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    <title>topic I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625058#M448750</link>
    <description>&lt;p&gt;Yeah I know, I'm not special.   but the BIG BOLD LETTERS telling me I was preapproved for their VISA Platinum were so pretty!&lt;/p&gt;&lt;p&gt;That included the honor of paying them 75.00 for the first year, but the AF for every year after is 99.. conveniently billed to my card every month in 8 buck installments.&lt;br&gt;OH and I could also have the honor of having an introductory interest rate of 27%.&lt;/p&gt;&lt;p&gt;and they sent me the cute fake card too...&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;it all made such a lovely sound getting munched through my shredder.  I know my scores took a hit from my mini app spree in July (AMEX BCE and Aliant CU Visa rewards) but I didnt' think it had sunk THAT low :) &lt;/p&gt;&lt;p&gt;(sorry, couldn't find the real sarcasm font in the font family . . .but I'm sure  y'all get it ...)&lt;/p&gt;</description>
    <pubDate>Thu, 04 Oct 2012 17:13:12 GMT</pubDate>
    <dc:creator>codimom</dc:creator>
    <dc:date>2012-10-04T17:13:12Z</dc:date>
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      <title>I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625058#M448750</link>
      <description>&lt;p&gt;Yeah I know, I'm not special.   but the BIG BOLD LETTERS telling me I was preapproved for their VISA Platinum were so pretty!&lt;/p&gt;&lt;p&gt;That included the honor of paying them 75.00 for the first year, but the AF for every year after is 99.. conveniently billed to my card every month in 8 buck installments.&lt;br&gt;OH and I could also have the honor of having an introductory interest rate of 27%.&lt;/p&gt;&lt;p&gt;and they sent me the cute fake card too...&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;it all made such a lovely sound getting munched through my shredder.  I know my scores took a hit from my mini app spree in July (AMEX BCE and Aliant CU Visa rewards) but I didnt' think it had sunk THAT low :) &lt;/p&gt;&lt;p&gt;(sorry, couldn't find the real sarcasm font in the font family . . .but I'm sure  y'all get it ...)&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 17:13:12 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625058#M448750</guid>
      <dc:creator>codimom</dc:creator>
      <dc:date>2012-10-04T17:13:12Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625074#M448754</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;codimom wrote:&lt;br&gt;&lt;p&gt;Yeah I know, I'm not special.   but the BIG BOLD LETTERS telling me I was preapproved for their VISA Platinum were so pretty!&lt;/p&gt;&lt;p&gt;That included the honor of paying them 75.00 for the first year, but the AF for every year after is 99.. conveniently billed to my card every month in 8 buck installments.&lt;br&gt;OH and I could also have the honor of having an introductory interest rate of 27%.&lt;/p&gt;&lt;p&gt;and they sent me the cute fake card too...&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;it all made such a lovely sound getting munched through my shredder.  I know my scores took a hit from my mini app spree in July (AMEX BCE and Aliant CU Visa rewards) but I didnt' think it had sunk THAT low :) &lt;/p&gt;&lt;p&gt;(sorry, couldn't find the real sarcasm font in the font family . . .but I'm sure  y'all get it ...)&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;hr&gt;&lt;p&gt;My sister and I got these too. She also got one from First Primier. I have no idea why they sent them as both of our histories are perfect with very nice cards and limits. Anyway, next time stuff it back in the prepaid envlope they send with it so it costs them money. I also wrote some stuff on it just for fun.&lt;br&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 17:19:00 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625074#M448754</guid>
      <dc:creator>navigatethis12</dc:creator>
      <dc:date>2012-10-04T17:19:00Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625080#M448756</link>
      <description>&lt;p&gt;Haha I received the exact offer today! Special $1,500 CL!! It's me first pre-approval, but I kindly reject. Lol&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 17:19:00 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625080#M448756</guid>
      <dc:creator>nenuco</dc:creator>
      <dc:date>2012-10-04T17:19:00Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625086#M448758</link>
      <description>&lt;p&gt;LOL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 17:20:41 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625086#M448758</guid>
      <dc:creator>calihlove75</dc:creator>
      <dc:date>2012-10-04T17:20:41Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625132#M448773</link>
      <description>&lt;p&gt;omg...lol!!&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 17:31:13 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625132#M448773</guid>
      <dc:creator>beautybrainsbooty</dc:creator>
      <dc:date>2012-10-04T17:31:13Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625142#M448777</link>
      <description>&lt;p&gt;Congrats&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;you should accept and then make a BT from a prime card to Credit One for the AF :smileyvery-happy:&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 17:34:23 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625142#M448777</guid>
      <dc:creator>shakalaka</dc:creator>
      <dc:date>2012-10-04T17:34:23Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625154#M448782</link>
      <description>Congrats! I also received my first pre-approvak offer not too long ago but mine had an awesome 175af!</description>
      <pubDate>Thu, 04 Oct 2012 17:41:23 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625154#M448782</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2012-10-04T17:41:23Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625326#M448820</link>
      <description>&lt;p&gt;I got one yesterday!! It offered a $175 AF, 36% APR, $14 monthly maintenance fee AND.....a $700 CL!!! Yaaaaayyyyyy!! :smileyvery-happy:&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 19:04:30 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625326#M448820</guid>
      <dc:creator>adavis425</dc:creator>
      <dc:date>2012-10-04T19:04:30Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625334#M448823</link>
      <description>&lt;p&gt;wow, you're more speshul than me... 36%!&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 19:11:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625334#M448823</guid>
      <dc:creator>codimom</dc:creator>
      <dc:date>2012-10-04T19:11:33Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625362#M448830</link>
      <description>&lt;p&gt;I feel like I have been working really hard to get to this point. What makes this offer even more incredible, is that I only have to pay $6.95 for a design card!&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 19:22:55 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625362#M448830</guid>
      <dc:creator>nenuco</dc:creator>
      <dc:date>2012-10-04T19:22:55Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625386#M448836</link>
      <description>&lt;p&gt;Lol u guys are funny...&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;i don't feel speshul at all...i keep getting Citibank ones at my home address and at my parent's address.&lt;/p&gt;</description>
      <pubDate>Thu, 04 Oct 2012 19:38:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1625386#M448836</guid>
      <dc:creator>EmpressLuv</dc:creator>
      <dc:date>2012-10-04T19:38:42Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1626214#M449100</link>
      <description>&lt;p&gt;Just note your reports with an opt out for marketing. It'll put a stop to the mailings altogether.&lt;/p&gt;</description>
      <pubDate>Fri, 05 Oct 2012 03:23:47 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1626214#M449100</guid>
      <dc:creator>Elcid89</dc:creator>
      <dc:date>2012-10-05T03:23:47Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1626228#M449103</link>
      <description>&lt;p&gt;AMAZING OFFER! You should consolidate your debt with Credit One! :smileyvery-happy:&lt;/p&gt;</description>
      <pubDate>Fri, 05 Oct 2012 03:31:09 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1626228#M449103</guid>
      <dc:creator>maiden_girl</dc:creator>
      <dc:date>2012-10-05T03:31:09Z</dc:date>
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      <title>Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1626316#M449134</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;maiden_girl wrote:&lt;br&gt;&lt;p&gt;AMAZING OFFER! You should consolidate your debt with Credit One! :smileyvery-happy:&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;lol i could they offered me 5k max limit no annual fee. (opened letter today) even though its 5k ive never heard of them so straight to the shredder. &lt;/p&gt;&lt;p&gt;i only have 900 on revolvers at the moment. &lt;/p&gt;</description>
      <pubDate>Fri, 05 Oct 2012 03:58:56 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/I-feel-speshul-i-got-me-my-OWN-preapproval-letter-for-CREDIT-ONE/m-p/1626316#M449134</guid>
      <dc:creator>creditnocash</dc:creator>
      <dc:date>2012-10-05T03:58:56Z</dc:date>
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