topic Re: "Further Review" on Delta Gold app in Credit Cards

"Further Review" on Delta Gold app

sekada — Wed, 26 Sep 2012 16:51:11 GMT

I have the backdoor number, but no lunch break today. :( Are they open after 5p? And also, is there anything I should be prepared to give them as far as extra info etc?

I had a fraud alert on my account last year due to a data breach, but I think it's gone away now. Not sure what else it could be, other than my non-rockin' 687 credit score. Still, I have 100k+ income, 80K in retirement/savings, and 0 CC debt on my 5 open accounts. Oldest card is almost 10 yrs., youngest is about 7. Thoughts?

Re: "Further Review" on Delta Gold app

sekada — Wed, 26 Sep 2012 16:53:26 GMT

Oh and, any idea how long these calls usually take? Are we talking 30 mins - 1 hour or is it not that bad? Have a jammed day, but would like to figure it out if possible so I know whether to wait on buying my plane tickets. :)

Re: "Further Review" on Delta Gold app

Cdnewmanpac — Wed, 26 Sep 2012 17:22:20 GMT

First, have you checked your app status again on line? Most "further review" with Amex convert within hours. Or are you saying they asked you to call? Mine took about 4 hours to go from under review to approved on the application status site. Might be worth checking before you call.

Re: "Further Review" on Delta Gold app

adavis425 — Wed, 26 Sep 2012 17:26:29 GMT

I got that message yesterday and immediately went to the app status page where it showed approved. I would check there first or again if you have already.

Re: "Further Review" on Delta Gold app

sekada — Wed, 26 Sep 2012 17:28:47 GMT

How do you check again? Mine is saying the page is expired and I don't want to resubmit the app!

Re: "Further Review" on Delta Gold app

adavis425 — Wed, 26 Sep 2012 17:31:47 GMT

https://www262.americanexpress.com/appstatus

Re: "Further Review" on Delta Gold app

sekada — Wed, 26 Sep 2012 17:35:04 GMT

Oh fab, I am approved! Thanks for the tips :) Doesn't say for how much, but whatever... mainly wanted the miles.

Re: "Further Review" on Delta Gold app

adavis425 — Wed, 26 Sep 2012 17:39:24 GMT

Congrats!! It may take a day or two, but you can call 800.567.1083 (it's an automated line) and get your CL info. :smileytongue:

Re: "Further Review" on Delta Gold app

sekada — Wed, 26 Sep 2012 18:06:13 GMT

Yayyy, $10k limit. That will look pretty, sitting there in my wallet all unused. :)

Re: "Further Review" on Delta Gold app

rtw — Wed, 26 Sep 2012 18:48:33 GMT

Congratulations! Very nice CL.

Re: "Further Review" on Delta Gold app

Duncanrr — Wed, 26 Sep 2012 18:49:06 GMT

Nice. Grats. Your limit kills mine :(

Re: "Further Review" on Delta Gold app

Cadillac-XTS — Wed, 26 Sep 2012 18:56:08 GMT

Congrats and btw what was your score(s) if you dont mind sharing?

Re: "Further Review" on Delta Gold app

youngandcreditwrthy — Thu, 27 Sep 2012 16:05:32 GMT

Congrats!!!! :-)

Re: "Further Review" on Delta Gold app

EandK23 — Thu, 27 Sep 2012 16:35:59 GMT

Congrats! That's a beautiful limit!