gt;9/27 for 900.00 ,&lt;/p&gt;&lt;p&gt;10/4 for 800.00&lt;/p&gt;&lt;p&gt;10/10 for 900.00 in the hopes that they will see I can handle the CL I have now&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I am just asking because I have read people getting CLD after they try and do a PC&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;span&gt;What do you think?  &lt;/span&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
    <pubDate>Sat, 22 Sep 2012 00:38:56 GMT</pubDate>
    <dc:creator>Andy77</dc:creator>
    <dc:date>2012-09-22T00:38:56Z</dc:date>
    <item>
      <title>Barclays Nervous of CLD...</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Nervous-of-CLD/m-p/1602954#M441412</link>
      <description>&lt;p&gt; &lt;/p&gt;&lt;p&gt;So had my Barclays Apple Financiing Visa about 11 months and I requested a CLI last week, it was declined, called the recon line and the analyst approved it.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;So, today I applied for the Virgin Visa got declined, I called the credit dept number (analyst under &amp;quot;backdoor&amp;quot; numbers) and left a VM with my account number etc and said I wanted to do a PC to the Virgin Card (this was after cust serv told me that they could not do the PC) and I left in the VM to please send me the Virgin card over night.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I really don't care if they don't approve me for the Virgin card or if they can't transfer the CL to that card, but I am not worried they will CLD me on the Apple Card&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I scheduled (3) upcoming payments on auto pay for the Applie Financing Visa for:&lt;/p&gt;&lt;p&gt;9/27 for 900.00 ,&lt;/p&gt;&lt;p&gt;10/4 for 800.00&lt;/p&gt;&lt;p&gt;10/10 for 900.00 in the hopes that they will see I can handle the CL I have now&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;I am just asking because I have read people getting CLD after they try and do a PC&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;span&gt;What do you think?  &lt;/span&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Sat, 22 Sep 2012 00:38:56 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Nervous-of-CLD/m-p/1602954#M441412</guid>
      <dc:creator>Andy77</dc:creator>
      <dc:date>2012-09-22T00:38:56Z</dc:date>
    </item>
    <item>
      <title>Re: Barclays Nervous of CLD...</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Nervous-of-CLD/m-p/1603076#M441464</link>
      <description>You'll be just fine, keep charging and making payments.</description>
      <pubDate>Sat, 22 Sep 2012 02:15:50 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-Nervous-of-CLD/m-p/1603076#M441464</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-09-22T02:15:50Z</dc:date>
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