topic Re: Wells Fargo CLI success ! in Credit Cards

Wells Fargo CLI success !

thom02099 — Thu, 04 Oct 2012 15:14:21 GMT

Got my Wells Fargo Platinum Visa in November 2011, decided to try for a CLI to see if they'd match some of my other cards, since it was my lowest limit at $3000. From their website, there was not a means to do so on line, there was a number to call to make the request. Gave them a call last week, asked for $9000 (the usual 3X increase). They asked a few questions about income (mine, not household). I asked which pull, they said EX, which surprised me since the previous pull was TU (my best score). Anyway, got the non-commital "we'll send you an answer in the mail in the next 7-12 business days". Logged in to my Wells Fargo account today, and lo and behold, the CL is now $7000! Didn't get the full $9K, but I'm a happy camper! Especially since, from what I've read here, they can be very...conservative.

OK, time to head to the garden...and anxiously await what's going to happen with AMEX Zync!

Re: Wells Fargo CLI success !

jsickz32 — Thu, 04 Oct 2012 15:55:51 GMT

Congrats thats a nice cli! Do you bank with them??

Re: Wells Fargo CLI success !

thom02099 — Thu, 04 Oct 2012 16:07:07 GMT

jsickz32 wrote:
Congrats thats a nice cli! Do you bank with them??

I have my home mortgage with them, but no other banking accounts with them. I also told the nice lady I spoke with that I'd like to match my "other" premium cards in CL, hoping she'd catch that sort of teaser to get a higher limit, LOL. Guess it worked to some degree. I honestly was expecting maybe $4500-5000 range.

Re: Wells Fargo CLI success !

jsucool76 — Thu, 04 Oct 2012 16:58:16 GMT

Congrats!!

I asked for a CLI from them since I now have a 3k limit reporting. Card is very young but it was worth a shot. Got denied, csr told me they could forward it for further review but it would be a HP so I said no. Lol.

Re: Wells Fargo CLI success !

CreditChampion — Thu, 04 Oct 2012 17:13:57 GMT

So do they offer you an amount via soft pull and if you decline that amount is hard?

Re: Wells Fargo CLI success !

jsucool76 — Thu, 04 Oct 2012 17:49:38 GMT

CreditChampion wrote:
So do they offer you an amount via soft pull and if you decline that amount is hard?

I asked them for half of my highest limit (which is $3000, so $1500) and the guy told me they would counteroffer, but I got flat out denied. My card was MAYBE 2 months old though, so I wasn't expecting anything, but it was a SP so I don't really care. The only reason I asked was because my cap1 was technically older than my WF, it just hadn't reported yet when I got my WF, so I was hoping having a higher limit would convince them to up me a little bit.

Re: Wells Fargo CLI success !

tinuviel — Thu, 04 Oct 2012 19:55:35 GMT

Congrats! Nice increase! :D