topic Re: When will Navy Federal have another 0% Balance Transfer offer? in Credit Cards

When will Navy Federal have another 0% Balance Transfer offer?

ChesterPDexter — Mon, 01 Oct 2012 22:44:06 GMT

I remember that someone got a message from them saying it would be "very soon," but this was back in early or mid-summer. Does anyone know when they will do this again? I think they do it several times per year, and the last offer was in February.

Re: When will Navy Federal have another 0% Balance Transfer offer?

laz98 — Tue, 02 Oct 2012 02:48:12 GMT

I thought they only did it twice a year, but I'm fairly new to Navy Federal, so I'm not exactly the best source of information. I didn't realize it had been that long since the last promo! I thought it WAS in the summer. Maybe after Christmas?

Re: When will Navy Federal have another 0% Balance Transfer offer?

Voodard — Tue, 02 Oct 2012 03:07:50 GMT

It's usually available early in the New Year. As soon as you see it available do your transfer business quickly. I procrastinated last time and received a message that the program had ended, bummer. The very next day NFCU pulled the BT promo from the main web page. :(

Re: When will Navy Federal have another 0% Balance Transfer offer?

bichonmom — Tue, 02 Oct 2012 03:52:31 GMT

Yeah, I'm hoping to BT when they offer it again. Does anyone know how long the interest is usually deferred? is it a year? or longer?

Re: When will Navy Federal have another 0% Balance Transfer offer?

Woolfman — Tue, 02 Oct 2012 11:13:31 GMT

Its generally a year. I did not realize they had one during the summer. I am hoping for one here soon. I know they had one last november/december. I had transferred a balance off of my navy card a bit early and my timing was perfect allowing me to transfer it right back and get another year at 0% Which i hope to be doing again this year. If nothing else Psecu has 2.9 for year.

Re: When will Navy Federal have another 0% Balance Transfer offer?

ChesterPDexter — Tue, 02 Oct 2012 12:51:37 GMT

Can anyone confirm that they had an offer during the summer? Either I missed it or I didn't need at at the time and didn't pay attention, and then forgot.

Anyway, knowing that they usually do it after the new year gives me some hope. I freed up my entire balance on my larger card with them and I'm waiting for them to offer this again because I'm paying off a pile of debt slowly, and some of my debts are at 0% now, but those deals expire either in December or in the early part of next year, or spring (some of them not until fall 2013.) Yes, I have a lot of debt on a lot of cards. It's a long process to pay it off, but I have staggered everything at 0% or very low interest and that makes it infinitely easier to pay down.

Re: When will Navy Federal have another 0% Balance Transfer offer?

CS800 — Tue, 02 Oct 2012 12:56:15 GMT

AS per the CSR I spoke to sometime ago, they generally do it 2-3 times a year. They are targeted offers too.

Re: When will Navy Federal have another 0% Balance Transfer offer?

NavyFederal — Tue, 02 Oct 2012 17:25:11 GMT

(Mod cut) This message has been removed. As per the Terms of Service, the following is not allowed:

"Spam, such as advertisements for other web sites and services, or other solicitation; chain letters, pyramid schemes, or securities offerings"

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Re: When will Navy Federal have another 0% Balance Transfer offer?

CS800 — Tue, 02 Oct 2012 17:26:08 GMT

(Mod Cut)

Hmm violation of TOS?

Re: When will Navy Federal have another 0% Balance Transfer offer?

tinuviel — Tue, 02 Oct 2012 17:26:42 GMT

CS800 wrote:
(Mod Cut)
Hmm violation of TOS?

Yes. Done.

Re: When will Navy Federal have another 0% Balance Transfer offer?

Woolfman — Tue, 02 Oct 2012 19:06:08 GMT

CS800 wrote:
(Mod Cut)
Hmm violation of TOS?

Bummer i seen the reply email and i was hoping it was NFCU chiming in to give us some hope.. But i guess its safe to assume it was not someone from there.

Re: When will Navy Federal have another 0% Balance Transfer offer?

CS800 — Tue, 02 Oct 2012 19:24:28 GMT

Woolfman wrote:
CS800 wrote:
(Mod Cut)
Hmm violation of TOS?
Bummer i seen the reply email and i was hoping it was NFCU chiming in to give us some hope.. But i guess its safe to assume it was not someone from there.

It was just a link to NFCU's facebook page, nothing more. It was a violation of the TOS to advertise.