topic Re: NO Dice with Amex Backdate.... in Credit Cards

NO Dice with Amex Backdate....

texaspete2012 — Tue, 02 Oct 2012 19:23:43 GMT

Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!

Re: NO Dice with Amex Backdate....

nada9188 — Tue, 02 Oct 2012 19:42:14 GMT

Try calling 1 (800) 492-3344. Do not put your account number in or it will route you to the wrong area. Restate your case.

Re: NO Dice with Amex Backdate....

espnjunkie — Tue, 02 Oct 2012 20:00:01 GMT

I don't think you will get the backdating since you were an AU on the account. I'm pretty sure you have to be the primary cardholder to get backdating. If the account were still open and active it might be a different story.

Re: NO Dice with Amex Backdate....

Duncanrr — Tue, 02 Oct 2012 20:05:21 GMT

espnjunkie wrote:
I don't think you will get the backdating since you were an AU on the account. I'm pretty sure you have to be the primary cardholder to get backdating. If the account were still open and active it might be a different story.

Is that true? I wanted to add my little sister as AU to my charge card and would love her to be able to use it as a backdate for when she is ready to pull trigger. I plan on keeping card open and in great standing.

Re: NO Dice with Amex Backdate....

Jazzzy — Tue, 02 Oct 2012 20:06:08 GMT

I have heard of different outcomes...but I was also unsuccessful.

I was AU on an excellent account at the time I got my 1st AmEx in my own name. I tried to get my new one backdated to match the one I already carried....No go.

Re: NO Dice with Amex Backdate....

espnjunkie — Tue, 02 Oct 2012 20:10:50 GMT

I am 99% sure that you have to be the primary cardholder to have future accounts backdated. Otherwise theoretically you could have an account backdated to before you were even born.

Re: NO Dice with Amex Backdate....

Duncanrr — Tue, 02 Oct 2012 20:15:11 GMT

Not true. The back date would be the hear you were added to account not the primary account holders member since date.

Re: NO Dice with Amex Backdate....

CruzImperial — Tue, 02 Oct 2012 20:18:31 GMT

+1 to last post. The backdate is the year you were added on

Re: NO Dice with Amex Backdate....

espnjunkie — Tue, 02 Oct 2012 20:20:00 GMT

Does that account still have to be open and active though?

Re: NO Dice with Amex Backdate....

texaspete2012 — Tue, 02 Oct 2012 20:26:15 GMT

So in my case i was added in 1998, so my account could be back dated to 1998? Also the account has since been closed, by the account holder and was in good standing.

Re: NO Dice with Amex Backdate....

SubseaEngineer — Tue, 02 Oct 2012 20:38:58 GMT

I will find out when i get my new card (should be tonite).

I was added as an AU on my dad's account in 1979 (we still dont know how, he recieved a card several months after I was born). So my backdating should be... interesting.

Re: NO Dice with Amex Backdate....

Duncanrr — Tue, 02 Oct 2012 20:47:35 GMT

Member since birth. I could see amex using that in a commercial ;)

Re: NO Dice with Amex Backdate....

bribro — Tue, 02 Oct 2012 20:48:49 GMT

My understanding is that you can backdate to the year you became a cardholder or ACM. You used to be able to backdate to the primary cardholder's MS date even if you were added as an ACM years later, but no more.

Re: NO Dice with Amex Backdate....

texaspete2012 — Tue, 02 Oct 2012 20:54:32 GMT

Thanks, Guys. I am going to call again in the AM, and not punch in my account#, and see if I can coonect to a rep who will let me backdate back to 1998.

Re: NO Dice with Amex Backdate....

Obt3wKLq5t — Tue, 02 Oct 2012 20:57:52 GMT

I got them to resend a card that had me as an authorized user from 2010 to 1999. The card did show 1999 but it did not change on any of my credit report so its really useless.

Re: NO Dice with Amex Backdate....

Duncanrr — Tue, 02 Oct 2012 22:14:23 GMT

Did your "member since" date change online?

Re: NO Dice with Amex Backdate....

LS2982 — Tue, 02 Oct 2012 23:18:26 GMT

texaspete2012 wrote:
Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!

AFAIK, AMEX has stopped awarding backdating to AU accounts.

Re: NO Dice with Amex Backdate....

texaspete2012 — Wed, 03 Oct 2012 00:03:02 GMT

AFAIK, AMEX has stopped awarding backdating to AU accounts.

This stinks! I can see it from the CRA point of view, but it was one the big reasons why I went with AMEX.

Re: NO Dice with Amex Backdate....

CreditScholar — Wed, 03 Oct 2012 02:10:24 GMT

LS2982 wrote:
texaspete2012 wrote:
Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!
AFAIK, AMEX has stopped awarding backdating to AU accounts.

I'm very glad they did this. As an AU it's not really your account anyways, and therefore you shouldn't be able to get backdating.

Re: NO Dice with Amex Backdate....

texaspete2012 — Wed, 03 Oct 2012 04:20:54 GMT

I'm very glad they did this. As an AU it's not really your account anyways, and therefore you shouldn't be able to get backdating.

Very Glad? Wow, I think there might be 300 posts on this board about back dating as and AU. Amex gold is not a ZERO AF card, so I think we can hope for some benefits, esp. since it has been a policy for years to award AU this privilege. Thanks for your two cents .